Jonah Bank of Wyoming: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Loans and leases to core deposits climbed 1.22 percentage points in Q2 2026, from 77.17% to 78.38%. It was the largest change from Q1 2026 among the key lines here. Within Wyoming, Jonah Bank of Wyoming is 6th of 23 on loan-to-deposit ratio, 77.82% as of Q2 2026, above the middle of the field. Jonah Bank of Wyoming reported 77.82% on loan-to-deposit ratio for Q2 2026, 3.02 points below the 80.84% median for banks in the $100M-1B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $87.6M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $149.1M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 77.82% |
| Net loans and leases to deposits | 76.48% |
| Loans and leases to core deposits | 78.38% |
| Core deposits to total deposits | 99.28% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 71.51% | 99.23% | $0 | $0 |
| Q4 2023 | 69.62% | 99.11% | $0 | $0 |
| Q1 2024 | 69.92% | 99.20% | $0 | $0 |
| Q2 2024 | 73.68% | 99.17% | $0 | $0 |
| Q3 2024 | 72.73% | 99.09% | $0 | $0 |
| Q4 2024 | 72.27% | 98.63% | $0 | $0 |
| Q1 2025 | 73.32% | 98.62% | $0 | $0 |
| Q2 2025 | 74.82% | 98.79% | $0 | $0 |
| Q3 2025 | 71.02% | 99.28% | $0 | $0 |
| Q4 2025 | 73.69% | 99.28% | $0 | $0 |
| Q1 2026 | 76.61% | 99.28% | $0 | $0 |
| Q2 2026 | 77.82% | 99.28% | $0 | $0 |
Jonah Bank of Wyoming liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Jonah Bank of Wyoming, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Jonah Bank of Wyoming profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 58396) · FFIEC NIC profile (RSSD 3412417)