West View Savings Bank
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Data as of · sourced from FFIEC call reports. How we update
West View Savings Bank is an FDIC-insured savings bank headquartered in Pittsburgh, PA, established in 1908 (FDIC certificate 27760), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $365.1M, up 3.2% from Q2 2025, the 79th largest of 109 banks headquartered in Pennsylvania. It reports no CET1 ratio; its Tier 1 leverage ratio was 9.36% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Charter
- Savings bank
- Regulator
- FDIC
- Deposit insurance
- FDIC
- FDIC certificate
- 27760
- Headquarters
- Pittsburgh, PA
- Established
- 1908
- Total assets, Q2 2026
- $365.1M
- Assets vs Q2 2025
- +3.2%
- Tier 1 leverage ratio, Q2 2026
- 9.36%
- Domestic offices
- 5 FDIC institution directory, current count
- Routing number
- 243074071
- Latest call report
- Q2 2026, FFIEC 051 · West View Savings Bank call report
- Holding company
- WVS FINANCIAL CORP.
- Asset rank in state
- 79th of 109 in Pennsylvania
West View Savings Bank, based in Pittsburgh, Pennsylvania, reported $365 million in assets at June 30, 2026, up 3.2% from a year earlier. It keeps 1.97 cents of net interest income on every dollar of earning assets, about half the median of 3.95 cents for the 2,660 banks with $100 million to $1 billion in assets. It also pays an average of 2.74% on its deposits and borrowings, higher than about 9 in 10 banks its size (median 1.80%).
Earnings jumped: net income for the quarter was $609,000, 67% above the same quarter a year earlier. Paper losses on its bond portfolio are shrinking: unrealized losses of $20 million equal 59% of Tier 1 capital, down from 69% a year earlier. Profitability lags: it earns about $0.67 a year on every $100 of assets, about half the median of $1.28 for banks its size.
As of June 30, 2026, West View Savings Bank reported a return on assets of 0.67%, a nonperforming-loan ratio of 0.00% and a Texas ratio of 0.00%. The figures come from its call report filed with the FFIEC.
Of the 109 banks headquartered in Pennsylvania, West View Savings Bank is the 79th largest by total assets at Q2 2026. Quarter on quarter (Q1 2026 to Q2 2026), its total assets were flat, loans fell 3.8% and deposits fell 6.5%. The largest part of its loan book on June 30, 2026 was 1-4 family residential loans, at 89.2% of total loans, ahead of owner-occupied commercial real estate loans at 4.9%. Its 5 offices in the FDIC Summary of Deposits are in Pittsburgh, PA, Wexford, PA and Cranberry Township, PA; its Pittsburgh 2 offices book 60% of its branch deposits. On its Q2 2026 call report, West View Savings Bank meets the community bank leverage ratio test for well capitalized.
Headquarters Profile
- Address
- 9001 Perry Hwy, Pittsburgh, PA 15237
- County
- Allegheny
- Metro Area
- Pittsburgh, PA
- Charter
- State-chartered stock savings bank, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- New York (Region 2)
- Federal Reserve member
- —
- Federal Reserve district
- District 4, Cleveland
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 051
- Established
- January 1, 1908
- Domestic offices
- 5 FDIC institution directory, current count
- Employees (FTE)
- 23
- Domestic deposits
- $122.3M
- Allowance for credit losses
- $584K
- Net charge-offs (YTD)
- $0
- Average total assets
- $365.7M
- Average total loans
- $89.4M
- Average interest-bearing deposits
- $104.1M
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- August 9, 1989
- FDIC Cert
- 27760
- Fed RSSD
- 842376
- SEC CIK
- 910679 → filed by WVS FINANCIAL CORP.
- Website
- www.wvsbank.com →
- Parent Holding Company
- WVS FINANCIAL CORP. (RSSD 2140115)
Profitability
Q2 annualizedBalance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. As a community bank leverage ratio filer, West View Savings Bank reports no risk-based capital ratios; its Tier 1 leverage ratio applies. How we compute these figures
Quarterly trends
From Q3 2023 to Q2 2026, West View Savings Bank's total assets ranged from $351.9M (Q4 2024) to $365.2M (Q1 2026), and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$365.1M total assets against $353.8M; $330.5M total liabilities against $320.1M.
$88.5M net loans and leases against $85.9M; $122.3M total deposits against $161.0M.
$252.7M securities against $237.1M; $8.9M cash and balances due against $16.9M.
$4.0M total interest income against $3.7M; $2.2M total interest expense against $2.2M.
$1.7M net interest income against $1.5M.
$85K total noninterest income against $88K; $998K total noninterest expense against $1.0M.
-$4K provision for credit losses against $49K.
$609K net income against $364K.
0.67% return on assets against 0.44%; 1.97% net interest margin against 1.83%.
9.36% tier 1 leverage ratio against 10.18%.
Inside the full West View Savings Bank terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeWatch flags
Automated conditions triggered on this bank's latest filing. Advisory only; see the source metric pages for full context. Each flag is tagged Regulatory when it cites an official supervisory threshold, or BRR analysis when it's our own band, informed by our data and models.
Held-to-maturity securities carry unrealized losses equal to more than a quarter of book equity. Because HTM is held at amortized cost, these losses are not reflected in reported capital, the dynamic that masked Silicon Valley Bank's insolvency before its March 2023 failure. BankRegReports analysis, HTM marks aren't a reported regulatory metric.
West View Savings Bank rankings
Its closest position to the top of a national ranking is 1,208 of 3,606, for efficiency ratio; its furthest is 3,439 of 3,640, for Texas Ratio.
Quarterly trend: last 8 quarters
Across the 8 quarters to Q2 2026, its return on assets ran from 0.41% (Q4 2024) to 0.67% (Q1 2026) and its net interest margin ran from 1.63% (Q3 2024) to 2.01% (Q1 2026).
| Quarter | Leverage | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 9.36% | 0.67% | 0.00% | 0.00% | 1.97% |
| Q1 2026 | 9.47% | 0.67% | 0.00% | 0.00% | 2.01% |
| Q4 2025 | 9.66% | 0.61% | 0.00% | 0.00% | 1.91% |
| Q3 2025 | 9.84% | 0.59% | 0.00% | 0.00% | 1.85% |
| Q2 2025 | 10.18% | 0.44% | 0.00% | 0.00% | 1.83% |
| Q1 2025 | 10.43% | 0.53% | 0.00% | 0.00% | 1.89% |
| Q4 2024 | 10.16% | 0.41% | 0.00% | 0.00% | 1.68% |
| Q3 2024 | 9.67% | 0.44% | 0.00% | 0.00% | 1.63% |
Swipe the table sideways to see every column.
Branch Network
View all 5 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| West View Savings Bank (main office) | Pittsburgh , PA | 15237 | $43.9M |
| West View Branch | Pittsburgh , PA | 15229 | $29.0M |
| Franklin Park Branch | Wexford , PA | 15090 | $26.2M |
| Cranberry Branch | Cranberry Township , PA | 16066 | $21.8M |
| Sherwood Oaks Branch | Cranberry Township , PA | 16066 | $1.5M |
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
| Date | Category | Event | Source |
|---|---|---|---|
| January 31, 1991 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| January 7, 1991 | Structure Change | Acquired Home Savings Association Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 2 events.
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- <0.1% of deposits in PA, rank 123 of 145 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Mortgage lending (HMDA)
- 68 applications, 58 loans originated, $16.5M originated, across 1 states
- Period: Calendar year 2019. Source: FFIEC HMDA loan application register.
- SBA 7(a) lending
- 2 loans, $1.4M approved, $675K average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 2002 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Not on file
- Enforcement actions, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about West View Savings Bank
What are West View Savings Bank's total assets?
As of the Q2 2026 filing, West View Savings Bank reported total assets of $365.1 million in its FFIEC call report.
Where is West View Savings Bank headquartered?
It is headquartered in Pittsburgh, PA, United States.
When was West View Savings Bank founded?
It was established in 1908, per the FDIC institution directory.
Is West View Savings Bank FDIC-insured?
Yes. It is an FDIC-insured savings bank (FDIC Certificate #27760). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates West View Savings Bank?
West View Savings Bank's primary federal regulator is the FDIC.
How many branches does West View Savings Bank operate?
It operates 5 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is West View Savings Bank's Texas Ratio?
Its Texas Ratio is 0.00% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
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