Branson Bank: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
Cost of borrowings climbed 1.62 percentage points in Q2 2026, from 3.58% to 5.20%. It was the largest change from Q1 2026 among the key lines here. Within Missouri, Branson Bank is 39th of 191 on net interest margin, 4.66% as of Q2 2026. Branson Bank reported 4.66% on net interest margin for Q2 2026, 0.72 points above the 3.94% median for banks in the $100M-1B asset tier.
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 6.51% |
| Yield on loans | 6.78% |
| Yield on securities | 3.38% |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 1.92% |
| Cost of interest-bearing deposits | 2.46% |
| Cost of interest-bearing liabilities | 2.47% |
| Cost of borrowings | 5.20% |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 4.66% |
| Yield to cost spread | 4.04% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $6.0M |
| Total interest expense | $1.8M |
| Interest expense on deposits | $1.8M |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Loans | Securities |
|---|---|---|---|---|---|
| Q3 2023 | 5.58% | 1.30% | 4.32% | 5.77% | 2.92% |
| Q4 2023 | 5.80% | 1.62% | 4.22% | 5.97% | 2.95% |
| Q1 2024 | 5.95% | 1.97% | 4.03% | 6.09% | 3.11% |
| Q2 2024 | 6.08% | 2.03% | 4.08% | 6.23% | 3.10% |
| Q3 2024 | 6.34% | 2.13% | 4.28% | 6.54% | 3.19% |
| Q4 2024 | 6.35% | 2.11% | 4.31% | 6.56% | 3.20% |
| Q1 2025 | 6.20% | 2.01% | 4.25% | 6.40% | 3.21% |
| Q2 2025 | 6.51% | 2.10% | 4.45% | 6.67% | 3.34% |
| Q3 2025 | 6.60% | 2.05% | 4.60% | 6.82% | 3.33% |
| Q4 2025 | 6.58% | 1.99% | 4.67% | 6.87% | 3.34% |
| Q1 2026 | 6.48% | 1.92% | 4.61% | 6.71% | 3.30% |
| Q2 2026 | 6.51% | 1.92% | 4.66% | 6.78% | 3.38% |
Branson Bank yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Branson Bank, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Branson Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 35420) · FFIEC NIC profile (RSSD 2861317)