First FarmBank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks First FarmBank of Greeley, CO against its peer group of 2757 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.21% | 1.25% | -0.04% | 45th below |
| ROAE | 10.29% | 13.17% | -2.88% | 37th below |
| Net Interest Margin | 4.31% | 3.95% | +0.36% | 70th above |
| Efficiency Ratio | 62.34% | 61.50% | +0.84% | 46th below |
| PPNR / Avg Assets | 1.60% | — | — | 50th above |
| Yield on Earning Assets | 6.39% | 5.67% | +0.72% | 83rd top |
| Cost of Funds | 2.27% | 1.87% | +0.40% | 22nd bottom |
| Net Interest Spread | 3.84% | — | — | 76th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.14% | 0.93% | +0.21% | 25th below |
| NPA / Total Assets | 0.88% | — | — | 24th bottom |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.01% | 0.15% | -0.14% | 38th below |
| ACL / Total Loans | 0.94% | — | — | 20th bottom |
| ACL / NPLs (Coverage) | 82.34% | — | — | 22nd bottom |
| Texas Ratio Ahead of the peer average, behind the median peer. | 5.31% | 6.06% | -0.75% | 34th below |
| Provision / NCO | 0.00% | — | — | 13th bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 14.56% | 17.18% | -2.62% | 45th below |
| Tier 1 Ratio | 14.56% | 17.21% | -2.65% | 44th below |
| Total Capital Ratio | 15.42% | — | — | 41st below |
| Leverage Ratio | 12.29% | 11.75% | +0.54% | 68th above |
| Equity / Assets | 11.96% | 10.98% | +0.98% | 70th above |
| TCE / Tangible Assets | 11.96% | — | — | 73rd above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 90.26% | 80.44% | +9.82% | 28th below |
| Core Deposit Ratio | 78.95% | 86.95% | -8.00% | 14th bottom |
| Wholesale Funding Ratio | 2.60% | — | — | 61st above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 3.26% | — | — | 41st below |
| Loan Growth (Y/Y) | -0.91% | — | — | 19th bottom |
| Deposit Growth (Y/Y) | 3.98% | — | — | 49th below |
See First FarmBank's peers by name
The 2757 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock First FarmBank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full First FarmBank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the First FarmBank peer analysis.