First FarmBank
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Data as of · sourced from FFIEC call reports. How we update
First FarmBank is an FDIC-insured commercial bank headquartered in Greeley, CO, established in 2007 (FDIC certificate 58508), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $384.4M, up 3.3% from Q2 2025, the 27th largest of 63 banks headquartered in Colorado. Its CET1 capital ratio was 14.56% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Charter
- Commercial bank
- Regulator
- FDIC
- Deposit insurance
- FDIC
- FDIC certificate
- 58508
- Headquarters
- Greeley, CO
- Established
- 2007
- Total assets, Q2 2026
- $384.4M
- Assets vs Q2 2025
- +3.3%
- CET1 ratio, Q2 2026
- 14.56%
- Domestic offices
- 6 FDIC institution directory, current count
- Routing number
- 107007210
- Holding company
- FARMBANK HOLDING, INC.
- Asset rank in state
- 27th of 63 in Colorado
Problem loans are rising at First FarmBank. Based in Greeley, Colorado, it had $384 million in assets at June 30, 2026, up 3.3% from a year earlier. Loans on nonaccrual or 90 or more days past due, net of government guarantees, rose to 0.88% of loans from 0.32% a year earlier. It shrank its loan book 0.9% over the year, lower than about three-quarters of the 2,660 banks with $100 million to $1 billion in assets (median 5.5%). It also pays an average of 2.27% on its deposits and borrowings, higher than about three-quarters of banks its size (median 1.80%).
Loans and deposits moved in opposite directions: over the year loans fell 0.9% and deposits rose 4.0%.
As of June 30, 2026, First FarmBank reported a CET1 capital ratio of 14.56%, a return on assets of 1.21%, a nonperforming-loan ratio of 0.88% and a Texas ratio of 5.31%. The figures come from its call report filed with the FFIEC.
First FarmBank ranks as the 27th largest of the 63 banks based in Colorado, by total assets at Q2 2026. Between Q1 2026 and Q2 2026, its total assets rose 0.4% to $384.4M, loans rose 1.5% and deposits rose 0.4%. The largest part of its loan book on June 30, 2026 was agricultural production loans, at 34.4% of total loans, ahead of farmland and other real estate loans at 24.2%. The FDIC Summary of Deposits lists 6 offices for it, in 5 cities across 2 states; its Greeley 2 offices book 47% of its branch deposits. By the capital ratios in its Q2 2026 call report, First FarmBank meets every capital ratio test for well capitalized.
Headquarters Profile
- Address
- 2939 65th Ave, Greeley, CO 80634
- County
- Weld
- Metro Area
- Greeley, CO
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- Dallas (Region 13)
- Federal Reserve member
- No
- Federal Reserve district
- District 10, Kansas City
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 051
- Established
- February 12, 2007
- Domestic offices
- 6 FDIC institution directory, current count
- Employees (FTE)
- 57
- Domestic deposits
- $327.1M
- Allowance for credit losses
- $2.8M
- Net charge-offs (YTD)
- $10K
- Average total assets
- $388.7M
- Average total loans
- $293.1M
- Average interest-bearing deposits
- $290.8M
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- February 12, 2007
- FDIC Cert
- 58508
- Fed RSSD
- 3411773
- SEC CIK
- 1733729 → filed by FARMBANK HOLDING, INC.
- Website
- www.firstfarmbank.com →
- Parent Holding Company
- FARMBANK HOLDING, INC. (RSSD 3521421)
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures
Quarterly trends
From Q3 2023 to Q2 2026, First FarmBank's total assets ranged from $346.4M (Q3 2023) to $384.4M (Q2 2026), and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$384.4M total assets against $372.3M; $338.5M total liabilities against $330.2M.
$292.4M net loans and leases against $295.1M; $327.1M total deposits against $314.6M.
$52.0M securities against $50.1M; $19.1M cash and balances due against $6.9M.
$5.9M total interest income against $5.7M; $1.9M total interest expense against $2.0M.
$4.0M net interest income against $3.8M.
$170K total noninterest income against $198K; $2.6M total noninterest expense against $2.5M.
No provision recorded in the last 12 quarters.
$1.2M net income against $1.1M.
1.21% return on assets against 1.20%; 4.31% net interest margin against 4.29%.
14.56% CET1 capital ratio against 13.98%; 12.29% tier 1 leverage ratio against 11.91%.
Inside the full First FarmBank terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeFirst FarmBank rankings
Its closest position to the top of a national ranking is 1,261 of 3,640, for Texas Ratio; its furthest is 2,072 of 3,606, for efficiency ratio.
Quarterly trend: last 8 quarters
From Q3 2024 to Q2 2026, its return on assets ran from 0.93% (Q4 2024) to 1.34% (Q1 2026) and its net interest margin ran from 4.06% (Q4 2024) to 4.42% (Q1 2026).
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 14.56% | 1.21% | 0.88% | 5.31% | 4.31% |
| Q1 2026 | 15.02% | 1.34% | 0.23% | 1.42% | 4.42% |
| Q4 2025 | 14.76% | 1.09% | 0.52% | 3.23% | 4.28% |
| Q3 2025 | 14.08% | 1.25% | 0.43% | 2.80% | 4.37% |
| Q2 2025 | 13.98% | 1.20% | 0.32% | 2.13% | 4.29% |
| Q1 2025 | 14.35% | 1.08% | 0.02% | 0.16% | 4.14% |
| Q4 2024 | 13.91% | 0.93% | 0.03% | 0.21% | 4.06% |
| Q3 2024 | 13.85% | 1.06% | 0.79% | 5.26% | 4.09% |
Swipe the table sideways to see every column.
Branch Network
View all 6 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| East Greeley Branch | Greeley , CO | 80631 | $82.2M |
| Sterling Branch | Sterling , CO | 80751 | $76.9M |
| First FarmBank (main office) | Greeley , CO | 80634 | $70.1M |
| Tribune Branch | Tribune , KS | 67879 | $51.6M |
| Yuma Colorado Branch | Yuma , CO | 80759 | $33.5M |
| First Farmbank Branch | Springfield , CO | 81073 | $12.8M |
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- 0.1% of deposits in CO, rank 60 of 121 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Mortgage lending (HMDA)
- 30 applications, 28 loans originated, $9.6M originated, across 4 states
- Period: Calendar year 2023. Source: FFIEC HMDA loan application register.
- Not on file
- Enforcement actions, SBA 7(a) lending, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about First FarmBank
What are First FarmBank's total assets?
As of the Q2 2026 filing, First FarmBank reported total assets of $384.4 million in its FFIEC call report.
Where is First FarmBank headquartered?
It is headquartered in Greeley, CO, United States.
When was First FarmBank founded?
It was established in 2007, per the FDIC institution directory.
Is First FarmBank FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #58508). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates First FarmBank?
First FarmBank's primary federal regulator is the FDIC.
What is First FarmBank's CET1 capital ratio?
It reported a Common Equity Tier 1 (CET1) capital ratio of 14.56% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.
How many branches does First FarmBank operate?
It operates 6 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is First FarmBank's Texas Ratio?
Its Texas Ratio is 5.31% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
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