Branson Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Fed funds sold and reverse repos to assets: 1.04 percentage points higher than in Q1 2026, at 1.26%. Branson Bank ranks 39th of 191 Missouri banks on loan-to-deposit ratio, in the upper half at 96.28% (Q2 2026). The median for banks in the $100M-1B asset tier is 80.55% on loan-to-deposit ratio. Branson Bank sits 15.72 points higher, at 96.28% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $23.0M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $33.6M |
| Fed funds sold and reverse repos | $5.2M |
| Fed funds sold and reverse repos to assets | 1.26% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 96.28% |
| Net loans and leases to deposits | 95.13% |
| Loans and leases to core deposits | 104.51% |
| Core deposits to total deposits | 89.41% |
| Brokered deposits to total deposits | 2.71% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 94.62% | 92.65% | $0 | $6.0M |
| Q4 2023 | 92.80% | 88.84% | $0 | $6.0M |
| Q1 2024 | 94.54% | 87.99% | $0 | $4.0M |
| Q2 2024 | 94.62% | 87.99% | $0 | $4.0M |
| Q3 2024 | 93.81% | 87.93% | $0 | $4.0M |
| Q4 2024 | 97.01% | 91.07% | $0 | $3.0M |
| Q1 2025 | 96.69% | 91.44% | $0 | $2.0M |
| Q2 2025 | 96.87% | 89.92% | $0 | $1.0M |
| Q3 2025 | 96.06% | 90.51% | $0 | $1.0M |
| Q4 2025 | 93.60% | 89.84% | $0 | $3.0M |
| Q1 2026 | 95.87% | 89.25% | $0 | $2.0M |
| Q2 2026 | 96.28% | 89.41% | $0 | $0 |
Branson Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Branson Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Branson Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 35420) · FFIEC NIC profile (RSSD 2861317)