Stifel Bank
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Data as of · sourced from FFIEC call reports. How we update
Stifel Bank is an FDIC-insured commercial bank headquartered in Saint Louis, MO, established in 2002 (FDIC certificate 57358), and it is supervised by the Federal Reserve. At Q2 2026 it reported total assets of $14.62B, up 26.8% from Q2 2025, the 6th largest of 191 banks headquartered in Missouri. Its CET1 capital ratio was 10.65% at Q2 2026, above regulatory requirements.
- Charter
- Commercial bank
- Regulator
- Federal Reserve
- Deposit insurance
- FDIC
- FDIC certificate
- 57358
- Headquarters
- Saint Louis, MO
- Established
- 2002
- Total assets, Q2 2026
- $14.62B
- Assets vs Q2 2025
- +26.8%
- CET1 ratio, Q2 2026
- 10.65%
- Domestic offices
- 1 FDIC institution directory, current count
- Routing number
- 081018998
- Holding company
- STIFEL BANCORP, INC.
- Asset rank in state
- 6th of 191 in Missouri
Stifel Bank is one of the more profitable banks of its size. It reported $14.6 billion in assets at June 30, 2026, up 26.8% from a year earlier. It returns 20.7% a year on shareholders' equity, about double the median of 11.1% for the 127 banks with $10 billion to $100 billion in assets. It also spends about 28 cents to bring in each dollar of revenue, about half the median of 53 cents for banks its size.
Loans are outrunning deposits: over the year loans rose 32.2% and deposits rose 27.4%. Its margin is thin by comparison: it keeps 2.61 cents of net interest income on every dollar of earning assets, lower than about 9 in 10 banks its size (median 3.63 cents).
As of June 30, 2026, Stifel Bank reported a CET1 capital ratio of 10.65%, a return on assets of 1.30%, a nonperforming-loan ratio of 0.06% and a Texas ratio of 0.60%. The figures come from its call report filed with the FFIEC.
By total assets at Q2 2026, Stifel Bank is the 6th largest of the 191 banks headquartered in Missouri. From Q1 2026 to Q2 2026, its total assets rose 20.4% to $14.62B, loans rose 31.8% and deposits rose 21.0%. Loans to nondepository financial institutions made up 48.7% of its total loans on June 30, 2026, its largest category; next came loans for purchasing or carrying securities at 21.6%. Its one office in the FDIC Summary of Deposits is in Saint Louis, MO. Judged on its Q2 2026 call report, Stifel Bank meets every capital ratio test for well capitalized.
Headquarters Profile
- Address
- 501 N Broadway, Saint Louis, MO 63102
- County
- St. Louis City
- Metro Area
- St. Louis, MO-IL
- Charter
- Commercial bank, state charter, Fed member, FRB-supervised
- Primary Regulator
- Federal Reserve
- FDIC Region
- Kansas City (Region 11)
- Federal Reserve member
- Yes
- Federal Reserve district
- District 8, St. Louis
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 041
- Established
- May 16, 2002
- Domestic offices
- 1 FDIC institution directory, current count
- Employees (FTE)
- 112
- Domestic deposits
- $13.67B
- Allowance for credit losses
- $36.1M
- Net charge-offs (YTD)
- -$2K
- Average total assets
- $13.57B
- Average total loans
- $8.91B
- Average interest-bearing deposits
- $12.14B
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- No
- FDIC-insured since
- May 16, 2002
- FDIC Cert
- 57358
- Fed RSSD
- 3076220
- SEC CIK
- 720672 → filed by STIFEL FINANCIAL CORP.
- Website
- www.stifelbankstl.com →
- Parent Holding Company
- STIFEL BANCORP, INC. (RSSD 3189728)
- Ultimate Parent
- STIFEL FINANCIAL CORP. (RSSD 3063622)
Management
Senior officers at parent holding company, from SEC Form 3/4/5 disclosures
| Name | Role | Title |
|---|---|---|
| Ronald J Kruszewski | CEO | Chief Executive Officer |
| James M Zemlyak | PRES | President |
| James M Marischen | CFO | Chief Financial Officer |
| David D Sliney | COO | Chief Operating Officer |
| Mark P Fisher | GC | Senior VP & General Counsel |
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures
Quarterly trends
From Q3 2023 to Q2 2026, Stifel Bank's total assets ranged from $9.85B (Q3 2023) to $14.62B (Q2 2026), and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$14.62B total assets against $11.53B; $13.71B total liabilities against $10.77B.
$9.92B net loans and leases against $7.50B; $13.67B total deposits against $10.73B.
$3.94B securities against $3.54B; $558.9M cash and balances due against $314.9M.
$178.1M total interest income against $159.7M; $90.9M total interest expense against $89.7M.
$87.2M net interest income against $70.0M.
$1.9M total noninterest income against $2.1M; $24.9M total noninterest expense against $16.6M.
$5.8M provision for credit losses against $1.9M.
$44.2M net income against $40.4M.
1.30% return on assets against 1.42%; 2.61% net interest margin against 2.51%.
10.65% CET1 capital ratio against 12.20%; 7.06% tier 1 leverage ratio against 7.13%.
Inside the full Stifel Bank terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeStifel Bank rankings
Its closest position to the top of a national ranking is 34 of 3,606, for efficiency ratio; its furthest is 2,021 of 2,134, for CET1 ratio.
Metric pages for Stifel Bank: Efficiency ratio.
Quarterly trend: last 8 quarters
Across the 8 quarters to Q2 2026, its return on assets ran from 1.30% (Q2 2026) to 1.67% (Q4 2024) and its net interest margin ran from 2.51% (Q2 2025) to 2.82% (Q4 2024).
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 10.65% | 1.30% | 0.06% | 0.60% | 2.61% |
| Q1 2026 | 11.69% | 1.49% | 0.02% | 0.18% | 2.66% |
| Q4 2025 | 11.84% | 1.41% | 0.00% | 0.00% | 2.64% |
| Q3 2025 | 12.24% | 1.61% | 0.00% | 0.02% | 2.81% |
| Q2 2025 | 12.20% | 1.42% | 0.00% | 0.02% | 2.51% |
| Q1 2025 | 13.08% | 1.53% | 0.00% | 0.01% | 2.65% |
| Q4 2024 | 12.98% | 1.67% | 0.00% | 0.01% | 2.82% |
| Q3 2024 | 13.56% | 1.54% | 0.00% | 0.01% | 2.56% |
Swipe the table sideways to see every column.
Branch Network
View the branch → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Stifel Bank (main office) | Saint Louis , MO | 63102 | $13.67B |
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- 4.9% of deposits in MO, rank 7 of 249 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Mortgage lending (HMDA)
- 22 applications, 21 loans originated, $5.7M originated, across 1 states
- Period: Calendar year 2018. Source: FFIEC HMDA loan application register.
- SBA 7(a) lending
- 2 loans, $995K approved, $498K average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 2019 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Consumer complaints
- 7 complaints in the last 4 full quarters. Raw counts, not adjusted for size
- Period: 2023-Q4 to 2026-Q1. Source: CFPB consumer complaint database.
- Not on file
- Enforcement actions, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about Stifel Bank
What are Stifel Bank's total assets?
As of the Q2 2026 filing, Stifel Bank reported total assets of $14.62 billion in its FFIEC call report.
Where is Stifel Bank headquartered?
It is headquartered in Saint Louis, MO, United States.
When was Stifel Bank founded?
It was established in 2002, per the FDIC institution directory.
Is Stifel Bank FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #57358). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Stifel Bank?
Stifel Bank's primary federal regulator is the Federal Reserve.
What is Stifel Bank's CET1 capital ratio?
It reported a Common Equity Tier 1 (CET1) capital ratio of 10.65% in its Q2 2026 call report, above regulatory requirements.
How many branches does Stifel Bank operate?
It operates 1 domestic office, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Stifel Bank's Texas Ratio?
Its Texas Ratio is 0.60% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
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