Flatirons Bank
This quarter marks the 25-year anniversary of Flatirons's 2001 charter. Flatirons Bank is an FDIC-insured commercial bank. On its most recent Q1 2026 call report, Flatirons reported $359M in total assets against $326M in deposits. Returns are notably above industry norms: 1.52% ROA, 19.38% ROE, and 3.80% NIM. Regulatory capital is solid — 13.10% CET1 and 14.35% total risk-based capital ratio. Credit metrics are pristine, with nonperforming loans at just 0.49%. 3 branches make up the footprint.
Headquarters Profile
- Address
- 1095 Canyon Blvd, BOULDER, CO 80302
- County
- Boulder
- Metro Area
- BOULDER, CO
- Charter
- Commercial bank, state charter, Fed member, FRB-supervised
- Primary Regulator
- FED
- Fed District
- 13
- Established
- December 22, 2001
- Branches
- 3 domestic
- Employees (FTE)
- 43
- FDIC Cert
- 57280
- Fed RSSD
- 3022610
- Website
- www.flatirons.bank →
- Parent Holding Company
- FBHC HOLDING COMPANY (RSSD 3700936)
Capital & Liquidity
Inside the full Flatirons Bank terminal
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Flatirons Bank rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Quarterly trend — last 6 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
Branch Network
Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Loading branches… | |||
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Frequently asked about Flatirons Bank
What are Flatirons Bank's total assets?
As of the Q1 2026 filing, Flatirons Bank reported total assets of $358.9 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Flatirons Bank headquartered?
Flatirons Bank is headquartered in BOULDER, CO, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was Flatirons Bank founded?
Flatirons Bank was established in 2001, per the FDIC institution directory.
Is Flatirons Bank FDIC-insured?
Yes. Flatirons Bank is an FDIC-insured commercial bank (FDIC Certificate #57280). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Flatirons Bank?
Flatirons Bank's primary federal regulator is the FED. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is Flatirons Bank's CET1 capital ratio?
Flatirons Bank reported a Common Equity Tier 1 (CET1) capital ratio of 13.10% in its most recent quarterly filing — comfortably above the 7% well-capitalized regulatory floor.
How many branches does Flatirons Bank operate?
Flatirons Bank operates 3 domestic branches, per the most recent FDIC Summary of Deposits filing.
What is Flatirons Bank's Texas Ratio?
Flatirons Bank's Texas Ratio is 4.04% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.
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