Community Bank and Trust
Capital moved notably last quarter — CET1 ratio of 26.87% was up 170bps from the prior quarter. Community Bank and Trust is a locally rooted FDIC-insured community bank based in Neosho, MO. Total assets stand at $442M. Profitability tracks the broader industry — ROA 1.00%, ROE 12.25%, NIM 3.52%. Regulatory capital is solid — 26.87% CET1 and 28.12% total risk-based capital ratio. Credit metrics are pristine, with nonperforming loans at just 0.07%. Community Bank and Trust operates a 13-branch network.
Headquarters Profile
- Address
- 100 S Wood St, NEOSHO, MO 64850
- County
- Newton
- Metro Area
- JOPLIN, MO-KS
- Charter
- Commercial bank, state charter, Fed member, FRB-supervised
- Primary Regulator
- FED
- Fed District
- 11
- Established
- January 1, 1884
- Branches
- 13 domestic
- Employees (FTE)
- 118
- FDIC Cert
- 13068
- Fed RSSD
- 957757
- Website
- www.cbthomebank.com →
- Parent Holding Company
- COMMUNITY BANCSHARES, INC. (RSSD 1061624)
Capital & Liquidity
Inside the full Community Bank and Trust terminal
8 tabs · 24-year trend charts · peer percentiles · Excel export
Unlock Community Bank and Trust — freeThis is just Community Bank and Trust's summary.
See the full 24-year trend, peer benchmarking, and risk analysis for this bank — plus every one of the 4,335 currently filing institutions, with CAMELS analytics and exportable tearsheets.
Free account · no credit card required
Community Bank and Trust rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Quarterly trend — last 6 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
Branch Network
Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Loading branches… | |||
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
- Structure ChangeCharter Discontinued (Merger or Purchase & Assumption)FFIEC NIC
- MergerParticipated in Absorption/Consolidation/MergerFDIC
- Structure ChangeCharter Discontinued (Merger or Purchase & Assumption)FFIEC NIC
- MergerParticipated in Absorption/Consolidation/MergerFDIC
- Structure ChangeCharter Discontinued (Merger or Purchase & Assumption)FFIEC NIC
- MergerParticipated in Absorption/Consolidation/MergerFDIC
- Structure ChangeCharter Discontinued (Merger or Purchase & Assumption)FFIEC NIC
- MergerParticipated in Absorption/Consolidation/MergerFDIC
Sourced from unified bank events (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 8 events.
Similar banks
Compare Community Bank and Trust with peers
Side-by-side comparison of capital, profitability, asset quality, and balance sheet — pick a peer to view the full head-to-head.
Frequently asked about Community Bank and Trust
What are Community Bank and Trust's total assets?
As of the Q1 2026 filing, Community Bank and Trust reported total assets of $441.9 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Community Bank and Trust headquartered?
Community Bank and Trust is headquartered in NEOSHO, MO, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was Community Bank and Trust founded?
Community Bank and Trust was established in 1884, per the FDIC institution directory.
Is Community Bank and Trust FDIC-insured?
Yes. Community Bank and Trust is an FDIC-insured commercial bank (FDIC Certificate #13068). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Community Bank and Trust?
Community Bank and Trust's primary federal regulator is the FED. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is Community Bank and Trust's CET1 capital ratio?
Community Bank and Trust reported a Common Equity Tier 1 (CET1) capital ratio of 26.87% in its most recent quarterly filing — comfortably above the 7% well-capitalized regulatory floor.
How many branches does Community Bank and Trust operate?
Community Bank and Trust operates 13 domestic branches, per the most recent FDIC Summary of Deposits filing.
What is Community Bank and Trust's Texas Ratio?
Community Bank and Trust's Texas Ratio is 0.40% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.
Go deeper on Community Bank and Trust.
Unlock the full terminal — 24 years of quarterly trends, peer benchmarking, watch flags, and Excel tearsheets for this bank and every other US institution.
Start freeFree account · no credit card required