North Valley Bank
North Valley completed a merger involving an acquired institution in October 2024. Operating from Zanesville, OH, North Valley Bank serves its local market as an FDIC-insured commercial bank. Total assets stand at $415M. Earnings are mid-range — 1.01% ROA and a 4.46% net interest margin. Under the simplified Community Bank Leverage Ratio framework, leverage of 10.35% exceeds the 9% CBLR threshold. Credit metrics are in line with industry norms — 0.80% NPL ratio. It operates 10 branches, primarily in Ohio.
Headquarters Profile
- Address
- 2775 Maysville Pike, ZANESVILLE, OH 43701
- County
- Muskingum
- Metro Area
- COLUMBUS, OH
- Charter
- Commercial bank, state charter, Fed member, FRB-supervised
- Primary Regulator
- FED
- Fed District
- 9
- Established
- November 4, 1904
- Branches
- 10 domestic
- Employees (FTE)
- 104
- FDIC Cert
- 2284
- Fed RSSD
- 783910
- Website
- www.nvboh.bank →
- Parent Holding Company
- NORTH VALLEY BANCSHARES, INC. (RSSD 3264193)
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North Valley Bank rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Quarterly trend — last 6 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
Branch Network
Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Loading branches… | |||
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
- Structure ChangeCharter Discontinued (Merger or Purchase & Assumption)FFIEC NIC
- MergerParticipated in Absorption/Consolidation/MergerFDIC
- Structure ChangeFailure, Government Assistance ProvidedFFIEC NIC
- MergerParticipated in FDIC Assisted MergerFDIC
- FailureFailure / assisted resolutionFDIC FAILURES
Sourced from unified bank events (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 5 events.
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Frequently asked about North Valley Bank
What are North Valley Bank's total assets?
As of the Q1 2026 filing, North Valley Bank reported total assets of $414.6 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is North Valley Bank headquartered?
North Valley Bank is headquartered in ZANESVILLE, OH, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was North Valley Bank founded?
North Valley Bank was established in 1904, per the FDIC institution directory.
Is North Valley Bank FDIC-insured?
Yes. North Valley Bank is an FDIC-insured commercial bank (FDIC Certificate #2284). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates North Valley Bank?
North Valley Bank's primary federal regulator is the FED. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
How many branches does North Valley Bank operate?
North Valley Bank operates 10 domestic branches, per the most recent FDIC Summary of Deposits filing.
What is North Valley Bank's Texas Ratio?
North Valley Bank's Texas Ratio is 6.17% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.
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