Bank of Labor
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Data as of · sourced from FFIEC call reports. How we update
Bank of Labor is an FDIC-insured commercial bank headquartered in Overland Park, KS, established in 1924 (FDIC certificate 1874), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $1.11B, up 3.4% from Q2 2025, the 17th largest of 182 banks headquartered in Kansas. Its CET1 capital ratio was 14.19% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Charter
- Commercial bank
- Regulator
- FDIC
- Deposit insurance
- FDIC
- FDIC certificate
- 1874
- Headquarters
- Overland Park, KS
- Established
- 1924
- Total assets, Q2 2026
- $1.11B
- Assets vs Q2 2025
- +3.4%
- CET1 ratio, Q2 2026
- 14.19%
- Domestic offices
- 6 FDIC institution directory, current count
- Routing number
- 101001047
- Latest call report
- Q2 2026, FFIEC 041 · Bank of Labor call report
- Holding company
- BANK OF LABOR BANCSHARES, INC.
- Asset rank in state
- 17th of 182 in Kansas
Problem loans are rising at Bank of Labor. The Overland Park, Kansas bank had $1.1 billion in assets at June 30, 2026, up 3.4% from a year earlier. Loans on nonaccrual or 90 or more days past due, net of government guarantees, rose to 3.15% of loans from 0.13% a year earlier. It pays an average of 0.96% on its deposits and borrowings, about half the median of 2.01% for the 895 banks with $1 billion to $10 billion in assets. On the other hand, it funds 7.99% of its assets with Tier 1 capital, lower than about 9 in 10 banks its size (median 10.52%).
Paper losses on its bond portfolio are shrinking: unrealized losses of $47 million equal 54% of Tier 1 capital, down from 64% a year earlier. Delinquency has appeared in its $39 million non-owner-occupied commercial real estate book: 3.35% of those loans are past due or on nonaccrual, against almost none a year earlier. Credit is the area to watch: it carries problem assets equal to 20.4% of the capital and reserves that would absorb them, 5.7 times the median of 3.6% for banks its size.
As of June 30, 2026, Bank of Labor reported a CET1 capital ratio of 14.19%, a return on assets of 0.88%, a nonperforming-loan ratio of 3.15% and a Texas ratio of 20.40%. The figures come from its call report filed with the FFIEC.
Bank of Labor ranks as the 17th largest of the 182 banks based in Kansas, by total assets at Q2 2026. From Q1 2026 to Q2 2026, its total assets rose 1.0% to $1.11B, loans rose 0.3% and deposits rose 2.1%. Commercial and industrial loans made up 32.3% of its total loans on June 30, 2026, its largest category; next came owner-occupied commercial real estate loans at 28.4%. The FDIC Summary of Deposits lists 6 offices for it, in 4 cities in KS; its Overland Park 2 offices book 70% of its branch deposits. By the capital ratios in its Q2 2026 call report, Bank of Labor meets every capital ratio test for well capitalized.
Headquarters Profile
- Address
- 6301 Glenwood St, Third Floor, Overland Park, KS 66202
- County
- Johnson
- Metro Area
- Kansas City, MO-KS
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- Kansas City (Region 11)
- Federal Reserve member
- No
- Federal Reserve district
- District 10, Kansas City
- Fiduciary (trust) powers
- Trust powers grandfathered
- Call Report form
- FFIEC 041
- Established
- September 2, 1924
- Former names
- Brotherhood Bank & Trust (2007-2013); The Brotherhood Bank and Trust Company (1979-2007)
- Domestic offices
- 6 FDIC institution directory, current count
- Employees (FTE)
- 122
- Domestic deposits
- $1.04B
- Allowance for credit losses
- $5.3M
- Net charge-offs (YTD)
- -$18K
- Average total assets
- $1.09B
- Average total loans
- $374.3M
- Average interest-bearing deposits
- $722.6M
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- January 1, 1934
- FDIC Cert
- 1874
- Fed RSSD
- 246657
- Website
- http://www.bankoflabor.com →
- Parent Holding Company
- BANK OF LABOR BANCSHARES, INC. (RSSD 1471960)
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures
Quarterly trends
Bank of Labor's total assets moved between a low of $893.3M (Q3 2023) and a high of $1.11B (Q2 2026) from Q3 2023 to Q2 2026, and it earned a profit in 11 of the 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$1.11B total assets against $1.07B; $1.06B total liabilities against $1.03B.
$360.6M net loans and leases against $337.2M; $1.04B total deposits against $1.00B.
$555.0M securities against $546.5M; $153.6M cash and balances due against $146.1M.
$11.7M total interest income against $11.7M; $2.4M total interest expense against $2.8M.
$9.3M net interest income against $8.9M.
$2.2M total noninterest income against $2.0M; $7.9M total noninterest expense against $7.6M.
$72K provision for credit losses against $33K.
$2.4M net income against $2.4M.
0.88% return on assets against 0.92%; 3.50% net interest margin against 3.49%.
14.19% CET1 capital ratio against 13.69%; 7.99% tier 1 leverage ratio against 7.61%.
Inside the full Bank of Labor terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeWatch flags
Automated conditions triggered on this bank's latest filing. Advisory only; see the source metric pages for full context. Each flag is tagged Regulatory when it cites an official supervisory threshold, or BRR analysis when it's our own band, informed by our data and models.
Nonperforming loans (nonaccrual loans plus loans 90 or more days past due) exceed 3% of total loans. BankRegReports band at 3% of total loans.
Bank of Labor rankings
Its closest position to the top of a national ranking is 159 of 3,640, for Texas Ratio; its furthest is 884 of 980, for uninsured deposits.
Metric pages for Bank of Labor: Texas Ratio.
Quarterly trend: last 8 quarters
From Q3 2024 to Q2 2026, its return on assets ran from 0.72% (Q4 2024) to 1.02% (Q1 2025) and its net interest margin ran from 3.47% (Q1 2025) to 3.59% (Q3 2024).
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 14.19% | 0.88% | 3.15% | 20.40% | 3.50% |
| Q1 2026 | 13.75% | 0.96% | 3.18% | 21.03% | 3.51% |
| Q4 2025 | 13.87% | 0.78% | 3.23% | 21.39% | 3.54% |
| Q3 2025 | 14.03% | 0.98% | 0.13% | 0.93% | 3.56% |
| Q2 2025 | 13.69% | 0.92% | 0.13% | 0.98% | 3.49% |
| Q1 2025 | 13.84% | 1.02% | 0.10% | 0.77% | 3.47% |
| Q4 2024 | 13.42% | 0.72% | 0.09% | 0.84% | 3.53% |
| Q3 2024 | 13.33% | 0.97% | 0.10% | 0.83% | 3.59% |
Swipe the table sideways to see every column.
Branch Network
View all 6 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Glenwood Branch | Overland Park , KS | 66202 | $734.0M |
| 75th Street and Quivira Road Branch | Shawnee , KS | 66214 | $198.1M |
| Mid-County Facility | Kansas City , KS | 66112 | $71.2M |
| Olathe Branch | Olathe , KS | 66061 | $21.4M |
| Center City Branch | Kansas City , KS | 66101 | $16.5M |
| Bank of Labor (main office) | Overland Park , KS | 66202 | $0 |
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
| Date | Category | Event | Source |
|---|---|---|---|
| November 17, 2007 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| September 3, 1996 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| September 1, 1996 | Structure Change | Acquired Citizens Bank and Trust Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| May 12, 1990 | Structure Change | Acquired Sun Savings Association, F.A. Failure, Government Assistance Provided for the acquired bank | FFIEC NIC |
| May 11, 1990 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| January 30, 1984 | Structure Change | Acquired Indian Springs State Bank Failure, Government Assistance Provided for the acquired bank | FFIEC NIC |
| January 28, 1984 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 7 events.
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- 1.0% of deposits in KS, rank 25 of 231 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- SBA 7(a) lending
- 1 loans, $772K approved, $772K average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 2022 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Not on file
- Enforcement actions, Mortgage lending (HMDA), Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about Bank of Labor
What are Bank of Labor's total assets?
As of the Q2 2026 filing, Bank of Labor reported total assets of $1.11 billion in its FFIEC call report.
Where is Bank of Labor headquartered?
It is headquartered in Overland Park, KS, United States.
When was Bank of Labor founded?
It was established in 1924, per the FDIC institution directory.
Is Bank of Labor FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #1874). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Bank of Labor?
Bank of Labor's primary federal regulator is the FDIC.
What is Bank of Labor's CET1 capital ratio?
It reported a Common Equity Tier 1 (CET1) capital ratio of 14.19% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.
How many branches does Bank of Labor operate?
It operates 6 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Bank of Labor's Texas Ratio?
Its Texas Ratio is 20.40% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
What was Bank of Labor previously called?
The charter now named Bank of Labor has also operated as Brotherhood Bank & Trust (2007-2013), The Brotherhood Bank and Trust Company (1979-2007), per FDIC structure-change records.
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