The Fahey Banking Company
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Data as of · sourced from FFIEC call reports. How we update
The Fahey Banking Company is an FDIC-insured commercial bank headquartered in Marion, OH, established in 1865 (FDIC certificate 2068), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $384.7M, up 8.2% from Q2 2025, the 64th largest of 154 banks headquartered in Ohio. It reports no CET1 ratio; its Tier 1 leverage ratio was 16.11% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Charter
- Commercial bank
- Regulator
- FDIC
- Deposit insurance
- FDIC
- FDIC certificate
- 2068
- Headquarters
- Marion, OH
- Established
- 1865
- Total assets, Q2 2026
- $384.7M
- Assets vs Q2 2025
- +8.2%
- Tier 1 leverage ratio, Q2 2026
- 16.11%
- Domestic offices
- 2 FDIC institution directory, current count
- Routing number
- 044101745
- Asset rank in state
- 64th of 154 in Ohio
Problem loans are rising at The Fahey Banking Company. It reported $385 million in assets at June 30, 2026, up 8.2% from a year earlier. Loans on nonaccrual or 90 or more days past due, net of government guarantees, rose to 3.83% of loans from 3.27% a year earlier. It funds 16.11% of its assets with Tier 1 capital, higher than about 9 in 10 of the 2,660 banks with $100 million to $1 billion in assets (median 10.99%). On the other hand, it holds commercial real estate loans worth 3.8 times its capital, about triple the median of 1.2 times for banks its size.
Loans are outrunning deposits: over the year loans rose 15.1% and deposits rose 4.0%. Delinquency has appeared in its $32 million multifamily book: 2.87% of those loans are past due or on nonaccrual, against almost none a year earlier. Credit is the area to watch: it carries problem assets equal to 18.8% of the capital and reserves that would absorb them, 7.1 times the median of 2.6% for banks its size.
As of June 30, 2026, The Fahey Banking Company reported a return on assets of 1.22%, a nonperforming-loan ratio of 3.83% and a Texas ratio of 18.85%. The figures come from its call report filed with the FFIEC.
Of the 154 banks headquartered in Ohio, The Fahey Banking Company is the 64th largest by total assets at Q2 2026. Between Q1 2026 and Q2 2026, its total assets rose 0.1% to $384.7M, loans rose 1.7% and deposits fell 2.1%. The largest part of its loan book on June 30, 2026 was non-owner-occupied commercial real estate loans, at 65.2% of total loans, ahead of multifamily loans at 10.1%. Its 2 offices in the FDIC Summary of Deposits are in Marion, OH. By the capital ratios in its Q2 2026 call report, The Fahey Banking Company meets the community bank leverage ratio test for well capitalized.
Headquarters Profile
- Address
- 127 N Main St, Marion, OH 43302
- County
- Marion
- Metro Area
- Marion, OH
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- Chicago (Region 9)
- Federal Reserve member
- No
- Federal Reserve district
- District 4, Cleveland
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 051
- Established
- May 1, 1865
- Former names
- The Fahey Banking Company (1969)
- Domestic offices
- 2 FDIC institution directory, current count
- Employees (FTE)
- 46
- Domestic deposits
- $305.9M
- Allowance for credit losses
- $3.8M
- Net charge-offs (YTD)
- $1K
- Average total assets
- $386.8M
- Average total loans
- $304.9M
- Average interest-bearing deposits
- $229.9M
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- January 1, 1934
- FDIC Cert
- 2068
- Fed RSSD
- 520423
- Website
- www.faheybank.com →
Profitability
Q2 annualizedBalance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. As a community bank leverage ratio filer, The Fahey Banking Company reports no risk-based capital ratios; its Tier 1 leverage ratio applies. How we compute these figures
Quarterly trends
Over the 12 quarters to Q2 2026, The Fahey Banking Company's total assets ran between $280.7M (Q3 2023) and $384.7M (Q2 2026), and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$384.7M total assets against $355.6M; $325.2M total liabilities against $300.9M.
$307.0M net loans and leases against $267.1M; $305.9M total deposits against $294.0M.
$47.8M securities against $55.0M; $10.7M cash and balances due against $14.1M.
$5.5M total interest income against $5.7M; $2.0M total interest expense against $2.1M.
$3.5M net interest income against $3.6M.
$382K total noninterest income against $431K; $2.4M total noninterest expense against $2.0M.
$29K provision for credit losses against $0.
$1.2M net income against $1.5M.
1.22% return on assets against 1.70%; 3.80% net interest margin against 4.21%.
16.11% tier 1 leverage ratio against 16.21%.
Inside the full The Fahey Banking Company terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeWatch flags
Automated conditions triggered on this bank's latest filing. Advisory only; see the source metric pages for full context. Each flag is tagged Regulatory when it cites an official supervisory threshold, or BRR analysis when it's our own band, informed by our data and models.
Nonperforming loans (nonaccrual loans plus loans 90 or more days past due) exceed 3% of total loans. BankRegReports band at 3% of total loans.
Loans outstanding are at or above total deposits. The bank reports little borrowing or brokered funding, so the difference is carried mainly by equity and other liabilities. Worth watching if loan growth continues to outpace deposits. Industry heuristic, not a supervisory threshold.
Commercial real estate loans exceed 300% of total capital, the threshold at which the 2006 interagency guidance flags a bank for heightened supervisory scrutiny. CRE concentration has been the central stress vector for regional banks since 2023. 2006 Interagency CRE Concentration Guidance (SR 07-1).
The Fahey Banking Company rankings
Its closest position to the top of a national ranking is 200 of 3,640, for Texas Ratio; its furthest is 1,989 of 3,606, for efficiency ratio.
Quarterly trend: last 8 quarters
Across the 8 quarters to Q2 2026, its return on assets ran from 0.97% (Q4 2025) to 2.48% (Q1 2026) and its net interest margin ran from 3.59% (Q1 2025) to 5.36% (Q1 2026).
| Quarter | Leverage | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 16.11% | 1.22% | 3.83% | 18.85% | 3.80% |
| Q1 2026 | 15.78% | 2.48% | 2.69% | 13.24% | 5.36% |
| Q4 2025 | 15.85% | 0.97% | 3.89% | 19.41% | 4.26% |
| Q3 2025 | 16.17% | 1.19% | 4.67% | 21.83% | 3.72% |
| Q2 2025 | 16.21% | 1.70% | 3.27% | 15.32% | 4.21% |
| Q1 2025 | 16.10% | 1.15% | 2.08% | 10.16% | 3.59% |
| Q4 2024 | 16.67% | 1.11% | 0.33% | 1.56% | 3.75% |
| Q3 2024 | 16.68% | 1.18% | 0.69% | 3.17% | 3.62% |
Swipe the table sideways to see every column.
Branch Network
View all 2 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| The Fahey Banking Company | Marion , OH | 43302 | $239.7M |
| East Side Branch | Marion , OH | 43302 | $66.2M |
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- <0.1% of deposits in OH, rank 78 of 184 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- SBA 7(a) lending
- 2 loans, $915K approved, $458K average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 2025 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Not on file
- Enforcement actions, Mortgage lending (HMDA), Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about The Fahey Banking Company
What are The Fahey Banking Company's total assets?
As of the Q2 2026 filing, The Fahey Banking Company reported total assets of $384.7 million in its FFIEC call report.
Where is The Fahey Banking Company headquartered?
It is headquartered in Marion, OH, United States.
When was The Fahey Banking Company founded?
It was established in 1865, per the FDIC institution directory.
Is The Fahey Banking Company FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #2068). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates The Fahey Banking Company?
The Fahey Banking Company's primary federal regulator is the FDIC.
How many branches does The Fahey Banking Company operate?
It operates 2 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is The Fahey Banking Company's Texas Ratio?
Its Texas Ratio is 18.85% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
What was The Fahey Banking Company previously called?
The charter now named The Fahey Banking Company has also operated as The Fahey Banking Company (1969), per FDIC structure-change records.
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