Branson Bank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Open the full regulatory capital analysis: each ratio's numerator and denominator, the capital stack by quarter, risk-weighted assets by exposure category, and peers.
In Q2 2026, Retained earnings edged up by 2.3%, from $28.1M to $28.7M, the largest move among the key lines here. Within Missouri, Branson Bank is 80th of 97 on CET1 ratio, 11.24% as of Q2 2026. The median for banks in the $100M-1B asset tier is 15.08% on CET1 ratio. Branson Bank sits 3.84 points lower, at 11.24% (Q2 2026).
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 11.24% |
| Tier 1 risk-based capital ratio | 11.24% |
| Total risk-based capital ratio | 12.49% |
| Tier 1 leverage ratio | 9.20% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $37.6M |
| Tier 1 capital | $37.6M |
| Total risk-based capital | $41.7M |
| Total equity capital | $37.5M |
| Risk-weighted assets | $334.2M |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 9.07% |
| Tangible equity to tangible assets | 9.07% |
| Equity capital to average assets | 9.20% |
| Internal capital growth rate | 7.00% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $1.6M |
| Common stock surplus | $7.2M |
| Retained earnings | $28.7M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$14K |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 11.58% | 11.58% | 12.83% | 8.80% | $262.5M |
| Q4 2023 | 11.16% | 11.16% | 12.41% | 8.80% | $275.5M |
| Q1 2024 | 10.93% | 10.93% | 12.18% | 8.93% | $285.1M |
| Q2 2024 | 11.12% | 11.12% | 12.36% | 8.93% | $285.0M |
| Q3 2024 | 11.20% | 11.20% | 12.45% | 8.75% | $288.3M |
| Q4 2024 | 11.33% | 11.33% | 12.58% | 8.90% | $291.6M |
| Q1 2025 | 11.20% | 11.20% | 12.45% | 9.19% | $302.1M |
| Q2 2025 | 11.16% | 11.16% | 12.41% | 9.13% | $309.5M |
| Q3 2025 | 11.51% | 11.51% | 12.76% | 9.10% | $307.1M |
| Q4 2025 | 10.93% | 10.93% | 12.19% | 9.06% | $330.9M |
| Q1 2026 | 10.99% | 10.99% | 12.24% | 9.17% | $336.0M |
| Q2 2026 | 11.24% | 11.24% | 12.49% | 9.20% | $334.2M |
Branson Bank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Branson Bank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Branson Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 35420) · FFIEC NIC profile (RSSD 2861317)