The Bank of Star Valley
BankRegReports is independent of The Bank of Star Valley and never asks for online banking logins or passwords.
Data as of · sourced from FFIEC call reports. How we update
The Bank of Star Valley is an FDIC-insured commercial bank headquartered in Afton, WY, established in 1996 (FDIC certificate 34148), and it is supervised by the Federal Reserve. At Q2 2026 it reported total assets of $420.0M, up 4.6% from Q2 2025, the 10th largest of 24 banks headquartered in Wyoming. Its CET1 capital ratio was 17.57% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Charter
- Commercial bank
- Regulator
- Federal Reserve
- Deposit insurance
- FDIC
- FDIC certificate
- 34148
- Headquarters
- Afton, WY
- Established
- 1996
- Total assets, Q2 2026
- $420.0M
- Assets vs Q2 2025
- +4.6%
- CET1 ratio, Q2 2026
- 17.57%
- Domestic offices
- 3 FDIC institution directory, current count
- Routing number
- 102306356
- Latest call report
- Q2 2026, FFIEC 051 · The Bank of Star Valley Q3 2026 call report, filed October 26, 2026 (preliminary)
- Holding company
- STAR VALLEY BANCSHARES, INC.
- Asset rank in state
- 10th of 24 in Wyoming
The Bank of Star Valley is one of the more profitable banks of its size. The Afton, Wyoming bank had $420 million in assets at June 30, 2026, up 4.6% from a year earlier. It earns about $2.44 a year on every $100 of assets, about double the median of $1.28 for the 2,627 banks with $100 million to $1 billion in assets. It also spends about 40 cents to bring in each dollar of revenue, lower than about 9 in 10 banks its size (median 61 cents).
Problem loans fell by more than half over the year: loans on nonaccrual or 90 or more days past due, net of government guarantees are down to 0.09% of loans from 0.25%.
As of June 30, 2026, The Bank of Star Valley reported a CET1 capital ratio of 17.57%, a return on assets of 2.44%, a nonperforming-loan ratio of 0.09% and a Texas ratio of 0.43%. The figures come from its call report filed with the FFIEC.
By total assets at Q2 2026, The Bank of Star Valley is the 10th largest of the 24 banks headquartered in Wyoming. From Q1 2026 to Q2 2026, its total assets rose 3.8% to $420.0M, loans fell 2.1% and deposits rose 4.0%. The largest part of its loan book on June 30, 2026 was 1-4 family residential loans, at 37.3% of total loans, ahead of commercial and industrial loans at 14.7%. Its 3 offices in the FDIC Summary of Deposits are in Afton, WY, Thayne, WY and Alpine, WY; its Afton office books 64% of its branch deposits. By the capital ratios in its Q2 2026 call report, The Bank of Star Valley meets every capital ratio test for well capitalized.
Headquarters Profile
- Address
- 384 S Washington St, Afton, WY 83110
- County
- Lincoln
- Charter
- Commercial bank, state charter, Fed member, FRB-supervised
- Primary Regulator
- Federal Reserve
- FDIC Region
- San Francisco (Region 14)
- Federal Reserve member
- Yes
- Federal Reserve district
- District 10, Kansas City
- Fiduciary (trust) powers
- Limited trust powers granted
- Call Report form
- FFIEC 051
- Established
- March 25, 1996
- Domestic offices
- 3 FDIC institution directory, current count
- Employees (FTE)
- 37
- Domestic deposits
- $368.9M
- Allowance for credit losses
- $3.1M
- Net charge-offs (YTD)
- $32K
- Average total assets
- $416.6M
- Average total loans
- $233.7M
- Average interest-bearing deposits
- $259.9M
- Tax status
- Subchapter S
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- March 25, 1996
- FDIC Cert
- 34148
- Fed RSSD
- 2396604
- SEC CIK
- 1693024 → filed by STAR VALLEY BANCSHARES, INC.
- Website
- www.bosv.com →
- Parent Holding Company
- STAR VALLEY BANCSHARES, INC. (RSSD 2270384)
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures
Quarterly trends
The Bank of Star Valley's total assets moved between a low of $381.0M (Q1 2024) and a high of $420.0M (Q2 2026) from Q3 2023 to Q2 2026, and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$420.0M total assets against $401.4M; $376.4M total liabilities against $360.3M.
$226.3M net loans and leases against $218.0M; $368.9M total deposits against $351.4M.
$150.2M securities against $132.2M; $32.7M cash and balances due against $40.2M.
$5.9M total interest income against $5.7M; $1.6M total interest expense against $1.6M.
$4.3M net interest income against $4.2M.
$369K total noninterest income against $290K; $1.9M total noninterest expense against $1.9M.
$228K provision for credit losses against $53K.
$2.5M net income against $2.5M.
2.44% return on assets against 2.52%; 4.38% net interest margin against 4.36%.
17.57% CET1 capital ratio against 18.31%; 10.81% tier 1 leverage ratio against 10.86%.
Inside the full The Bank of Star Valley terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeThe Bank of Star Valley rankings
Its closest position to the top of a national ranking is 180 of 3,611, for ROA; its furthest is 3,003 of 3,640, for Texas Ratio.
Quarterly trend: last 8 quarters
From Q3 2024 to Q2 2026, its return on assets ran from 1.94% (Q3 2024) to 3.06% (Q1 2026) and its net interest margin ran from 3.63% (Q3 2024) to 4.56% (Q4 2025).
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 17.57% | 2.44% | 0.09% | 0.43% | 4.38% |
| Q1 2026 | 17.02% | 3.06% | 0.13% | 0.69% | 4.37% |
| Q4 2025 | 16.56% | 2.49% | 0.18% | 2.18% | 4.56% |
| Q3 2025 | 17.26% | 2.58% | 0.17% | 2.12% | 4.53% |
| Q2 2025 | 18.31% | 2.52% | 0.25% | 2.56% | 4.36% |
| Q1 2025 | 17.69% | 2.10% | 0.05% | 1.51% | 4.01% |
| Q4 2024 | 18.07% | 2.33% | 0.01% | 1.36% | 3.85% |
| Q3 2024 | 17.80% | 1.94% | 0.01% | 0.05% | 3.63% |
Swipe the table sideways to see every column.
Branch Network
View all 3 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Bank of Star Valley | Afton , WY | 83110 | $236.3M |
| Thayne Branch | Thayne , WY | 83127 | $102.4M |
| Alpine Branch | Alpine , WY | 83128 | $30.2M |
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- 1.7% of deposits in WY, rank 17 of 44 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- SBA 7(a) lending
- 3 loans, $200K approved, $67K average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 2013 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Not on file
- Enforcement actions, Mortgage lending (HMDA), Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
Add this badge to your website
Free to use. It shows The Bank of Star Valley’s latest filed figures and updates each quarter.
Similar banks
Frequently asked about The Bank of Star Valley
What are The Bank of Star Valley's total assets?
As of the Q2 2026 filing, The Bank of Star Valley reported total assets of $420.0 million in its FFIEC call report.
Where is The Bank of Star Valley headquartered?
It is headquartered in Afton, WY, United States.
When was The Bank of Star Valley founded?
It was established in 1996, per the FDIC institution directory.
Is The Bank of Star Valley FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #34148). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates The Bank of Star Valley?
The Bank of Star Valley's primary federal regulator is the Federal Reserve.
What is The Bank of Star Valley's CET1 capital ratio?
It reported a Common Equity Tier 1 (CET1) capital ratio of 17.57% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.
How many branches does The Bank of Star Valley operate?
It operates 3 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is The Bank of Star Valley's Texas Ratio?
Its Texas Ratio is 0.43% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
Go deeper on The Bank of Star Valley.
Get an email when The Bank of Star Valley files its next call report, and benchmark it against any peer you choose.
Unlock The Bank of Star Valley, freeFree account