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Jonah Bank of Wyoming

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Casper, WY $100M to $1B in assets Est. July 31, 2006 FDIC #58396 RSSD #3412417 Routing #102307119 Federal Reserve

Data as of · sourced from FFIEC call reports. How we update

Jonah Bank of Wyoming is an FDIC-insured commercial bank headquartered in Casper, WY, established in 2006 (FDIC certificate 58396), and it is supervised by the Federal Reserve. At Q2 2026 it reported total assets of $562.8M, up 6.7% from Q2 2025, the 8th largest of 24 banks headquartered in Wyoming. It reports no CET1 ratio; its Tier 1 leverage ratio was 9.59% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.

Charter
Commercial bank
Regulator
Federal Reserve
Deposit insurance
FDIC
FDIC certificate
58396
Headquarters
Casper, WY
Established
2006
Total assets, Q2 2026
$562.8M
Assets vs Q2 2025
+6.7%
Tier 1 leverage ratio, Q2 2026
9.59%
Domestic offices
4 FDIC institution directory, current count
Routing number
102307119
Latest call report
Q2 2026, FFIEC 051 · Jonah Bank of Wyoming call report
Holding company
JONAH BANKSHARES
Asset rank in state
8th of 24 in Wyoming
Assets
$562.8M
Deposits
$508.0M
Loans
$395.3M
Equity
$50.8M

Jonah Bank of Wyoming is one of the more profitable banks of its size. Based in Casper, Wyoming, it had $563 million in assets at June 30, 2026, up 6.7% from a year earlier. It returns 23.4% a year on shareholders' equity, about double the median of 12.5% for the 2,660 banks with $100 million to $1 billion in assets. It also keeps 4.92 cents of net interest income on every dollar of earning assets, higher than about 9 in 10 banks its size (median 3.95 cents). Much of that comes from cost control: it spends about 50 cents to bring in each dollar of revenue.

Net income for the quarter rose 14% from a year earlier, to $3.0 million. Over the same year, loans grew 11.3% and deposits grew 7.1%. Where it has less room is capital: it funds 9.59% of its assets with Tier 1 capital, lower than about three-quarters of banks its size (median 10.99%).

As of June 30, 2026, Jonah Bank of Wyoming reported a return on assets of 2.12%, a nonperforming-loan ratio of 0.00% and a Texas ratio of 0.00%. The figures come from its call report filed with the FFIEC.

By total assets at Q2 2026, Jonah Bank of Wyoming is the 8th largest of the 24 banks headquartered in Wyoming. Between Q1 2026 and Q2 2026, its total assets fell 1.0% to $562.8M, loans rose 0.9% and deposits fell 0.7%. The largest part of its loan book on June 30, 2026 was owner-occupied commercial real estate loans, at 23.8% of total loans, ahead of commercial and industrial loans at 20.0%. The FDIC Summary of Deposits lists 4 offices for it, in Casper, WY and Cheyenne, WY; its Casper 2 offices book 50% of its branch deposits. By the capital ratios in its Q2 2026 call report, Jonah Bank of Wyoming meets the community bank leverage ratio test for well capitalized.

Headquarters Profile

Address
777 W 1st St, Casper, WY 82601
County
Natrona
Metro Area
Casper, WY
Charter
Commercial bank, state charter, Fed member, FRB-supervised
Primary Regulator
Federal Reserve
FDIC Region
San Francisco (Region 14)
Federal Reserve member
Yes
Federal Reserve district
District 10, Kansas City
Fiduciary (trust) powers
—
Call Report form
FFIEC 051
Established
July 31, 2006
Domestic offices
4 FDIC institution directory, current count
Employees (FTE)
88
Domestic deposits
$508.0M
Allowance for credit losses
$6.8M
Net charge-offs (YTD)
$2K
Average total assets
$568.3M
Average total loans
$391.0M
Average interest-bearing deposits
$354.5M
Tax status
C corporation
Ownership
Stock
Community bank
Yes
FDIC-insured since
July 31, 2006
FDIC Cert
58396
Fed RSSD
3412417
SEC CIK
1672447 → filed by JONAH BANKSHARES
Parent Holding Company
JONAH BANKSHARES (RSSD 3923342)

Profitability

Q2 annualized
Return on Assets2.12%YTD 2.04%
Return on Equity23.42%YTD 22.72%
Net Interest Margin4.92%YTD 4.87%

Balance Sheet

Total liabilities$512.0M
Cash & balances due$87.6M
Securities, available-for-sale$61.5M
Securities, held-to-maturity$0
Goodwill & intangibles$0

Income Statement

Net income Q2$3.0M
Net interest income YTD$13.1M
Total interest income YTD$16.1M
Total interest expense YTD$3.0M
Provision for credit losses YTD$300K

Operating & Funding

Total noninterest income YTD$2.4M
Total noninterest expense YTD$7.9M

Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. As a community bank leverage ratio filer, Jonah Bank of Wyoming reports no risk-based capital ratios; its Tier 1 leverage ratio applies. How we compute these figures

Quarterly trends

Jonah Bank of Wyoming's total assets moved between a low of $498.3M (Q2 2024) and a high of $568.5M (Q1 2026) from Q3 2023 to Q2 2026, and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built

Total assets and total liabilities

$562.8M total assets against $527.6M; $512.0M total liabilities against $479.2M.

Loans and leases against deposits

$388.5M net loans and leases against $348.9M; $508.0M total deposits against $474.5M.

Securities and cash

$61.5M securities against $74.0M; $87.6M cash and balances due against $79.5M.

Interest income against interest expense

$8.1M total interest income against $7.5M; $1.5M total interest expense against $1.5M.

Net interest income

$6.7M net interest income against $6.0M.

Noninterest income against noninterest expense

$1.3M total noninterest income against $1.3M; $4.0M total noninterest expense against $3.7M.

Provision for credit losses

$150K provision for credit losses against $180K.

Net income

$3.0M net income against $2.6M.

Return on assets and net interest margin

2.12% return on assets against 2.01%; 4.92% net interest margin against 4.78%.

CET1 and Tier 1 leverage ratios

9.59% tier 1 leverage ratio against 10.09%.

Inside the full Jonah Bank of Wyoming terminal

21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts

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Jonah Bank of Wyoming rankings

Its closest position to the top of a national ranking is 377 of 3,611, for ROA; its furthest is 3,404 of 3,640, for Texas Ratio.

How ranks are counted

Quarterly trend: last 8 quarters

Across the 8 quarters to Q2 2026, its return on assets ran from 1.65% (Q4 2024) to 2.12% (Q2 2026) and its net interest margin ran from 4.45% (Q4 2024) to 4.92% (Q2 2026).

Quarter Leverage ROA NPL Texas NIM
Q2 2026 9.59% 2.12% 0.00% 0.00% 4.92%
Q1 2026 9.85% 1.96% 0.00% 0.00% 4.83%
Q4 2025 9.38% 2.05% 0.14% 0.96% 4.83%
Q3 2025 10.34% 1.97% 0.15% 0.91% 4.70%
Q2 2025 10.09% 2.01% 0.11% 0.75% 4.78%
Q1 2025 10.09% 1.67% 0.12% 0.75% 4.48%
Q4 2024 9.51% 1.65% 0.12% 0.80% 4.45%
Q3 2024 10.40% 1.84% 0.12% 0.74% 4.50%

Swipe the table sideways to see every column.

Branch Network

View all 4 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.

1–4 of 4
Branch Location ZIP Deposits
Cheyenne Branch Cheyenne , WY 82009 $134.2M
Casper East Branch Casper , WY 82609 $131.4M
Jonah Bank of Wyoming (main office) Casper , WY 82601 $124.2M
Central Branch Cheyenne , WY 82001 $118.2M

Regulatory record

Facts as filed or published, not a rating.

Enforcement actions
None against the institution on file; 1 against individuals associated with it
Period: Most recent action July 2, 2025. Source: FDIC, Federal Reserve and OCC enforcement releases.
Deposit market share
2.3% of deposits in WY, rank 14 of 44 institutions
Period: June 30, 2026. Source: FDIC Summary of Deposits.
Mortgage lending (HMDA)
517 applications, 457 loans originated, $184.8M originated, across 11 states
Period: Calendar year 2025. Source: FFIEC HMDA loan application register.
SBA 7(a) lending
2 loans, $99K approved, $50K average. 0.00% of that year's loans have since been charged off
Period: Federal fiscal year 2025 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
Not on file
Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources

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Jonah Bank of Wyoming: regulatory capital profile · BankRegReports

Frequently asked about Jonah Bank of Wyoming

What are Jonah Bank of Wyoming's total assets?

As of the Q2 2026 filing, Jonah Bank of Wyoming reported total assets of $562.8 million in its FFIEC call report.

Where is Jonah Bank of Wyoming headquartered?

It is headquartered in Casper, WY, United States.

When was Jonah Bank of Wyoming founded?

It was established in 2006, per the FDIC institution directory.

Is Jonah Bank of Wyoming FDIC-insured?

Yes. It is an FDIC-insured commercial bank (FDIC Certificate #58396). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.

Who regulates Jonah Bank of Wyoming?

Jonah Bank of Wyoming's primary federal regulator is the Federal Reserve.

How many branches does Jonah Bank of Wyoming operate?

It operates 4 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.

What is Jonah Bank of Wyoming's Texas Ratio?

Its Texas Ratio is 0.00% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.

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