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Jones Bank

SEWARD, NESmallEst. Oct 1, 1883FDIC #5473RSSD #469559FED
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Jones Bank is a locally rooted FDIC-insured community bank based in Seward, NE. Total assets stand at $438M. The bank posts a strong 1.30% ROA and 16.62% ROE. Under the simplified Community Bank Leverage Ratio framework, leverage of 11.23% exceeds the 9% CBLR threshold. Asset quality is pristine — 0.31% NPLs and a 2.17% Texas Ratio. 3 branches make up the footprint.

Headquarters Profile

Address
203 S 6th St, SEWARD, NE 68434
County
Seward
Metro Area
LINCOLN, NE
Charter
Commercial bank, state charter, Fed member, FRB-supervised
Primary Regulator
FED
Fed District
11
Established
October 1, 1883
Branches
3 domestic
Employees (FTE)
54
FDIC Cert
5473
Fed RSSD
469559
Assets
$438M
Deposits
$370M
Loans
$249M
Equity
$35M

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Quarterly trend — last 6 quarters

Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.

QuarterCET1ROANPLTexasNIM
2026-03-311.30%0.31%2.17%3.05%
2025-12-311.40%0.20%1.96%3.13%
2025-09-301.16%0.24%1.81%3.03%
2025-06-301.29%0.24%2.23%2.96%
2025-03-311.29%0.22%2.46%2.74%
2024-12-311.06%0.22%2.19%2.64%

Branch Network

Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.

BranchLocationZIPDeposits
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Events & Regulatory History

Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.

  1. Structure Change
    Charter Discontinued (Merger or Purchase & Assumption)
    FFIEC NIC
  2. Participated in Absorption/Consolidation/Merger
    FDIC

Sourced from unified bank events (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 2 events.

Frequently asked about Jones Bank

What are Jones Bank's total assets?

As of the Q1 2026 filing, Jones Bank reported total assets of $438.4 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.

Where is Jones Bank headquartered?

Jones Bank is headquartered in SEWARD, NE, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.

When was Jones Bank founded?

Jones Bank was established in 1883, per the FDIC institution directory.

Is Jones Bank FDIC-insured?

Yes. Jones Bank is an FDIC-insured commercial bank (FDIC Certificate #5473). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.

Who regulates Jones Bank?

Jones Bank's primary federal regulator is the FED. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.

How many branches does Jones Bank operate?

Jones Bank operates 3 domestic branches, per the most recent FDIC Summary of Deposits filing.

What is Jones Bank's Texas Ratio?

Jones Bank's Texas Ratio is 2.17% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.

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