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BanksST. Henry Bank, the

ST. Henry Bank, the

SAINT HENRY, OHSmallEst. Jan 5, 1905FDIC #9871RSSD #568126FED
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Operating from Saint Henry, OH, St. Henry Bank, the serves its local market as an FDIC-insured commercial bank. As of Q1 2026, the bank held approximately $448M in total assets and $395M in deposits. The bank posts a strong 2.77% ROA and 27.00% ROE. Under the simplified Community Bank Leverage Ratio framework, leverage of 12.96% exceeds the 9% CBLR threshold. Asset quality is pristine — 0.17% NPLs and a 0.82% Texas Ratio. 3 branches make up the footprint.

Headquarters Profile

Address
231 E Main St, SAINT HENRY, OH 45883
County
Mercer
Metro Area
CELINA, OH
Charter
Commercial bank, state charter, Fed member, FRB-supervised
Primary Regulator
FED
Fed District
9
Established
January 5, 1905
Branches
3 domestic
Employees (FTE)
27
FDIC Cert
9871
Fed RSSD
568126
Assets
$448M
Deposits
$395M
Loans
$250M
Equity
$49M

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Quarterly trend — last 6 quarters

Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.

QuarterCET1ROANPLTexasNIM
2026-03-312.77%0.17%0.82%3.89%
2025-12-312.15%0.16%0.79%3.74%
2025-09-302.51%1.07%5.49%3.74%
2025-06-302.24%1.07%5.88%3.60%
2025-03-312.39%0.92%4.97%3.55%
2024-12-312.01%0.97%5.31%3.46%

Branch Network

Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.

BranchLocationZIPDeposits
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Frequently asked about ST. Henry Bank, the

What are ST. Henry Bank, the's total assets?

As of the Q1 2026 filing, ST. Henry Bank, the reported total assets of $447.9 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.

Where is ST. Henry Bank, the headquartered?

ST. Henry Bank, the is headquartered in SAINT HENRY, OH, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.

When was ST. Henry Bank, the founded?

ST. Henry Bank, the was established in 1905, per the FDIC institution directory.

Is ST. Henry Bank, the FDIC-insured?

Yes. ST. Henry Bank, the is an FDIC-insured commercial bank (FDIC Certificate #9871). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.

Who regulates ST. Henry Bank, the?

ST. Henry Bank, the's primary federal regulator is the FED. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.

How many branches does ST. Henry Bank, the operate?

ST. Henry Bank, the operates 3 domestic branches, per the most recent FDIC Summary of Deposits filing.

What is ST. Henry Bank, the's Texas Ratio?

ST. Henry Bank, the's Texas Ratio is 0.82% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.

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