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Stifel Trust Company N.A.

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Saint Louis, MO $100M to $1B in assets Est. February 16, 1993 FDIC #33785 RSSD #2713920 Routing #081019557 OCC

Data as of · sourced from FFIEC call reports. How we update

Stifel Trust Company N.A. is an FDIC-insured commercial bank headquartered in Saint Louis, MO, established in 1993 (FDIC certificate 33785), and it is supervised by the OCC. At Q2 2026 it reported total assets of $911.0M, down 1.6% from Q2 2025, the 43rd largest of 191 banks headquartered in Missouri. Its CET1 capital ratio was 38.50% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.

Charter
Commercial bank
Regulator
OCC
Deposit insurance
FDIC
FDIC certificate
33785
Headquarters
Saint Louis, MO
Established
1993
Total assets, Q2 2026
$911.0M
Assets vs Q2 2025
-1.6%
CET1 ratio, Q2 2026
38.50%
Domestic offices
2 FDIC institution directory, current count
Routing number
081019557
Latest call report
Q2 2026, FFIEC 051 · Stifel Trust Company N.A. call report
Holding company
STIFEL BANCORP, INC.
Asset rank in state
43rd of 191 in Missouri
Assets
$911.0M
Deposits
$850.4M
Loans
$0
Equity
$53.1M

Stifel Trust Company N.A. is one of the more profitable banks of its size. Its balance sheet stood at $911 million at June 30, 2026, down 1.6% from a year earlier; it is based in Saint Louis, Missouri. It earns about $3.33 a year on every $100 of assets, 2.6 times the median of $1.28 for the 2,660 banks with $100 million to $1 billion in assets. It also spends about 39 cents to bring in each dollar of revenue, lower than about 9 in 10 banks its size (median 61 cents).

Unrealized losses on its securities total $24 million, equal to 33% of Tier 1 capital, against 31% a year earlier. Where it has less room is capital: it funds 7.52% of its assets with Tier 1 capital, lower than about 9 in 10 banks its size (median 10.99%).

As of June 30, 2026, Stifel Trust Company N.A. reported a CET1 capital ratio of 38.50%, a return on assets of 3.33% and a Texas ratio of 0.00%. The figures come from its call report filed with the FFIEC.

Of the 191 banks headquartered in Missouri, Stifel Trust Company N.A. is the 43rd largest by total assets at Q2 2026. Between Q1 2026 and Q2 2026, its total assets fell 1.6% to $911.0M, deposits rose 0.2%. The FDIC Summary of Deposits lists 2 offices for it, in Saint Louis, MO and Baltimore, MD; its Saint Louis office books 100% of its branch deposits. On its Q2 2026 call report, Stifel Trust Company N.A. meets every capital ratio test for well capitalized.

Headquarters Profile

Address
501 N Broadway, Saint Louis, MO 63102
County
St. Louis City
Metro Area
St. Louis, MO-IL
Charter
Commercial bank, national (federal) charter, Fed member, OCC-supervised
Primary Regulator
OCC
FDIC Region
Kansas City (Region 11)
Federal Reserve member
Yes
Federal Reserve district
District 8, St. Louis
Fiduciary (trust) powers
Full trust powers granted
Call Report form
FFIEC 051
Established
February 16, 1993
Former names
1919 Investment Counsel & Trust Company, National Association (2014-2016); Legg Mason Investment Counsel & Trust Company, National Association (2006-2014); Legg Mason Trust Company, National Association (2005-2006); Legg Mason Trust, FSB (1999-2005)
Domestic offices
2 FDIC institution directory, current count
Employees (FTE)
57
Domestic deposits
$850.4M
Allowance for credit losses
$0
Net charge-offs (YTD)
$0
Average total assets
$943.2M
Average total loans
$0
Average interest-bearing deposits
$848.8M
Tax status
C corporation
Ownership
Stock
Community bank
No
FDIC-insured since
September 29, 1999
FDIC Cert
33785
Fed RSSD
2713920
SEC CIK
720672 → filed by STIFEL FINANCIAL CORP.

Management

Senior officers at parent holding company, from SEC Form 3/4/5 disclosures

Name Role Title
Ronald J Kruszewski CEO Chief Executive Officer
James M Zemlyak PRES President
James M Marischen CFO Chief Financial Officer
David D Sliney COO Chief Operating Officer
Mark P Fisher GC Senior VP & General Counsel

Profitability

Q2 annualized
Return on Assets3.33%YTD 3.26%
Return on Equity52.58%YTD 48.97%
Net Interest Margin4.19%YTD 4.17%

Balance Sheet

Total liabilities$857.9M
Cash & balances due$166.6M
Securities, available-for-sale$485.2M
Securities, held-to-maturity$238.5M
Goodwill & intangibles$0

Income Statement

Net income Q2$7.8M
Net interest income YTD$19.3M
Total interest income YTD$19.5M
Total interest expense YTD$231K
Provision for credit losses YTD$0

Operating & Funding

Total noninterest income YTD$14.7M
Total noninterest expense YTD$13.2M

Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures

Quarterly trends

From Q3 2023 to Q2 2026, Stifel Trust Company N.A.'s total assets ranged from $888.6M (Q2 2024) to $926.2M (Q3 2025), and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built

Total assets and total liabilities

$911.0M total assets against $926.1M; $857.9M total liabilities against $859.9M.

Loans and leases against deposits

$0 net loans and leases against $0; $850.4M total deposits against $851.8M.

Securities and cash

$723.7M securities against $744.2M; $166.6M cash and balances due against $160.2M.

Interest income against interest expense

$9.8M total interest income against $10.5M; $116K total interest expense against $705K.

Net interest income

$9.7M net interest income against $9.8M.

Noninterest income against noninterest expense

$7.7M total noninterest income against $6.4M; $6.7M total noninterest expense against $5.9M.

Provision for credit losses

No provision recorded in the last 12 quarters.

Net income

$7.8M net income against $7.6M.

Return on assets and net interest margin

3.33% return on assets against 3.22%; 4.19% net interest margin against 4.19%.

CET1 and Tier 1 leverage ratios

38.50% CET1 capital ratio against 41.14%; 7.52% tier 1 leverage ratio against 9.14%.

Inside the full Stifel Trust Company N.A. terminal

21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts

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Quarterly trend: last 8 quarters

From Q3 2024 to Q2 2026, its return on assets ran from 3.01% (Q1 2025) to 3.67% (Q3 2024) and its net interest margin ran from 4.01% (Q1 2025) to 4.60% (Q3 2024).

Quarter CET1 ROA NPL Texas NIM
Q2 2026 38.50% 3.33% — 0.00% 4.19%
Q1 2026 45.22% 3.18% — 0.00% 4.16%
Q4 2025 41.12% 3.14% — 0.00% 4.37%
Q3 2025 47.80% 3.30% — 0.00% 4.34%
Q2 2025 41.14% 3.22% — 0.00% 4.19%
Q1 2025 39.62% 3.01% — 0.00% 4.01%
Q4 2024 41.82% 3.52% — 0.00% 4.38%
Q3 2024 36.76% 3.67% — 0.00% 4.60%

Swipe the table sideways to see every column.

Branch Network

View all 2 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.

1–2 of 2
Branch Location ZIP Deposits
Stifel Trust Company, National Association Saint Louis , MO 63102 $850.4M
1919 Investment Counsel & Trust, A Divis Baltimore , MD 21202 $0

Events & Regulatory History

Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.

Date Category Event Source
June 30, 2016 M&A Acquired The Trust Company of Sterne Agee, Inc. merger for the acquired bank SEC
June 30, 2016 Structure Change Acquired The Trust Company of Sterne Agee, Inc. Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank FFIEC NIC
January 1, 2016 M&A Acquired Stifel Trust Company, N.A. merger for the acquired bank SEC
January 1, 2016 Structure Change Acquired Stifel Trust Company, N.A. Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank FFIEC NIC
September 21, 1999 M&A Acquired Legg Mason Trust Company merger for the acquired bank SEC
September 21, 1999 Structure Change Acquired Legg Mason Trust Company Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank FFIEC NIC

Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 6 events.

Regulatory record

Facts as filed or published, not a rating.

Deposit market share
0.3% of deposits in MO, rank 53 of 249 institutions
Period: June 30, 2026. Source: FDIC Summary of Deposits.
Not on file
Enforcement actions, Mortgage lending (HMDA), SBA 7(a) lending, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources

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Stifel Trust Company N.A.: regulatory capital profile · BankRegReports

Frequently asked about Stifel Trust Company N.A.

What are Stifel Trust Company N.A.'s total assets?

As of the Q2 2026 filing, Stifel Trust Company N.A. reported total assets of $911.0 million in its FFIEC call report.

Where is Stifel Trust Company N.A. headquartered?

It is headquartered in Saint Louis, MO, United States.

When was Stifel Trust Company N.A. founded?

It was established in 1993, per the FDIC institution directory.

Is Stifel Trust Company N.A. FDIC-insured?

Yes. It is an FDIC-insured commercial bank (FDIC Certificate #33785). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.

Who regulates Stifel Trust Company N.A.?

Stifel Trust Company N.A.'s primary federal regulator is the OCC.

What is Stifel Trust Company N.A.'s CET1 capital ratio?

It reported a Common Equity Tier 1 (CET1) capital ratio of 38.50% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.

How many branches does Stifel Trust Company N.A. operate?

It operates 2 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.

What is Stifel Trust Company N.A.'s Texas Ratio?

Its Texas Ratio is 0.00% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.

What was Stifel Trust Company N.A. previously called?

The charter now named Stifel Trust Company N.A. has also operated as 1919 Investment Counsel & Trust Company, National Association (2014-2016), Legg Mason Investment Counsel & Trust Company, National Association (2006-2014), Legg Mason Trust Company, National Association (2005-2006), Legg Mason Trust, FSB (1999-2005), per FDIC structure-change records.

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