First FarmBank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Reserve coverage of non-performing loans: 15.48 percentage points lower than in Q1 2026, at 82.34%. Within Colorado, First FarmBank is 29th of 63 on return on assets, 1.21% as of Q2 2026. First FarmBank reported 1.21% on return on assets for Q2 2026, 0.05 points below the 1.26% median for banks in the $100M-1B asset tier.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 14.56% |
| Tier 1 risk-based capital ratio | 14.56% |
| Total risk-based capital ratio | 15.42% |
| Tier 1 leverage ratio | 12.29% |
| Equity capital to assets | 11.96% |
| Tangible equity to tangible assets | 11.96% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 1.14% |
| Non-performing assets ratio | 0.88% |
| Net charge-off ratio | 0.01% |
| Texas ratio | 5.31% |
| Allowance for credit losses to loans | 0.94% |
| Reserve coverage of non-performing loans | 82.34% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.21% |
| Return on equity | 10.29% |
| Net interest margin | 4.31% |
| Efficiency ratio | 62.34% |
| Yield on earning assets | 6.39% |
| Cost of funds | 2.27% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 90.26% |
| Core deposits to total deposits | 78.95% |
| Brokered deposits to total deposits | 3.06% |
| Deposits to assets | 85.08% |
| Securities to assets | 13.54% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 13.12% | 13.12% | 14.10% | 11.10% | 1.19% |
| Q4 2023 | 13.21% | 13.21% | 14.17% | 11.20% | 1.01% |
| Q1 2024 | 13.42% | 13.42% | 14.37% | 11.26% | 1.10% |
| Q2 2024 | 13.41% | 13.41% | 14.35% | 11.23% | 1.04% |
| Q3 2024 | 13.85% | 13.85% | 14.80% | 11.46% | 1.06% |
| Q4 2024 | 13.91% | 13.91% | 14.84% | 11.79% | 0.93% |
| Q1 2025 | 14.35% | 14.35% | 15.29% | 11.89% | 1.08% |
| Q2 2025 | 13.98% | 13.98% | 14.87% | 11.91% | 1.20% |
| Q3 2025 | 14.08% | 14.08% | 14.96% | 12.05% | 1.25% |
| Q4 2025 | 14.76% | 14.76% | 15.66% | 12.26% | 1.09% |
| Q1 2026 | 15.02% | 15.02% | 15.92% | 12.23% | 1.34% |
| Q2 2026 | 14.56% | 14.56% | 15.42% | 12.29% | 1.21% |
First FarmBank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock First FarmBank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full First FarmBank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 58508) · FFIEC NIC profile (RSSD 3411773)