Stifel Bank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Risk-weighted assets climbed 25.4% in Q2 2026, from $7.18B to $9.00B. It was the largest change from Q1 2026 among the key lines here. Stifel Bank ranks 87th of 98 Missouri banks on CET1 ratio, in the lower half at 10.65% (Q2 2026). Stifel Bank reported 10.65% on CET1 ratio for Q2 2026, 2.31 points below the 12.96% median for banks in the $10B-100B asset tier.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 10.65% |
| Tier 1 risk-based capital ratio | 10.65% |
| Total risk-based capital ratio | 11.24% |
| Tier 1 leverage ratio | 7.06% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $958.5M |
| Tier 1 capital | $958.5M |
| Total risk-based capital | $1.01B |
| Total equity capital | $913.9M |
| Risk-weighted assets | $9.00B |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 6.25% |
| Tangible equity to tangible assets | 6.25% |
| Equity capital to average assets | 6.73% |
| Internal capital growth rate | 22.26% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $5.2M |
| Common stock surplus | $627.0M |
| Retained earnings | $326.3M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$44.6M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 14.62% | 14.62% | 15.30% | 7.08% | $4.72B |
| Q4 2023 | 11.91% | 11.91% | 12.50% | 7.16% | $6.62B |
| Q1 2024 | 14.80% | 14.80% | 15.47% | 7.16% | $5.66B |
| Q2 2024 | 13.11% | 13.11% | 13.81% | 7.13% | $5.66B |
| Q3 2024 | 13.56% | 13.56% | 14.29% | 7.09% | $5.59B |
| Q4 2024 | 12.98% | 12.98% | 13.73% | 7.09% | $5.92B |
| Q1 2025 | 13.08% | 13.08% | 13.88% | 7.12% | $5.96B |
| Q2 2025 | 12.20% | 12.20% | 12.94% | 7.13% | $6.64B |
| Q3 2025 | 12.24% | 12.24% | 12.99% | 7.12% | $6.76B |
| Q4 2025 | 11.84% | 11.84% | 12.54% | 7.11% | $7.22B |
| Q1 2026 | 11.69% | 11.69% | 12.36% | 7.04% | $7.18B |
| Q2 2026 | 10.65% | 10.65% | 11.24% | 7.06% | $9.00B |
Stifel Bank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Stifel Bank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Stifel Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 57358) · FFIEC NIC profile (RSSD 3076220)