Branson Bank
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Data as of · sourced from FFIEC call reports. How we update
Branson Bank is an FDIC-insured commercial bank headquartered in Branson, MO, established in 2000 (FDIC certificate 35420), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $414.1M, up 7.8% from Q2 2025, the 81st largest of 191 banks headquartered in Missouri. Its CET1 capital ratio was 11.24% at Q2 2026, above regulatory requirements.
- Charter
- Commercial bank
- Regulator
- FDIC
- Deposit insurance
- FDIC
- FDIC certificate
- 35420
- Headquarters
- Branson, MO
- Established
- 2000
- Total assets, Q2 2026
- $414.1M
- Assets vs Q2 2025
- +7.8%
- CET1 ratio, Q2 2026
- 11.24%
- Domestic offices
- 6 FDIC institution directory, current count
- Routing number
- 081518919
- Latest call report
- Q2 2026, FFIEC 051 · Branson Bank call report
- Holding company
- BRANSON BANCSHARES, INC
- Asset rank in state
- 81st of 191 in Missouri
Branson Bank operates with a thinner capital cushion than most banks of its size. Its balance sheet stood at $414 million at June 30, 2026, up 7.8% from a year earlier; it is based in Branson, Missouri. It holds common equity equal to 11.24% of its risk-weighted assets, lower than about 9 in 10 of the 2,660 banks with $100 million to $1 billion in assets (median 15.12%). It also holds commercial real estate loans worth 2.5 times its capital, about double the median of 1.2 times for banks its size.
Net income for the quarter rose 16% from a year earlier, to $1.5 million. Problem loans eased: loans on nonaccrual or 90 or more days past due, net of government guarantees, were 0.60% of loans, down from 0.72% a year earlier.
As of June 30, 2026, Branson Bank reported a CET1 capital ratio of 11.24%, a return on assets of 1.47%, a nonperforming-loan ratio of 0.60% and a Texas ratio of 5.28%. The figures come from its call report filed with the FFIEC.
Branson Bank ranks as the 81st largest of the 191 banks based in Missouri, by total assets at Q2 2026. From Q1 2026 to Q2 2026, its total assets rose 1.0% to $414.1M, loans rose 1.9% and deposits rose 1.5%. The largest part of its loan book on June 30, 2026 was 1-4 family residential loans, at 44.2% of total loans, ahead of non-owner-occupied commercial real estate loans at 22.2%. Its 5 offices in the FDIC Summary of Deposits are in Branson, MO, Forsyth, MO and Branson West, MO; its Branson 3 offices book 65% of its branch deposits. Judged on its Q2 2026 call report, Branson Bank meets every capital ratio test for well capitalized.
Headquarters Profile
- Address
- 4675 Gretna Rd, Branson, MO 65616
- County
- Taney
- Metro Area
- Branson, MO
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- Kansas City (Region 11)
- Federal Reserve member
- No
- Federal Reserve district
- District 8, St. Louis
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 051
- Established
- March 22, 2000
- Domestic offices
- 6 FDIC institution directory, current count
- Employees (FTE)
- 77
- Domestic deposits
- $372.9M
- Allowance for credit losses
- $4.3M
- Net charge-offs (YTD)
- -$9K
- Average total assets
- $408.3M
- Average total loans
- $354.8M
- Average interest-bearing deposits
- $286.3M
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- March 22, 2000
- FDIC Cert
- 35420
- Fed RSSD
- 2861317
- SEC CIK
- 1109449 → filed by BRANSON BANCSHARES, INC
- Website
- www.bransonbank.com →
- Parent Holding Company
- BRANSON BANCSHARES, INC (RSSD 2861812)
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures
Quarterly trends
Over the 12 quarters to Q2 2026, Branson Bank's total assets ran between $343.8M (Q3 2023) and $414.1M (Q2 2026), and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$414.1M total assets against $384.3M; $376.6M total liabilities against $349.8M.
$354.8M net loans and leases against $330.9M; $372.9M total deposits against $345.6M.
$10.6M securities against $12.3M; $23.0M cash and balances due against $15.1M.
$6.2M total interest income against $5.7M; $1.8M total interest expense against $1.8M.
$4.5M net interest income against $3.9M.
$895K total noninterest income against $685K; $3.3M total noninterest expense against $2.9M.
$152K provision for credit losses against $108K.
$1.5M net income against $1.3M.
1.47% return on assets against 1.36%; 4.66% net interest margin against 4.45%.
11.24% CET1 capital ratio against 11.16%; 9.20% tier 1 leverage ratio against 9.13%.
Inside the full Branson Bank terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeWatch flags
Automated conditions triggered on this bank's latest filing. Advisory only; see the source metric pages for full context. Each flag is tagged Regulatory when it cites an official supervisory threshold, or BRR analysis when it's our own band, informed by our data and models.
Commercial real estate loans are between 200% and 300% of total capital, approaching the 2006 interagency guidance threshold of 300% that triggers heightened supervisory attention. BankRegReports early-warning band below the 300% guidance.
Branson Bank rankings
Its closest position to the top of a national ranking is 1,269 of 3,640, for Texas Ratio; its furthest is 1,904 of 2,134, for CET1 ratio.
Quarterly trend: last 8 quarters
Across the 8 quarters to Q2 2026, its return on assets ran from 1.18% (Q3 2024) to 1.59% (Q4 2025) and its net interest margin ran from 4.25% (Q1 2025) to 4.67% (Q4 2025).
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 11.24% | 1.47% | 0.60% | 5.28% | 4.66% |
| Q1 2026 | 10.99% | 1.47% | 0.63% | 5.40% | 4.61% |
| Q4 2025 | 10.93% | 1.59% | 0.66% | 5.54% | 4.67% |
| Q3 2025 | 11.51% | 1.54% | 0.72% | 6.19% | 4.60% |
| Q2 2025 | 11.16% | 1.36% | 0.72% | 6.25% | 4.45% |
| Q1 2025 | 11.20% | 1.29% | 0.69% | 6.03% | 4.25% |
| Q4 2024 | 11.33% | 1.34% | 0.00% | 0.00% | 4.31% |
| Q3 2024 | 11.20% | 1.18% | 0.00% | 0.02% | 4.28% |
Swipe the table sideways to see every column.
Branch Network
View all 5 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Highway 248 Branch | Branson , MO | 65616 | $198.2M |
| Forsyth Branch | Forsyth , MO | 65653 | $69.7M |
| Branson West Branch | Branson West , MO | 65737 | $60.9M |
| Branson Bank (main office) | Branson , MO | 65616 | $23.1M |
| Branson Branch | Branson , MO | 65616 | $21.1M |
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- 0.1% of deposits in MO, rank 99 of 249 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- SBA 7(a) lending
- 11 loans, $4.7M approved, $425K average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 2025 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Not on file
- Enforcement actions, Mortgage lending (HMDA), Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about Branson Bank
What are Branson Bank's total assets?
As of the Q2 2026 filing, Branson Bank reported total assets of $414.1 million in its FFIEC call report.
Where is Branson Bank headquartered?
It is headquartered in Branson, MO, United States.
When was Branson Bank founded?
It was established in 2000, per the FDIC institution directory.
Is Branson Bank FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #35420). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Branson Bank?
Branson Bank's primary federal regulator is the FDIC.
What is Branson Bank's CET1 capital ratio?
It reported a Common Equity Tier 1 (CET1) capital ratio of 11.24% in its Q2 2026 call report, above regulatory requirements.
How many branches does Branson Bank operate?
It operates 6 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Branson Bank's Texas Ratio?
Its Texas Ratio is 5.28% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
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