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Alamosa State Bank

ALAMOSA, COSmallEst. Mar 1, 1907FDIC #13947RSSD #869953FDIC
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Alamosa State Bank is a locally rooted FDIC-insured community bank based in Alamosa, CO. The Q1 2026 balance sheet stands at $326M in assets, including $173M in loans. The bank posts a strong 2.33% ROA and 18.94% ROE. Capital cushions are healthy: 22.31% CET1, 12.67% Tier 1 leverage. Asset quality is pristine — 0.00% NPLs and a 0.00% Texas Ratio. The bank operates from a single office.

Headquarters Profile

Address
2225 Main St, ALAMOSA, CO 81101
County
Alamosa
Metro Area
ALAMOSA, CO
Charter
Commercial bank, state charter, Fed non-member, FDIC-supervised
Primary Regulator
FDIC
Fed District
13
Established
March 1, 1907
Branches
1 domestic
Employees (FTE)
31
FDIC Cert
13947
Fed RSSD
869953
Assets
$326M
Deposits
$284M
Loans
$173M
Equity
$41M

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Quarterly trend — last 6 quarters

Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.

QuarterCET1ROANPLTexasNIM
2026-03-3122.31%2.33%0.00%0.00%3.94%
2025-12-3121.70%1.61%0.01%0.05%3.86%
2025-09-3021.83%2.33%0.00%0.02%3.91%
2025-06-3021.29%2.26%0.01%0.03%3.88%
2025-03-3120.87%2.19%0.01%0.03%3.73%
2024-12-3119.86%1.64%0.01%0.05%3.78%

Branch Network

Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.

BranchLocationZIPDeposits
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Frequently asked about Alamosa State Bank

What are Alamosa State Bank's total assets?

As of the Q1 2026 filing, Alamosa State Bank reported total assets of $326.2 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.

Where is Alamosa State Bank headquartered?

Alamosa State Bank is headquartered in ALAMOSA, CO, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.

When was Alamosa State Bank founded?

Alamosa State Bank was established in 1907, per the FDIC institution directory.

Is Alamosa State Bank FDIC-insured?

Yes. Alamosa State Bank is an FDIC-insured commercial bank (FDIC Certificate #13947). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.

Who regulates Alamosa State Bank?

Alamosa State Bank's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.

What is Alamosa State Bank's CET1 capital ratio?

Alamosa State Bank reported a Common Equity Tier 1 (CET1) capital ratio of 22.31% in its most recent quarterly filing — comfortably above the 7% well-capitalized regulatory floor.

How many branches does Alamosa State Bank operate?

Alamosa State Bank operates 1 domestic branch, per the most recent FDIC Summary of Deposits filing.

What is Alamosa State Bank's Texas Ratio?

Alamosa State Bank's Texas Ratio is 0.00% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.

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