Union Bank, Inc.
Union Bank, Inc completed a merger involving an acquired institution in January 2026. Operating from Middlebourne, WV, Union Bank, Inc. serves its local market as an FDIC-insured commercial bank. Total assets stand at $415M. The bank posts a strong 1.85% ROA and 21.94% ROE. Under the simplified Community Bank Leverage Ratio framework, leverage of 9.03% exceeds the 9% CBLR threshold. Credit metrics are in line with industry norms — 1.05% NPL ratio. It operates 8 branches, primarily in West Virginia.
Headquarters Profile
- Address
- 103 Dodd St, Middlebourne, WV 26149
- County
- Tyler
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- Fed District
- 5
- Established
- July 5, 1947
- Branches
- 8 domestic
- Employees (FTE)
- 61
- FDIC Cert
- 16620
- Fed RSSD
- 667029
Capital & Liquidity
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Union Bank, Inc. rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Quarterly trend — last 5 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
Branch Network
Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Loading branches… | |||
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
- Structure ChangeCharter Discontinued (Merger or Purchase & Assumption)FFIEC NIC
- MergerMerger -Without AssistanceFDIC
- Structure ChangeCharter Discontinued (Merger or Purchase & Assumption)FFIEC NIC
- MergerParticipated in Absorption/Consolidation/MergerFDIC
- Structure ChangeCharter Discontinued (Merger or Purchase & Assumption)FFIEC NIC
- MergerParticipated in Absorption/Consolidation/MergerFDIC
Sourced from unified bank events (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 6 events.
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Frequently asked about Union Bank, Inc.
What are Union Bank, Inc.'s total assets?
As of the Q1 2026 filing, Union Bank, Inc. reported total assets of $415.1 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Union Bank, Inc. headquartered?
Union Bank, Inc. is headquartered in Middlebourne, WV, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was Union Bank, Inc. founded?
Union Bank, Inc. was established in 1947, per the FDIC institution directory.
Is Union Bank, Inc. FDIC-insured?
Yes. Union Bank, Inc. is an FDIC-insured commercial bank (FDIC Certificate #16620). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Union Bank, Inc.?
Union Bank, Inc.'s primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
How many branches does Union Bank, Inc. operate?
Union Bank, Inc. operates 8 domestic branches, per the most recent FDIC Summary of Deposits filing.
What is Union Bank, Inc.'s Texas Ratio?
Union Bank, Inc.'s Texas Ratio is 10.44% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.
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