Community State Bank
Community State Bank is an FDIC-insured commercial bank. Community State's Q1 2026 balance sheet shows $404M in assets funded primarily by $361M in customer deposits. The bank posts a strong 1.36% ROA and 13.41% ROE. Under the simplified Community Bank Leverage Ratio framework, leverage of 9.85% exceeds the 9% CBLR threshold. Credit conditions bear watching: 1.53% NPL ratio with a 11.60% Texas Ratio (elevated but below the 100% concern level). 8 branches make up the footprint.
Headquarters Profile
- Address
- 625 Se 2nd St, GALVA, IL 61434
- County
- Henry
- Metro Area
- DAVENPORT-MOLINE-ROCK ISLAND, IA-IL
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- Fed District
- 9
- Established
- November 24, 1980
- Branches
- 8 domestic
- Employees (FTE)
- 59
- FDIC Cert
- 23257
- Fed RSSD
- 987231
- Parent Holding Company
- CSB FINANCIAL HOLDINGS, INC. (RSSD 1207860)
Capital & Liquidity
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Community State Bank rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Quarterly trend — last 6 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
Branch Network
Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Loading branches… | |||
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
- Structure ChangeCharter Discontinued (Merger or Purchase & Assumption)FFIEC NIC
- MergerParticipated in Absorption/Consolidation/MergerFDIC
- Structure ChangeCharter Discontinued (Merger or Purchase & Assumption)FFIEC NIC
- MergerParticipated in Absorption/Consolidation/MergerFDIC
- Structure ChangeCharter Discontinued (Merger or Purchase & Assumption)FFIEC NIC
Sourced from unified bank events (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 5 events.
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Frequently asked about Community State Bank
What are Community State Bank's total assets?
As of the Q1 2026 filing, Community State Bank reported total assets of $403.9 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Community State Bank headquartered?
Community State Bank is headquartered in GALVA, IL, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was Community State Bank founded?
Community State Bank was established in 1980, per the FDIC institution directory.
Is Community State Bank FDIC-insured?
Yes. Community State Bank is an FDIC-insured commercial bank (FDIC Certificate #23257). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Community State Bank?
Community State Bank's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
How many branches does Community State Bank operate?
Community State Bank operates 8 domestic branches, per the most recent FDIC Summary of Deposits filing.
What is Community State Bank's Texas Ratio?
Community State Bank's Texas Ratio is 11.60% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.
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