Alliance Community Bank
Alliance Community Bank is the primary bank subsidiary of its parent holding company, headquartered in Petersburg, IL. On its most recent Q1 2026 call report, Alliance Community reported $410M in total assets against $364M in deposits. Returns are in line with industry norms at 1.02% ROA and 12.20% ROE; net interest margin is 3.53%. Regulatory capital is solid — 13.65% CET1 and 14.61% total risk-based capital ratio. Asset quality is solid — 0.64% nonperforming loans and a 5.24% Texas Ratio. It operates 6 branches, primarily in Illinois.
Headquarters Profile
- Address
- 321 N 6th St, PETERSBURG, IL 62675
- County
- Menard
- Metro Area
- SPRINGFIELD, IL
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- Fed District
- 9
- Established
- May 18, 1910
- Branches
- 6 domestic
- Employees (FTE)
- 69
- FDIC Cert
- 9631
- Fed RSSD
- 924937
- Website
- http://www.bankacb.com →
- Parent Holding Company
- AC BANCORP, INC. (RSSD 1406971)
Capital & Liquidity
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Alliance Community Bank rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Quarterly trend — last 6 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
Branch Network
Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Loading branches… | |||
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
- Structure ChangeCharter Discontinued (Merger or Purchase & Assumption)FFIEC NIC
- MergerParticipated in Absorption/Consolidation/MergerFDIC
- Structure ChangeCharter Discontinued (Merger or Purchase & Assumption)FFIEC NIC
- MergerParticipated in Absorption/Consolidation/MergerFDIC
Sourced from unified bank events (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 4 events.
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Frequently asked about Alliance Community Bank
What are Alliance Community Bank's total assets?
As of the Q1 2026 filing, Alliance Community Bank reported total assets of $410.2 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Alliance Community Bank headquartered?
Alliance Community Bank is headquartered in PETERSBURG, IL, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was Alliance Community Bank founded?
Alliance Community Bank was established in 1910, per the FDIC institution directory.
Is Alliance Community Bank FDIC-insured?
Yes. Alliance Community Bank is an FDIC-insured commercial bank (FDIC Certificate #9631). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Alliance Community Bank?
Alliance Community Bank's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is Alliance Community Bank's CET1 capital ratio?
Alliance Community Bank reported a Common Equity Tier 1 (CET1) capital ratio of 13.65% in its most recent quarterly filing — comfortably above the 7% well-capitalized regulatory floor.
How many branches does Alliance Community Bank operate?
Alliance Community Bank operates 6 domestic branches, per the most recent FDIC Summary of Deposits filing.
What is Alliance Community Bank's Texas Ratio?
Alliance Community Bank's Texas Ratio is 5.24% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.
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