The Bank of Landisburg: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
Compared with Q1 2026, Total interest expense fell 6.2% in Q2 2026 to $1.4M, the biggest move on this page. Within Pennsylvania, The Bank of Landisburg is 29th of 109 on net interest margin, 3.95% as of Q2 2026, above the middle of the field. At 3.95%, The Bank of Landisburg's net interest margin is close to the 3.95% median for banks in the $100M-1B asset tier (Q2 2026).
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 5.35% |
| Yield on loans | 6.11% |
| Yield on securities | 3.66% |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 1.62% |
| Cost of interest-bearing deposits | 2.05% |
| Cost of interest-bearing liabilities | 2.05% |
| Cost of borrowings | — |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 3.95% |
| Yield to cost spread | 3.30% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $4.2M |
| Total interest expense | $1.4M |
| Interest expense on deposits | $1.4M |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Loans | Securities |
|---|---|---|---|---|---|
| Q3 2023 | 4.34% | 1.64% | 2.90% | 5.29% | 1.09% |
| Q4 2023 | 4.49% | 1.77% | 2.94% | 5.43% | 1.12% |
| Q1 2024 | 4.56% | 1.85% | 2.94% | 5.50% | 1.38% |
| Q2 2024 | 4.70% | 1.84% | 3.08% | 5.61% | 1.79% |
| Q3 2024 | 4.83% | 1.88% | 3.18% | 5.77% | 2.16% |
| Q4 2024 | 4.95% | 1.88% | 3.32% | 5.83% | 2.61% |
| Q1 2025 | 4.92% | 1.83% | 3.33% | 5.76% | 2.85% |
| Q2 2025 | 5.17% | 1.84% | 3.57% | 5.98% | 3.17% |
| Q3 2025 | 5.40% | 1.87% | 3.76% | 6.15% | 3.54% |
| Q4 2025 | 5.37% | 1.85% | 3.77% | 6.15% | 3.63% |
| Q1 2026 | 5.25% | 1.71% | 3.76% | 6.01% | 3.62% |
| Q2 2026 | 5.35% | 1.62% | 3.95% | 6.11% | 3.66% |
The Bank of Landisburg yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock The Bank of Landisburg, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The Bank of Landisburg profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 90384) · FFIEC NIC profile (RSSD 734613)