The Converse County Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Reserve coverage of non-performing loans: 11.64 percentage points higher than in Q1 2026, at 347.65%. The Converse County Bank ranks 13th of 24 Wyoming banks on return on assets, in the lower half at 1.36% (Q2 2026). The Converse County Bank reported 1.36% on return on assets for Q2 2026, 0.08 points above the 1.28% median for banks in the $1B-10B asset tier.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 27.51% |
| Tier 1 risk-based capital ratio | 27.51% |
| Total risk-based capital ratio | 28.45% |
| Tier 1 leverage ratio | 9.57% |
| Equity capital to assets | 9.58% |
| Tangible equity to tangible assets | 9.58% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.32% |
| Non-performing assets ratio | 0.09% |
| Net charge-off ratio | 0.03% |
| Texas ratio | 0.90% |
| Allowance for credit losses to loans | 1.10% |
| Reserve coverage of non-performing loans | 347.65% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.36% |
| Return on equity | 14.35% |
| Net interest margin | 2.31% |
| Efficiency ratio | 38.89% |
| Yield on earning assets | 4.57% |
| Cost of funds | 2.50% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 31.47% |
| Core deposits to total deposits | 67.70% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 89.88% |
| Securities to assets | 51.22% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 25.92% | 25.92% | 26.98% | 9.24% | 1.51% |
| Q4 2023 | 26.48% | 26.48% | 27.53% | 9.23% | 1.72% |
| Q1 2024 | 27.79% | 27.79% | 28.86% | 9.33% | 1.66% |
| Q2 2024 | 27.03% | 27.03% | 28.13% | 9.53% | 1.86% |
| Q3 2024 | 27.57% | 27.57% | 28.74% | 9.88% | 1.62% |
| Q4 2024 | 23.45% | 23.45% | 24.46% | 9.83% | 1.50% |
| Q1 2025 | 28.23% | 28.23% | 29.43% | 9.91% | 1.44% |
| Q2 2025 | 27.21% | 27.21% | 28.38% | 9.59% | 1.42% |
| Q3 2025 | 27.61% | 27.61% | 28.79% | 9.75% | 1.41% |
| Q4 2025 | 27.16% | 27.16% | 28.05% | 9.37% | 0.31% |
| Q1 2026 | 27.48% | 27.48% | 28.39% | 9.65% | 1.17% |
| Q2 2026 | 27.51% | 27.51% | 28.45% | 9.57% | 1.36% |
The Converse County Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock The Converse County Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The Converse County Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 12591) · FFIEC NIC profile (RSSD 72258)