Parkside Financial Bank and Trust: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Parkside Financial Bank and Trust of Clayton, MO against its peer group of 931 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA Behind the peer average, ahead of the median peer. | 1.35% | 1.44% | -0.09% | 57th above |
| ROAE | 10.81% | 12.51% | -1.70% | 38th below |
| Net Interest Margin | 4.47% | 3.84% | +0.63% | 88th top |
| Efficiency Ratio | 66.06% | 58.86% | +7.20% | 28th below |
| PPNR / Avg Assets | 2.04% | 1.78% | +0.26% | 71st above |
| Yield on Earning Assets | 6.27% | 5.71% | +0.56% | 84th top |
| Cost of Funds | 2.02% | 2.03% | -0.01% | 50th above |
| Net Interest Spread | 3.44% | 3.18% | +0.26% | 73rd above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.00% | 0.97% | -0.97% | 98th top |
| NPA / Total Assets | 0.00% | 0.75% | -0.75% | 98th top |
| NCO / Avg Loans | 0.00% | 0.31% | -0.31% | 78th top |
| ACL / Total Loans | 1.92% | 1.25% | +0.67% | 95th top |
| Texas Ratio | 0.00% | 7.17% | -7.17% | 99th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 12.99% | 17.41% | -4.42% | 42nd below |
| Tier 1 Ratio | 12.99% | 17.45% | -4.46% | 41st below |
| Total Capital Ratio | 14.25% | 18.51% | -4.26% | 44th below |
| Leverage Ratio | 12.98% | 11.59% | +1.39% | 85th top |
| Equity / Assets | 12.60% | 11.33% | +1.27% | 82nd top |
| TCE / Tangible Assets | 12.60% | 10.65% | +1.95% | 87th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 98.28% | 86.34% | +11.94% | 21st bottom |
| Core Deposit Ratio | 81.35% | 85.56% | -4.21% | 24th bottom |
| Uninsured Deposit Ratio | 54.93% | 32.68% | +22.25% | 6th bottom |
| Wholesale Funding Ratio | 0.46% | 5.46% | -5.00% | 88th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 3.61% | 10.46% | -6.85% | 39th below |
| Loan Growth (Y/Y) | 10.68% | 7.99% | +2.69% | 75th top |
| Deposit Growth (Y/Y) | 3.09% | 7.98% | -4.89% | 38th below |
See Parkside Financial Bank and Trust's peers by name
The 931 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Parkside Financial Bank and Trust, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Parkside Financial Bank and Trust profile, how to read a UBPR, or how this data updates.