Bank of Labor: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Bank of Labor of Overland Park, KS against its peer group of 931 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.88% | 1.46% | -0.58% | 22nd bottom |
| ROAE | 18.84% | 12.71% | +6.13% | 86th top |
| Net Interest Margin | 3.50% | 3.85% | -0.35% | 35th below |
| Efficiency Ratio | 68.61% | 57.40% | +11.21% | 24th bottom |
| PPNR / Avg Assets | 1.30% | 1.88% | -0.58% | 27th below |
| Yield on Earning Assets | 4.40% | 5.72% | -1.32% | 5th bottom |
| Cost of Funds | 0.96% | 2.02% | -1.06% | 95th top |
| Net Interest Spread | 3.19% | 3.18% | +0.01% | 59th above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 3.15% | 1.00% | +2.15% | 5th bottom |
| NPA / Total Assets | 1.04% | 0.76% | +0.28% | 23rd bottom |
| NCO / Avg Loans | -0.00% | 0.43% | -0.43% | 86th top |
| ACL / Total Loans | 1.44% | 1.31% | +0.13% | 83rd top |
| ACL / NPLs (Coverage) | 45.72% | 543.57% | -497.85% | 7th bottom |
| Texas Ratio | 20.40% | 7.38% | +13.02% | 6th bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio Behind the peer average, ahead of the median peer. | 14.19% | 17.34% | -3.15% | 61st above |
| Tier 1 Ratio Behind the peer average, ahead of the median peer. | 14.19% | 17.37% | -3.18% | 61st above |
| Total Capital Ratio Behind the peer average, ahead of the median peer. | 15.14% | 18.42% | -3.28% | 59th above |
| Leverage Ratio | 7.99% | 11.44% | -3.45% | 2nd bottom |
| Equity / Assets | 4.61% | 11.34% | -6.73% | 0th bottom |
| TCE / Tangible Assets | 4.61% | 10.50% | -5.89% | 1st bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 35.15% | 86.98% | -51.83% | 98th top |
| Core Deposit Ratio | 71.26% | 85.56% | -14.30% | 9th bottom |
| Uninsured Deposit Ratio | 15.63% | 33.13% | -17.50% | 91st top |
| Wholesale Funding Ratio | 0.57% | 5.71% | -5.14% | 86th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 3.41% | 9.68% | -6.27% | 37th below |
| Loan Growth (Y/Y) Behind the peer average, ahead of the median peer. | 6.98% | 8.06% | -1.08% | 58th above |
| Deposit Growth (Y/Y) | 3.76% | 7.87% | -4.11% | 43rd below |
See Bank of Labor's peers by name
The 931 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Bank of Labor, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Bank of Labor profile, how to read a UBPR, or how this data updates.