The Bank of Landisburg: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
Reserve coverage of non-performing loans climbed 2.10 percentage points in Q2 2026, from 38.09% to 40.20%. It was the largest change from Q1 2026 among the key lines here. Within Pennsylvania, The Bank of Landisburg is 12th of 109 on return on assets, 1.79% as of Q2 2026, above the middle of the field. The Bank of Landisburg reported 1.79% on return on assets for Q2 2026, 0.53 points above the 1.25% median for banks in the $100M-1B asset tier.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 16.97% |
| Equity capital to assets | 16.28% |
| Tangible equity to tangible assets | 16.28% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 2.83% |
| Non-performing assets ratio | 1.87% |
| Net charge-off ratio | -0.01% |
| Texas ratio | 10.99% |
| Allowance for credit losses to loans | 1.14% |
| Reserve coverage of non-performing loans | 40.20% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.79% |
| Return on equity | 11.10% |
| Net interest margin | 3.95% |
| Efficiency ratio | 45.09% |
| Yield on earning assets | 5.35% |
| Cost of funds | 1.62% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 79.24% |
| Core deposits to total deposits | 91.57% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 83.36% |
| Securities to assets | 26.39% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | Tier 1 leverage | ROA | Net interest margin | NPL ratio | Net charge-off ratio |
|---|---|---|---|---|---|
| Q3 2023 | 16.56% | 0.94% | 2.90% | 0.58% | 0.01% |
| Q4 2023 | 16.14% | 0.99% | 2.94% | 0.68% | 0.02% |
| Q1 2024 | 16.42% | 1.00% | 2.94% | 0.92% | 0.00% |
| Q2 2024 | 16.35% | 1.11% | 3.08% | 0.95% | -0.04% |
| Q3 2024 | 16.63% | 1.14% | 3.18% | 0.78% | -0.01% |
| Q4 2024 | 16.25% | 1.20% | 3.32% | 0.99% | -0.01% |
| Q1 2025 | 16.60% | 1.38% | 3.33% | 1.17% | 0.02% |
| Q2 2025 | 16.53% | 1.33% | 3.57% | 1.04% | -0.02% |
| Q3 2025 | 16.68% | 1.53% | 3.76% | 1.11% | 0.09% |
| Q4 2025 | 16.29% | 1.12% | 3.77% | 1.31% | 0.01% |
| Q1 2026 | 16.73% | 1.63% | 3.76% | 3.01% | 0.02% |
| Q2 2026 | 16.97% | 1.79% | 3.95% | 2.83% | -0.01% |
The Bank of Landisburg vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock The Bank of Landisburg, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The Bank of Landisburg profile, peer group comparison, or how this data updates.
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