Parkside Financial Bank and Trust
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Data as of · sourced from FFIEC call reports. How we update
Parkside Financial Bank and Trust is an FDIC-insured commercial bank headquartered in Clayton, MO, established in 2008 (FDIC certificate 58796), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $1.08B, up 3.6% from Q2 2025, the 35th largest of 191 banks headquartered in Missouri. Its CET1 capital ratio was 12.99% at Q2 2026, above regulatory requirements.
- Charter
- Commercial bank
- Regulator
- FDIC
- Deposit insurance
- FDIC
- FDIC certificate
- 58796
- Headquarters
- Clayton, MO
- Established
- 2008
- Total assets, Q2 2026
- $1.08B
- Assets vs Q2 2025
- +3.6%
- CET1 ratio, Q2 2026
- 12.99%
- Domestic offices
- 2 FDIC institution directory, current count
- Routing number
- 081019405
- Latest call report
- Q2 2026, FFIEC 051 · Parkside Financial Bank and Trust call report
- Holding company
- PARKSIDE FINANCIAL, INC.
- Asset rank in state
- 35th of 191 in Missouri
Parkside Financial Bank and Trust, based in Clayton, Missouri, reported $1.1 billion in assets at June 30, 2026, up 3.6% from a year earlier. It holds about half of its deposits (55%) above the FDIC insurance limit, higher than about 9 in 10 of the 895 banks with $1 billion to $10 billion in assets (median 30.9%). On the other hand, it carries problem assets equal to 0.0% of the capital and reserves that would absorb them, lower than about 9 in 10 banks its size (median 3.6%).
Earnings jumped: net income for the quarter was $3.6 million, 53% above the same quarter a year earlier. Over the same year, loans grew 10.7% and deposits grew 3.1%.
As of June 30, 2026, Parkside Financial Bank and Trust reported a CET1 capital ratio of 12.99%, a return on assets of 1.35%, a nonperforming-loan ratio of 0.00% and a Texas ratio of 0.00%. The figures come from its call report filed with the FFIEC.
By total assets at Q2 2026, Parkside Financial Bank and Trust is the 35th largest of the 191 banks headquartered in Missouri. Between Q1 2026 and Q2 2026, its total assets rose 3.2% to $1.08B, loans rose 5.7% and deposits rose 3.7%. Its loan book on June 30, 2026 was led by commercial and industrial loans, at 46.9% of total loans, followed by non-owner-occupied commercial real estate loans at 24.3%. Its 2 offices in the FDIC Summary of Deposits are in Clayton, MO and Denver, CO; its Clayton office books 96% of its branch deposits. Judged on its Q2 2026 call report, Parkside Financial Bank and Trust meets every capital ratio test for well capitalized.
Headquarters Profile
- Address
- 8112 Maryland Ave, Clayton, MO 63105
- County
- St. Louis
- Metro Area
- St. Louis, MO-IL
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- Kansas City (Region 11)
- Federal Reserve member
- No
- Federal Reserve district
- District 8, St. Louis
- Fiduciary (trust) powers
- Limited trust powers granted
- Call Report form
- FFIEC 051
- Established
- April 23, 2008
- Former names
- Parkside Financial Bank & Trust (2008)
- Domestic offices
- 2 FDIC institution directory, current count
- Employees (FTE)
- 115
- Domestic deposits
- $923.3M
- Allowance for credit losses
- $17.4M
- Net charge-offs (YTD)
- $0
- Average total assets
- $1.07B
- Average total loans
- $890.0M
- Average interest-bearing deposits
- $649.7M
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- April 23, 2008
- FDIC Cert
- 58796
- Fed RSSD
- 3688043
- SEC CIK
- 1519441 → filed by PARKSIDE FINANCIAL, INC.
- Website
- www.pfbt.com →
- Parent Holding Company
- PARKSIDE FINANCIAL, INC. (RSSD 3694026)
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures
Quarterly trends
From Q3 2023 to Q2 2026, Parkside Financial Bank and Trust's total assets ranged from $951.3M (Q4 2023) to $1.12B (Q4 2024), and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$1.08B total assets against $1.04B; $944.5M total liabilities against $922.9M.
$890.1M net loans and leases against $805.1M; $923.3M total deposits against $895.6M.
$64.4M securities against $92.2M; $62.7M cash and balances due against $80.7M.
$16.2M total interest income against $15.7M; $4.6M total interest expense against $5.3M.
$11.6M net interest income against $10.4M.
$4.6M total noninterest income against $3.6M; $10.7M total noninterest expense against $10.0M.
$825K provision for credit losses against $900K.
$3.6M net income against $2.4M.
1.35% return on assets against 0.88%; 4.47% net interest margin against 4.04%.
12.99% CET1 capital ratio against 12.56%; 12.98% tier 1 leverage ratio against 11.52%.
Inside the full Parkside Financial Bank and Trust terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeWatch flags
Automated conditions triggered on this bank's latest filing. Advisory only; see the source metric pages for full context. Each flag is tagged Regulatory when it cites an official supervisory threshold, or BRR analysis when it's our own band, informed by our data and models.
More than half of deposits are uninsured (above the $250K FDIC threshold). Worth understanding the depositor concentration in stressed scenarios. BankRegReports early-warning band.
Parkside Financial Bank and Trust rankings
Its closest position to the top of a national ranking is 59 of 980, for uninsured deposits; its furthest is 3,368 of 3,640, for Texas Ratio.
Metric pages for Parkside Financial Bank and Trust: Uninsured deposits.
Quarterly trend: last 8 quarters
Across the 8 quarters to Q2 2026, its return on assets ran from 0.88% (Q3 2024) to 1.46% (Q1 2026) and its net interest margin ran from 3.78% (Q4 2024) to 4.47% (Q2 2026).
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 12.99% | 1.35% | 0.00% | 0.00% | 4.47% |
| Q1 2026 | 13.13% | 1.46% | 0.00% | 0.00% | 4.38% |
| Q4 2025 | 12.74% | 1.46% | 0.00% | 0.00% | 4.29% |
| Q3 2025 | 12.98% | 1.22% | 0.00% | 0.00% | 4.03% |
| Q2 2025 | 12.56% | 0.88% | 0.19% | 1.14% | 4.04% |
| Q1 2025 | 12.81% | 1.00% | 0.00% | 0.00% | 3.88% |
| Q4 2024 | 12.47% | 1.10% | 0.00% | 0.00% | 3.78% |
| Q3 2024 | 11.91% | 0.88% | 0.00% | 0.00% | 3.95% |
Swipe the table sideways to see every column.
Branch Network
View all 2 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Parkside Financial Bank & Trust | Clayton , MO | 63105 | $890.2M |
| Denver Branch Office | Denver , CO | 80206 | $33.1M |
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- 0.3% of deposits in MO, rank 50 of 249 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- SBA 7(a) lending
- 1 loans, $2.0M approved, $2.0M average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 2022 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Not on file
- Enforcement actions, Mortgage lending (HMDA), Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about Parkside Financial Bank and Trust
What are Parkside Financial Bank and Trust's total assets?
As of the Q2 2026 filing, Parkside Financial Bank and Trust reported total assets of $1.08 billion in its FFIEC call report.
Where is Parkside Financial Bank and Trust headquartered?
It is headquartered in Clayton, MO, United States.
When was Parkside Financial Bank and Trust founded?
It was established in 2008, per the FDIC institution directory.
Is Parkside Financial Bank and Trust FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #58796). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Parkside Financial Bank and Trust?
Parkside Financial Bank and Trust's primary federal regulator is the FDIC.
What is Parkside Financial Bank and Trust's CET1 capital ratio?
It reported a Common Equity Tier 1 (CET1) capital ratio of 12.99% in its Q2 2026 call report, above regulatory requirements.
How many branches does Parkside Financial Bank and Trust operate?
It operates 2 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Parkside Financial Bank and Trust's Texas Ratio?
Its Texas Ratio is 0.00% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
What was Parkside Financial Bank and Trust previously called?
The charter now named Parkside Financial Bank and Trust has also operated as Parkside Financial Bank & Trust (2008), per FDIC structure-change records.
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