Saint Louis Bank
Headquartered in Saint Louis, Saint Louis Bank serves the Missouri market as a community-focused commercial bank. Total assets stand at $1.2B. Profitability tracks the broader industry — ROA 0.95%, ROE 11.54%, NIM 3.32%. Capital is comfortably above regulatory minimums — CET1 ratio of 9.97% sits well above the 7% well-capitalized threshold. Credit conditions bear watching: 2.04% NPL ratio with a 20.20% Texas Ratio (elevated but below the 100% concern level). 2 branches make up the footprint.
Headquarters Profile
- Address
- 9811 S 40 Dr, SAINT LOUIS, MO 63124
- County
- St. Louis
- Metro Area
- ST. LOUIS, MO-IL
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- Fed District
- 11
- Established
- June 6, 2005
- Branches
- 2 domestic
- Employees (FTE)
- 63
- FDIC Cert
- 58018
- Fed RSSD
- 3354599
- Website
- www.stlouisbank.com →
- Parent Holding Company
- ST. LOUIS BANCSHARES, INC. (RSSD 3449075)
Capital & Liquidity
Inside the full Saint Louis Bank terminal
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Saint Louis Bank rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Quarterly trend — last 6 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
Branch Network
Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Loading branches… | |||
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Frequently asked about Saint Louis Bank
What are Saint Louis Bank's total assets?
As of the Q1 2026 filing, Saint Louis Bank reported total assets of $1.18 billion in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Saint Louis Bank headquartered?
Saint Louis Bank is headquartered in SAINT LOUIS, MO, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was Saint Louis Bank founded?
Saint Louis Bank was established in 2005, per the FDIC institution directory.
Is Saint Louis Bank FDIC-insured?
Yes. Saint Louis Bank is an FDIC-insured commercial bank (FDIC Certificate #58018). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Saint Louis Bank?
Saint Louis Bank's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is Saint Louis Bank's CET1 capital ratio?
Saint Louis Bank reported a Common Equity Tier 1 (CET1) capital ratio of 9.97% in its most recent quarterly filing — above the regulatory minimum but inside the capital conservation buffer.
How many branches does Saint Louis Bank operate?
Saint Louis Bank operates 2 domestic branches, per the most recent FDIC Summary of Deposits filing.
What is Saint Louis Bank's Texas Ratio?
Saint Louis Bank's Texas Ratio is 20.20% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.
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