Parkside Financial Bank and Trust: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Other borrowed money dropped 44.4% in Q2 2026, from $9.0M to $5.0M. It was the largest change from Q1 2026 among the key lines here. Parkside Financial Bank and Trust ranks 27th of 192 Missouri banks on loan-to-deposit ratio, in the upper half at 98.28% (Q2 2026). The median for banks in the $1B-10B asset tier is 88.20% on loan-to-deposit ratio. Parkside Financial Bank and Trust sits 10.08 points higher, at 98.28% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $62.7M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $127.1M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $5.0M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.46% |
| Trading liabilities | $229K |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 98.28% |
| Net loans and leases to deposits | 96.40% |
| Loans and leases to core deposits | 99.24% |
| Core deposits to total deposits | 81.35% |
| Brokered deposits to total deposits | 17.69% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 89.72% | 75.50% | $20.0M | $24.0M |
| Q4 2023 | 91.63% | 84.62% | $2.1M | $24.0M |
| Q1 2024 | 89.18% | 77.51% | $0 | $21.0M |
| Q2 2024 | 92.34% | 78.67% | $20.0M | $21.0M |
| Q3 2024 | 83.30% | 78.90% | $0 | $17.0M |
| Q4 2024 | 80.87% | 77.11% | $0 | $17.0M |
| Q1 2025 | 84.03% | 78.89% | $0 | $17.0M |
| Q2 2025 | 91.54% | 77.16% | $0 | $13.0M |
| Q3 2025 | 84.20% | 82.77% | $0 | $13.0M |
| Q4 2025 | 95.87% | 80.82% | $0 | $9.0M |
| Q1 2026 | 96.42% | 80.48% | $0 | $9.0M |
| Q2 2026 | 98.28% | 81.35% | $0 | $5.0M |
Parkside Financial Bank and Trust liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Parkside Financial Bank and Trust, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Parkside Financial Bank and Trust profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 58796) · FFIEC NIC profile (RSSD 3688043)