Bank of Franklin County
Bank of Franklin County is a locally rooted FDIC-insured community bank based in Washington, MO. Total assets stand at $416M. Profitability tracks the broader industry — ROA 0.71%, ROE 8.10%, NIM 3.61%. Under the simplified Community Bank Leverage Ratio framework, leverage of 9.54% exceeds the 9% CBLR threshold. Asset quality is pristine — 0.24% NPLs and a 4.38% Texas Ratio. It operates 6 branches, primarily in Missouri.
Headquarters Profile
- Address
- 900 E 8th St, WASHINGTON, MO 63090
- County
- Franklin
- Metro Area
- ST. LOUIS, MO-IL
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- Fed District
- 11
- Established
- August 28, 2000
- Branches
- 6 domestic
- Employees (FTE)
- 76
- FDIC Cert
- 35543
- Fed RSSD
- 2913702
- Parent Holding Company
- FRANKLIN BANCORP, INC. (RSSD 2913711)
Capital & Liquidity
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Bank of Franklin County rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Quarterly trend — last 6 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
Branch Network
Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Loading branches… | |||
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Frequently asked about Bank of Franklin County
What are Bank of Franklin County's total assets?
As of the Q1 2026 filing, Bank of Franklin County reported total assets of $416.4 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Bank of Franklin County headquartered?
Bank of Franklin County is headquartered in WASHINGTON, MO, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was Bank of Franklin County founded?
Bank of Franklin County was established in 2000, per the FDIC institution directory.
Is Bank of Franklin County FDIC-insured?
Yes. Bank of Franklin County is an FDIC-insured commercial bank (FDIC Certificate #35543). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Bank of Franklin County?
Bank of Franklin County's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
How many branches does Bank of Franklin County operate?
Bank of Franklin County operates 6 domestic branches, per the most recent FDIC Summary of Deposits filing.
What is Bank of Franklin County's Texas Ratio?
Bank of Franklin County's Texas Ratio is 4.38% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.
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