The Converse County Bank
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Data as of · sourced from FFIEC call reports. How we update
The Converse County Bank is an FDIC-insured commercial bank headquartered in Douglas, WY, established in 1918 (FDIC certificate 12591), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $1.09B, up 6.2% from Q2 2025, the 3rd largest of 24 banks headquartered in Wyoming. Its CET1 capital ratio was 27.51% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Charter
- Commercial bank
- Regulator
- FDIC
- Deposit insurance
- FDIC
- FDIC certificate
- 12591
- Headquarters
- Douglas, WY
- Established
- 1918
- Total assets, Q2 2026
- $1.09B
- Assets vs Q2 2025
- +6.2%
- CET1 ratio, Q2 2026
- 27.51%
- Domestic offices
- 3 FDIC institution directory, current count
- Routing number
- 102301542
- Holding company
- CONVERSE COUNTY CAPITAL CORPORATION
- Asset rank in state
- 3rd of 24 in Wyoming
The Converse County Bank runs leaner than most banks of its size. Its balance sheet stood at $1.1 billion at June 30, 2026, up 6.2% from a year earlier; it is based in Douglas, Wyoming. It spends about 39 cents to bring in each dollar of revenue, lower than about 9 in 10 of the 895 banks with $1 billion to $10 billion in assets (median 58 cents). On the other hand, it keeps 2.31 cents of net interest income on every dollar of earning assets, lower than about 9 in 10 banks its size (median 3.71 cents).
Problem loans fell by more than half over the year: loans on nonaccrual or 90 or more days past due, net of government guarantees are down to 0.05% of loans from 1.67%. Its $108 million commercial and industrial book is now fully current, after 3.68% of it was past due or on nonaccrual a year earlier. Funding is the softer spot: it pays an average of 2.50% on its deposits and borrowings, higher than about three-quarters of banks its size (median 2.01%).
As of June 30, 2026, The Converse County Bank reported a CET1 capital ratio of 27.51%, a return on assets of 1.36%, a nonperforming-loan ratio of 0.05% and a Texas ratio of 0.13%. The figures come from its call report filed with the FFIEC.
By total assets at Q2 2026, The Converse County Bank is the 3rd largest of the 24 banks headquartered in Wyoming. Quarter on quarter (Q1 2026 to Q2 2026), its total assets rose 0.1% to $1.09B, loans rose 1.5% and deposits fell 0.2%. The largest part of its loan book on June 30, 2026 was commercial and industrial loans, at 34.8% of total loans, ahead of 1-4 family residential loans at 18.6%. Its 3 offices in the FDIC Summary of Deposits are in Douglas, WY. By the capital ratios in its Q2 2026 call report, The Converse County Bank meets every capital ratio test for well capitalized.
Headquarters Profile
- Address
- 332 E Walnut St, Douglas, WY 82633
- County
- Converse
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- San Francisco (Region 14)
- Federal Reserve member
- No
- Federal Reserve district
- District 10, Kansas City
- Fiduciary (trust) powers
- Full trust powers granted
- Call Report form
- FFIEC 051
- Established
- January 1, 1918
- Domestic offices
- 3 FDIC institution directory, current count
- Employees (FTE)
- 63
- Domestic deposits
- $982.6M
- Allowance for credit losses
- $3.4M
- Net charge-offs (YTD)
- $2K
- Average total assets
- $1.09B
- Average total loans
- $307.4M
- Average interest-bearing deposits
- $852.1M
- Tax status
- Subchapter S
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- January 1, 1934
- FDIC Cert
- 12591
- Fed RSSD
- 72258
- Website
- www.conversecountybank.com →
- Parent Holding Company
- CONVERSE COUNTY CAPITAL CORPORATION (RSSD 1059975)
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures
Quarterly trends
From Q3 2023 to Q2 2026, The Converse County Bank's total assets ranged from $894.4M (Q3 2023) to $1.09B (Q2 2026), and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$1.09B total assets against $1.03B; $988.5M total liabilities against $932.8M.
$305.9M net loans and leases against $293.9M; $982.6M total deposits against $927.6M.
$560.0M securities against $546.9M; $215.1M cash and balances due against $176.4M.
$11.8M total interest income against $11.6M; $6.1M total interest expense against $6.0M.
$5.6M net interest income against $5.7M.
$1.1M total noninterest income against $1.0M; $2.8M total noninterest expense against $2.9M.
$135K provision for credit losses against $150K.
$3.7M net income against $3.6M.
1.36% return on assets against 1.42%; 2.31% net interest margin against 2.43%.
27.51% CET1 capital ratio against 27.21%; 9.57% tier 1 leverage ratio against 9.59%.
Inside the full The Converse County Bank terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeWatch flags
Automated conditions triggered on this bank's latest filing. Advisory only; see the source metric pages for full context. Each flag is tagged Regulatory when it cites an official supervisory threshold, or BRR analysis when it's our own band, informed by our data and models.
Held-to-maturity securities carry unrealized losses worth 10–25% of book equity. Carried at amortized cost, they do not reduce reported capital, but they shrink the bank's true mark-to-market cushion if the securities ever have to be sold. BankRegReports analysis, HTM marks aren't a reported regulatory metric.
The Converse County Bank rankings
Its closest position to the top of a national ranking is 170 of 3,606, for efficiency ratio; its furthest is 3,204 of 3,640, for Texas Ratio.
Metric pages for The Converse County Bank: CET1 ratio, Efficiency ratio.
Quarterly trend: last 8 quarters
From Q3 2024 to Q2 2026, its return on assets ran from 0.31% (Q4 2025) to 1.62% (Q3 2024) and its net interest margin ran from 2.24% (Q1 2026) to 2.81% (Q3 2024).
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 27.51% | 1.36% | 0.05% | 0.13% | 2.31% |
| Q1 2026 | 27.48% | 1.17% | 0.05% | 0.14% | 2.24% |
| Q4 2025 | 27.16% | 0.31% | 0.32% | 0.96% | 2.30% |
| Q3 2025 | 27.61% | 1.41% | 1.54% | 4.49% | 2.44% |
| Q2 2025 | 27.21% | 1.42% | 1.67% | 4.96% | 2.43% |
| Q1 2025 | 28.23% | 1.44% | 1.65% | 4.64% | 2.47% |
| Q4 2024 | 23.45% | 1.50% | 1.64% | 4.65% | 2.64% |
| Q3 2024 | 27.57% | 1.62% | 1.66% | 4.72% | 2.81% |
Swipe the table sideways to see every column.
Branch Network
View all 3 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| The Converse County Bank | Douglas , WY | 82633 | $982.6M |
| Richards Branch | Douglas , WY | 82633 | $0 |
| Yellowstone Branch | Douglas , WY | 82633 | $0 |
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- 4.5% of deposits in WY, rank 7 of 44 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- SBA 7(a) lending
- 1 loans, $1.4M approved, $1.4M average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 2018 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Not on file
- Enforcement actions, Mortgage lending (HMDA), Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about The Converse County Bank
What are The Converse County Bank's total assets?
As of the Q2 2026 filing, The Converse County Bank reported total assets of $1.09 billion in its FFIEC call report.
Where is The Converse County Bank headquartered?
It is headquartered in Douglas, WY, United States.
When was The Converse County Bank founded?
It was established in 1918, per the FDIC institution directory.
Is The Converse County Bank FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #12591). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates The Converse County Bank?
The Converse County Bank's primary federal regulator is the FDIC.
What is The Converse County Bank's CET1 capital ratio?
It reported a Common Equity Tier 1 (CET1) capital ratio of 27.51% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.
How many branches does The Converse County Bank operate?
It operates 3 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is The Converse County Bank's Texas Ratio?
Its Texas Ratio is 0.13% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
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