Alamosa State Bank
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Data as of · sourced from FFIEC call reports. How we update
Alamosa State Bank is an FDIC-insured commercial bank headquartered in Alamosa, CO, established in 1907 (FDIC certificate 13947), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $340.3M, up 1.0% from Q2 2025, the 31st largest of 63 banks headquartered in Colorado. Its CET1 capital ratio was 22.11% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Charter
- Commercial bank
- Regulator
- FDIC
- Deposit insurance
- FDIC
- FDIC certificate
- 13947
- Headquarters
- Alamosa, CO
- Established
- 1907
- Total assets, Q2 2026
- $340.3M
- Assets vs Q2 2025
- +1.0%
- CET1 ratio, Q2 2026
- 22.11%
- Domestic offices
- 1 FDIC institution directory, current count
- Routing number
- 102100853
- Holding company
- ALAMOSA BANCORPORATION, LTD.
- Asset rank in state
- 31st of 63 in Colorado
Alamosa State Bank is one of the more profitable banks of its size. Based in Alamosa, Colorado, it had $340 million in assets at June 30, 2026. It earns about $2.50 a year on every $100 of assets, about double the median of $1.28 for the 2,660 banks with $100 million to $1 billion in assets. It also spends about 38 cents to bring in each dollar of revenue, lower than about 9 in 10 banks its size (median 61 cents).
Net income for the quarter rose 12% from a year earlier, to $2.1 million. Over the same year, loans grew 5.2% and deposits shrank 0.0%.
As of June 30, 2026, Alamosa State Bank reported a CET1 capital ratio of 22.11%, a return on assets of 2.50%, a nonperforming-loan ratio of 0.00% and a Texas ratio of 0.00%. The figures come from its call report filed with the FFIEC.
Alamosa State Bank ranks as the 31st largest of the 63 banks based in Colorado, by total assets at Q2 2026. Between Q1 2026 and Q2 2026, its total assets rose 4.3% to $340.3M, loans rose 3.3% and deposits rose 5.1%. The largest part of its loan book on June 30, 2026 was farmland and other real estate loans, at 29.7% of total loans, ahead of 1-4 family residential loans at 21.3%. The FDIC Summary of Deposits lists a single office for it, in Alamosa, CO. Judged on its Q2 2026 call report, Alamosa State Bank meets every capital ratio test for well capitalized.
Headquarters Profile
- Address
- 2225 Main St, Alamosa, CO 81101
- County
- Alamosa
- Metro Area
- Alamosa, CO
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- Dallas (Region 13)
- Federal Reserve member
- No
- Federal Reserve district
- District 10, Kansas City
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 051
- Established
- March 1, 1907
- Domestic offices
- 1 FDIC institution directory, current count
- Employees (FTE)
- 33
- Domestic deposits
- $297.8M
- Allowance for credit losses
- $2.1M
- Net charge-offs (YTD)
- $3K
- Average total assets
- $332.6M
- Average total loans
- $176.6M
- Average interest-bearing deposits
- $215.1M
- Tax status
- Subchapter S
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- February 23, 1934
- FDIC Cert
- 13947
- Fed RSSD
- 869953
- Website
- www.alamosastatebank.com →
- Parent Holding Company
- ALAMOSA BANCORPORATION, LTD. (RSSD 1061222)
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures
Quarterly trends
Alamosa State Bank's total assets moved between a low of $323.9M (Q1 2025) and a high of $362.1M (Q3 2023) from Q3 2023 to Q2 2026, and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$340.3M total assets against $336.9M; $298.7M total liabilities against $298.8M.
$176.8M net loans and leases against $168.0M; $297.8M total deposits against $298.0M.
$92.2M securities against $91.6M; $60.3M cash and balances due against $66.9M.
$3.9M total interest income against $3.7M; $659K total interest expense against $643K.
$3.3M net interest income against $3.0M.
$167K total noninterest income against $161K; $1.3M total noninterest expense against $1.3M.
$47K provision for credit losses against $44K.
$2.1M net income against $1.9M.
2.50% return on assets against 2.26%; 4.11% net interest margin against 3.88%.
22.11% CET1 capital ratio against 21.29%; 12.85% tier 1 leverage ratio against 12.14%.
Inside the full Alamosa State Bank terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeAlamosa State Bank rankings
Its closest position to the top of a national ranking is 150 of 3,606, for efficiency ratio; its furthest is 3,452 of 3,640, for Texas Ratio.
Quarterly trend: last 8 quarters
Across the 8 quarters to Q2 2026, its return on assets ran from 1.61% (Q4 2025) to 2.50% (Q2 2026) and its net interest margin ran from 3.73% (Q1 2025) to 4.11% (Q2 2026).
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 22.11% | 2.50% | 0.00% | 0.00% | 4.11% |
| Q1 2026 | 22.31% | 2.33% | 0.00% | 0.00% | 3.94% |
| Q4 2025 | 21.70% | 1.61% | 0.01% | 0.05% | 3.86% |
| Q3 2025 | 21.83% | 2.33% | 0.00% | 0.02% | 3.91% |
| Q2 2025 | 21.29% | 2.26% | 0.01% | 0.03% | 3.88% |
| Q1 2025 | 20.87% | 2.19% | 0.01% | 0.03% | 3.73% |
| Q4 2024 | 19.86% | 1.64% | 0.01% | 0.05% | 3.78% |
| Q3 2024 | 20.11% | 2.25% | 0.00% | 0.00% | 3.77% |
Swipe the table sideways to see every column.
Branch Network
View the branch → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Alamosa State Bank (main office) | Alamosa , CO | 81101 | $297.8M |
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- 0.2% of deposits in CO, rank 54 of 121 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- SBA 7(a) lending
- 1 loans, $400K approved, $400K average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 2001 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Not on file
- Enforcement actions, Mortgage lending (HMDA), Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about Alamosa State Bank
What are Alamosa State Bank's total assets?
As of the Q2 2026 filing, Alamosa State Bank reported total assets of $340.3 million in its FFIEC call report.
Where is Alamosa State Bank headquartered?
It is headquartered in Alamosa, CO, United States.
When was Alamosa State Bank founded?
It was established in 1907, per the FDIC institution directory.
Is Alamosa State Bank FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #13947). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Alamosa State Bank?
Alamosa State Bank's primary federal regulator is the FDIC.
What is Alamosa State Bank's CET1 capital ratio?
It reported a Common Equity Tier 1 (CET1) capital ratio of 22.11% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.
How many branches does Alamosa State Bank operate?
It operates 1 domestic office, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Alamosa State Bank's Texas Ratio?
Its Texas Ratio is 0.00% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
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