Stifel Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Stifel Bank of Saint Louis, MO against its peer group of 134 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA Behind the peer average, ahead of the median peer. | 1.30% | 1.35% | -0.05% | 51st above |
| ROAE | 20.71% | 12.26% | +8.45% | 91st top |
| Net Interest Margin | 2.61% | 3.68% | -1.07% | 10th bottom |
| Efficiency Ratio | 27.91% | 53.91% | -26.00% | 96th top |
| PPNR / Avg Assets Behind the peer average, ahead of the median peer. | 1.89% | 1.96% | -0.07% | 56th above |
| Yield on Earning Assets | 5.32% | 5.57% | -0.25% | 46th below |
| Cost of Funds | 2.93% | 1.99% | +0.94% | 14th bottom |
| Net Interest Spread | 2.34% | 2.98% | -0.64% | 22nd bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.06% | 1.06% | -1.00% | 97th top |
| NPA / Total Assets | 0.04% | 0.76% | -0.72% | 95th top |
| NCO / Avg Loans | -0.00% | 0.36% | -0.36% | 94th top |
| ACL / Total Loans | 0.36% | 1.38% | -1.02% | 5th bottom |
| ACL / NPLs (Coverage) | 641.61% | 208.33% | +433.28% | 95th top |
| Texas Ratio | 0.60% | 10.27% | -9.67% | 94th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 10.65% | 14.76% | -4.11% | 2nd bottom |
| Tier 1 Ratio | 10.65% | 14.88% | -4.23% | 2nd bottom |
| Total Capital Ratio | 11.24% | 16.10% | -4.86% | 0th bottom |
| Leverage Ratio | 7.06% | 10.28% | -3.22% | 1st bottom |
| Equity / Assets | 6.25% | 11.57% | -5.32% | 1st bottom |
| TCE / Tangible Assets | 6.25% | 9.49% | -3.24% | 3rd bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 72.86% | 83.93% | -11.07% | 83rd top |
| Core Deposit Ratio | 75.70% | 86.80% | -11.10% | 12th bottom |
| Uninsured Deposit Ratio | 12.49% | 39.04% | -26.55% | 89th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 26.79% | 10.03% | +16.76% | 90th top |
| Loan Growth (Y/Y) | 32.17% | 10.04% | +22.13% | 92nd top |
| Deposit Growth (Y/Y) | 27.40% | 9.88% | +17.52% | 92nd top |
See Stifel Bank's peers by name
The 134 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Stifel Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Stifel Bank profile, how to read a UBPR, or how this data updates.