The Bank of Landisburg
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Data as of · sourced from FFIEC call reports. How we update
The Bank of Landisburg is an FDIC-insured commercial bank headquartered in Landisburg, PA, established in 1903 (FDIC certificate 90384), and it is supervised by the Federal Reserve. At Q2 2026 it reported total assets of $417.1M, up 3.3% from Q2 2025, the 76th largest of 109 banks headquartered in Pennsylvania. It reports no CET1 ratio; its Tier 1 leverage ratio was 16.97% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Charter
- Commercial bank
- Regulator
- Federal Reserve
- Deposit insurance
- FDIC
- FDIC certificate
- 90384
- Headquarters
- Landisburg, PA
- Established
- 1903
- Total assets, Q2 2026
- $417.1M
- Assets vs Q2 2025
- +3.3%
- Tier 1 leverage ratio, Q2 2026
- 16.97%
- Domestic offices
- 4 FDIC institution directory, current count
- Routing number
- 031312123
- Latest call report
- Q2 2026, FFIEC 051 · The Bank of Landisburg Q3 2026 call report, filed October 15, 2026 (preliminary)
- Asset rank in state
- 76th of 109 in Pennsylvania
Problem loans are rising at The Bank of Landisburg. Its balance sheet stood at $417 million at June 30, 2026, up 3.3% from a year earlier; it is based in Landisburg, Pennsylvania. Loans on nonaccrual or 90 or more days past due, net of government guarantees, rose to 1.61% of loans from 0.79% a year earlier. It funds 16.97% of its assets with Tier 1 capital, higher than about 9 in 10 of the 2,627 banks with $100 million to $1 billion in assets (median 10.99%). It also spends about 45 cents to bring in each dollar of revenue, lower than about three-quarters of banks its size (median 61 cents).
Earnings jumped: net income for the quarter was $1.9 million, 39% above the same quarter a year earlier.
As of June 30, 2026, The Bank of Landisburg reported a return on assets of 1.79%, a nonperforming-loan ratio of 1.61% and a Texas ratio of 6.25%. The figures come from its call report filed with the FFIEC.
By total assets at Q2 2026, The Bank of Landisburg is the 76th largest of the 109 banks headquartered in Pennsylvania. Quarter on quarter (Q1 2026 to Q2 2026), its total assets fell 0.3% to $417.1M, loans rose 0.9% and deposits fell 0.4%. 1-4 family residential loans made up 60.4% of its total loans on June 30, 2026, its largest category; next came farmland and other real estate loans at 13.6%. Its 4 offices in the FDIC Summary of Deposits are in 4 cities in PA; its Landisburg office books 47% of its branch deposits. Judged on its Q2 2026 call report, The Bank of Landisburg meets the community bank leverage ratio test for well capitalized.
Headquarters Profile
- Address
- 100 N Carlisle St, Landisburg, PA 17040
- County
- Perry
- Metro Area
- Harrisburg-Carlisle, PA
- Charter
- Commercial bank, state charter, Fed member, FRB-supervised
- Primary Regulator
- Federal Reserve
- FDIC Region
- New York (Region 2)
- Federal Reserve member
- Yes
- Federal Reserve district
- District 3, Philadelphia
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 051
- Established
- October 19, 1903
- Former names
- The Bank of Landisburg (1992)
- Domestic offices
- 4 FDIC institution directory, current count
- Employees (FTE)
- 48
- Domestic deposits
- $347.7M
- Allowance for credit losses
- $3.1M
- Net charge-offs (YTD)
- $3K
- Average total assets
- $420.9M
- Average total loans
- $275.4M
- Average interest-bearing deposits
- $273.6M
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- April 17, 1992
- FDIC Cert
- 90384
- Fed RSSD
- 734613
Profitability
Q2 annualizedBalance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. As a community bank leverage ratio filer, The Bank of Landisburg reports no risk-based capital ratios; its Tier 1 leverage ratio applies. How we compute these figures
Quarterly trends
From Q3 2023 to Q2 2026, The Bank of Landisburg's total assets ranged from $381.4M (Q3 2023) to $418.5M (Q1 2026), and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$417.1M total assets against $403.7M; $349.2M total liabilities against $340.5M.
$272.4M net loans and leases against $267.5M; $347.7M total deposits against $339.2M.
$110.1M securities against $94.1M; $15.4M cash and balances due against $23.5M.
$5.4M total interest income against $5.0M; $1.4M total interest expense against $1.6M.
$3.9M net interest income against $3.5M.
$350K total noninterest income against $309K; $1.9M total noninterest expense against $1.9M.
$0 provision for credit losses against $0.
$1.9M net income against $1.4M.
1.79% return on assets against 1.33%; 3.95% net interest margin against 3.57%.
16.97% tier 1 leverage ratio against 16.53%.
Inside the full The Bank of Landisburg terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeThe Bank of Landisburg rankings
Its closest position to the top of a national ranking is 430 of 3,606, for efficiency ratio; its furthest is 2,000 of 4,196, for total assets.
Quarterly trend: last 8 quarters
Across the 8 quarters to Q2 2026, its return on assets ran from 1.12% (Q4 2025) to 1.79% (Q2 2026) and its net interest margin ran from 3.18% (Q3 2024) to 3.95% (Q2 2026).
| Quarter | Leverage | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 16.97% | 1.79% | 1.61% | 6.25% | 3.95% |
| Q1 2026 | 16.73% | 1.63% | 1.77% | 6.83% | 3.76% |
| Q4 2025 | 16.29% | 1.12% | 1.31% | 5.15% | 3.77% |
| Q3 2025 | 16.68% | 1.53% | 0.87% | 3.44% | 3.76% |
| Q2 2025 | 16.53% | 1.33% | 0.79% | 3.23% | 3.57% |
| Q1 2025 | 16.60% | 1.38% | 0.91% | 3.66% | 3.33% |
| Q4 2024 | 16.25% | 1.20% | 0.73% | 3.06% | 3.32% |
| Q3 2024 | 16.63% | 1.14% | 0.78% | 3.16% | 3.18% |
Swipe the table sideways to see every column.
Branch Network
View all 4 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| The Bank of Landisburg | Landisburg , PA | 17040 | $164.7M |
| Shermans Dale Branch | Shermans Dale , PA | 17090 | $84.8M |
| Newport Branch | Newport , PA | 17074 | $57.0M |
| Blain Branch | Blain , PA | 17006 | $41.2M |
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- <0.1% of deposits in PA, rank 96 of 145 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Mortgage lending (HMDA)
- 184 applications, 141 loans originated, $20.6M originated, across 1 states
- Period: Calendar year 2025. Source: FFIEC HMDA loan application register.
- Not on file
- Enforcement actions, SBA 7(a) lending, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about The Bank of Landisburg
What are The Bank of Landisburg's total assets?
As of the Q2 2026 filing, The Bank of Landisburg reported total assets of $417.1 million in its FFIEC call report.
Where is The Bank of Landisburg headquartered?
It is headquartered in Landisburg, PA, United States.
When was The Bank of Landisburg founded?
It was established in 1903, per the FDIC institution directory.
Is The Bank of Landisburg FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #90384). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates The Bank of Landisburg?
The Bank of Landisburg's primary federal regulator is the Federal Reserve.
How many branches does The Bank of Landisburg operate?
It operates 4 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is The Bank of Landisburg's Texas Ratio?
Its Texas Ratio is 6.25% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
What was The Bank of Landisburg previously called?
The charter now named The Bank of Landisburg has also operated as The Bank of Landisburg (1992), per FDIC structure-change records.
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