Stifel Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Reserve coverage of non-performing loans: 1324.53 percentage points lower than in Q1 2026, at 641.61%. Within Missouri, Stifel Bank is 115th of 192 on return on assets, 1.30% as of Q2 2026, below the middle of the field. At 1.30%, Stifel Bank's return on assets is close to the 1.30% median for banks in the $10B-100B asset tier (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 10.65% |
| Tier 1 risk-based capital ratio | 10.65% |
| Total risk-based capital ratio | 11.24% |
| Tier 1 leverage ratio | 7.06% |
| Equity capital to assets | 6.25% |
| Tangible equity to tangible assets | 6.25% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.06% |
| Non-performing assets ratio | 0.04% |
| Net charge-off ratio | -0.00% |
| Texas ratio | 0.60% |
| Allowance for credit losses to loans | 0.36% |
| Reserve coverage of non-performing loans | 641.61% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.30% |
| Return on equity | 20.71% |
| Net interest margin | 2.61% |
| Efficiency ratio | 27.91% |
| Yield on earning assets | 5.32% |
| Cost of funds | 2.93% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 72.86% |
| Core deposits to total deposits | 75.70% |
| Brokered deposits to total deposits | 24.30% |
| Deposits to assets | 93.46% |
| Securities to assets | 26.93% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 14.62% | 14.62% | 15.30% | 7.08% | 0.84% |
| Q4 2023 | 11.91% | 11.91% | 12.50% | 7.16% | 1.03% |
| Q1 2024 | 14.80% | 14.80% | 15.47% | 7.16% | 1.31% |
| Q2 2024 | 13.11% | 13.11% | 13.81% | 7.13% | 1.50% |
| Q3 2024 | 13.56% | 13.56% | 14.29% | 7.09% | 1.54% |
| Q4 2024 | 12.98% | 12.98% | 13.73% | 7.09% | 1.67% |
| Q1 2025 | 13.08% | 13.08% | 13.88% | 7.12% | 1.53% |
| Q2 2025 | 12.20% | 12.20% | 12.94% | 7.13% | 1.42% |
| Q3 2025 | 12.24% | 12.24% | 12.99% | 7.12% | 1.61% |
| Q4 2025 | 11.84% | 11.84% | 12.54% | 7.11% | 1.41% |
| Q1 2026 | 11.69% | 11.69% | 12.36% | 7.04% | 1.49% |
| Q2 2026 | 10.65% | 10.65% | 11.24% | 7.06% | 1.30% |
Stifel Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Stifel Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Stifel Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 57358) · FFIEC NIC profile (RSSD 3076220)