First FarmBank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Cash and balances due from depository institutions: 17.2% lower than in Q1 2026, at $19.1M. First FarmBank ranks 22nd of 63 Colorado banks on loan-to-deposit ratio, in the upper half at 90.26% (Q2 2026). First FarmBank reported 90.26% on loan-to-deposit ratio for Q2 2026, 9.70 points above the 80.55% median for banks in the $100M-1B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $19.1M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $71.1M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $10.0M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 2.60% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 90.26% |
| Net loans and leases to deposits | 89.41% |
| Loans and leases to core deposits | 110.05% |
| Core deposits to total deposits | 78.95% |
| Brokered deposits to total deposits | 3.06% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 95.70% | 85.22% | $0 | $26.6M |
| Q4 2023 | 93.08% | 84.29% | $0 | $23.0M |
| Q1 2024 | 92.84% | 81.65% | $0 | $24.0M |
| Q2 2024 | 97.82% | 78.90% | $0 | $31.5M |
| Q3 2024 | 94.44% | 79.23% | $0 | $20.0M |
| Q4 2024 | 92.30% | 80.35% | $0 | $10.0M |
| Q1 2025 | 90.82% | 79.27% | $0 | $10.0M |
| Q2 2025 | 94.71% | 80.23% | $0 | $14.3M |
| Q3 2025 | 94.90% | 79.26% | $0 | $15.0M |
| Q4 2025 | 90.58% | 79.10% | $0 | $10.0M |
| Q1 2026 | 89.31% | 78.92% | $0 | $10.0M |
| Q2 2026 | 90.26% | 78.95% | $0 | $10.0M |
First FarmBank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock First FarmBank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full First FarmBank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 58508) · FFIEC NIC profile (RSSD 3411773)