Parkside Financial Bank and Trust: Loan Portfolio
Data as of · Call Report Schedule RC-C How we update
The loan book by category. Concentration is what supervisors read here: a portfolio weighted heavily toward one collateral type carries that sector's cycle, which is the mechanism behind most community-bank failures.
The standout move of Q2 2026 was in CRE concentration (Tier 1 capital + allowance): 6.83 percentage points higher than in Q1 2026, at 195.89%. Within Missouri, Parkside Financial Bank and Trust is 27th of 192 on loan-to-deposit ratio, 98.28% as of Q2 2026, above the middle of the field. The median for banks in the $1B-10B asset tier is 88.20% on loan-to-deposit ratio. Parkside Financial Bank and Trust sits 10.08 points higher, at 98.28% (Q2 2026).
Loan totals
| Line item | Q2 2026 |
|---|---|
| Total loans and leases | $907.5M |
| Net loans and leases | $890.1M |
| Loans held for sale | $0 |
| Loans to total assets | 83.98% |
| Loan-to-deposit ratio | 98.28% |
| Net loans to equity capital | 6.54% |
Portfolio mix (share of total loans)
| Line item | Q2 2026 |
|---|---|
| Commercial real estate (nonfarm nonresidential) | 34.69% |
| Multifamily (5+ residential) | 1.33% |
| Commercial and industrial | 46.93% |
| Consumer | 0.00% |
| Credit cards | 0.00% |
| Farm | 0.28% |
| Loans to depository institutions | 0.00% |
| State and political subdivisions | 0.00% |
Concentration measures
| Line item | Q2 2026 |
|---|---|
| CRE concentration (Tier 1 capital + allowance) | 195.89% |
| Construction concentration (Tier 1 capital + allowance) | 47.40% |
Supervisory definition (FFIEC UBPR page 7B): construction and land development, multifamily, non-owner-occupied nonfarm nonresidential and unsecured CRE loans, over Tier 1 capital plus the allowance for credit losses. Owner-occupied CRE and farmland are excluded. The 2006 interagency guidance flags CRE above 300% of capital, or construction and development above 100%, for heightened supervisory scrutiny. These are screening thresholds, not limits.
Loan earnings
| Line item | Q2 2026 |
|---|---|
| Yield on loans | — |
| Interest income on loans | $15.3M |
Loan Portfolio trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Loan Portfolio by quarter
| Quarter | Total loans | Total deposits | Commercial real estate | Commercial and industrial | Consumer |
|---|---|---|---|---|---|
| Q3 2023 | $744.7M | $830.0M | 27.41% | 53.56% | 0.00% |
| Q4 2023 | $752.5M | $821.2M | 29.11% | 51.76% | 0.00% |
| Q1 2024 | $760.5M | $852.8M | 30.58% | 49.17% | 0.00% |
| Q2 2024 | $809.6M | $876.7M | 29.47% | 50.66% | 0.34% |
| Q3 2024 | $778.8M | $934.9M | 31.07% | 49.72% | 0.26% |
| Q4 2024 | $786.4M | $972.5M | 31.48% | 50.60% | 0.27% |
| Q1 2025 | $804.5M | $957.4M | 30.90% | 52.56% | 0.31% |
| Q2 2025 | $819.9M | $895.6M | 32.35% | 52.05% | 0.00% |
| Q3 2025 | $810.7M | $962.8M | 34.52% | 49.81% | 0.00% |
| Q4 2025 | $847.6M | $884.1M | 34.73% | 49.21% | 0.00% |
| Q1 2026 | $858.7M | $890.5M | 34.52% | 48.19% | 0.00% |
| Q2 2026 | $907.5M | $923.3M | 34.69% | 46.93% | 0.00% |
Parkside Financial Bank and Trust loan portfolio, all the way back
Loan Portfolio back to 2001 · peer percentiles on every line item · Excel export
Unlock Parkside Financial Bank and Trust, freeSource: Call Report Schedule RC-C, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Parkside Financial Bank and Trust profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 58796) · FFIEC NIC profile (RSSD 3688043)