Jonah Bank of Wyoming: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
Reserve coverage of non-performing loans climbed 1200.12 percentage points in Q2 2026, from 393.52% to 1593.65%. It was the largest change from Q1 2026 among the key lines here. Within Wyoming, Jonah Bank of Wyoming is 4th of 24 on return on assets, 2.12% as of Q2 2026, above the middle of the field. Jonah Bank of Wyoming's return on assets of 2.12% is well above the 1.25% median for banks in the $100M-1B asset tier, a gap of 0.87 points (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 9.59% |
| Equity capital to assets | 9.03% |
| Tangible equity to tangible assets | 9.03% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.11% |
| Non-performing assets ratio | 0.08% |
| Net charge-off ratio | 0.00% |
| Texas ratio | 0.74% |
| Allowance for credit losses to loans | 1.71% |
| Reserve coverage of non-performing loans | 1593.65% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 2.12% |
| Return on equity | 23.42% |
| Net interest margin | 4.92% |
| Efficiency ratio | 49.96% |
| Yield on earning assets | 6.02% |
| Cost of funds | 1.17% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 77.82% |
| Core deposits to total deposits | 99.28% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 90.26% |
| Securities to assets | 10.93% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | Tier 1 leverage | ROA | Net interest margin | NPL ratio | Net charge-off ratio |
|---|---|---|---|---|---|
| Q3 2023 | 10.06% | 1.42% | 3.98% | 0.00% | 0.00% |
| Q4 2023 | 9.31% | 1.64% | 4.11% | 0.00% | 0.00% |
| Q1 2024 | 10.05% | 1.32% | 4.08% | 0.00% | 0.00% |
| Q2 2024 | 9.97% | 1.58% | 4.29% | 0.00% | 0.00% |
| Q3 2024 | 10.40% | 1.84% | 4.50% | 0.12% | 0.00% |
| Q4 2024 | 9.51% | 1.65% | 4.45% | 0.48% | 0.01% |
| Q1 2025 | 10.09% | 1.67% | 4.48% | 0.60% | 0.00% |
| Q2 2025 | 10.09% | 2.01% | 4.78% | 0.59% | 0.00% |
| Q3 2025 | 10.34% | 1.97% | 4.70% | 0.62% | 0.00% |
| Q4 2025 | 9.38% | 2.05% | 4.83% | 0.60% | 0.00% |
| Q1 2026 | 9.85% | 1.96% | 4.83% | 0.43% | 0.00% |
| Q2 2026 | 9.59% | 2.12% | 4.92% | 0.11% | 0.00% |
Jonah Bank of Wyoming vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Jonah Bank of Wyoming, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Jonah Bank of Wyoming profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 58396) · FFIEC NIC profile (RSSD 3412417)