American Bank
Asset quality shifted last quarter — NPLs rose to 3.62% from 2.98% in the prior period. American Bank is the primary bank subsidiary of its parent holding company, headquartered in Covington, LA. As of Q1 2026, the bank held approximately $359M in total assets and $317M in deposits. Returns are subdued: 0.18% ROA and 1.61% ROE. Under the simplified Community Bank Leverage Ratio framework, leverage of 10.33% exceeds the 9% CBLR threshold. Credit metrics show stress — 3.62% NPLs and a 31.91% Texas Ratio above the 100% historical failure threshold. It operates 5 branches, primarily in Louisiana.
Headquarters Profile
- Address
- 1819 N Columbia St, COVINGTON, LA 70433
- County
- St. Tammany
- Metro Area
- SLIDELL-MANDEVILLE-COVINGTON, LA
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- Fed District
- 13
- Established
- September 14, 1964
- Branches
- 5 domestic
- Employees (FTE)
- 72
- FDIC Cert
- 19234
- Fed RSSD
- 597452
- Website
- www.americanbankusa.com →
- Parent Holding Company
- AMERICAN BANCSHARES, INC. (RSSD 1104615)
Inside the full American Bank terminal
8 tabs · 24-year trend charts · peer percentiles · Excel export
Unlock American Bank — freeThis is just American Bank's summary.
See the full 24-year trend, peer benchmarking, and risk analysis for this bank — plus every one of the 4,335 currently filing institutions, with CAMELS analytics and exportable tearsheets.
Free account · no credit card required
Watch flags
Automated conditions triggered on this bank's latest filing. Advisory only — see the source metric pages for full context.
Non-performing loans (90+ days past due or non-accrual) exceed 3% of total loans — well above the typical community-bank range of 0.5–1.5%.
American Bank rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Quarterly trend — last 6 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
Branch Network
Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Loading branches… | |||
Similar banks
Compare American Bank with peers
Side-by-side comparison of capital, profitability, asset quality, and balance sheet — pick a peer to view the full head-to-head.
Frequently asked about American Bank
What are American Bank's total assets?
As of the Q1 2026 filing, American Bank reported total assets of $359.3 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is American Bank headquartered?
American Bank is headquartered in COVINGTON, LA, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was American Bank founded?
American Bank was established in 1964, per the FDIC institution directory.
Is American Bank FDIC-insured?
Yes. American Bank is an FDIC-insured commercial bank (FDIC Certificate #19234). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates American Bank?
American Bank's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
How many branches does American Bank operate?
American Bank operates 5 domestic branches, per the most recent FDIC Summary of Deposits filing.
What is American Bank's Texas Ratio?
American Bank's Texas Ratio is 31.91% — within the typical range for US community banks (25–50%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.
Go deeper on American Bank.
Unlock the full terminal — 24 years of quarterly trends, peer benchmarking, watch flags, and Excel tearsheets for this bank and every other US institution.
Start freeFree account · no credit card required