First National Bank of Brookfield
Also written as FNB of Brookfield
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Data as of · sourced from FFIEC call reports. How we update
First National Bank of Brookfield is an FDIC-insured commercial bank headquartered in Brookfield, IL, established in 1962 (FDIC certificate 18564), and it is supervised by the OCC. At Q2 2026 it reported total assets of $419.6M, up 8.6% from Q2 2025, the 117th largest of 319 banks headquartered in Illinois. It reports no CET1 ratio; its Tier 1 leverage ratio was 13.04% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Charter
- Commercial bank
- Regulator
- OCC
- Deposit insurance
- FDIC
- FDIC certificate
- 18564
- Headquarters
- Brookfield, IL
- Established
- 1962
- Total assets, Q2 2026
- $419.6M
- Assets vs Q2 2025
- +8.6%
- Tier 1 leverage ratio, Q2 2026
- 13.04%
- Domestic offices
- 1 FDIC institution directory, current count
- Routing number
- 071923352
- Latest call report
- Q2 2026, FFIEC 051 · First National Bank of Brookfield Q3 2026 call report, filed October 27, 2026 (preliminary)
- Holding company
- BROOKFIELD BANCSHARES, INC.
- Asset rank in state
- 117th of 319 in Illinois
First National Bank of Brookfield runs leaner than most banks of its size. It reported $420 million in assets at June 30, 2026, up 8.6% from a year earlier. It spends about 42 cents to bring in each dollar of revenue, lower than about 9 in 10 of the 2,660 banks with $100 million to $1 billion in assets (median 61 cents). On the other hand, it holds commercial real estate loans worth 4.7 times its capital, 3.9 times the median of 1.2 times for banks its size.
Earnings jumped: net income for the quarter was $2.2 million, 37% above the same quarter a year earlier. Funding is the softer spot: it pays an average of 2.52% on its deposits and borrowings, higher than about three-quarters of banks its size (median 1.80%).
As of June 30, 2026, First National Bank of Brookfield reported a return on assets of 2.05%, a nonperforming-loan ratio of 0.00% and a Texas ratio of 0.00%. The figures come from its call report filed with the FFIEC.
By total assets at Q2 2026, First National Bank of Brookfield is the 117th largest of the 319 banks headquartered in Illinois. Between Q1 2026 and Q2 2026, its total assets fell 2.0% to $419.6M, loans rose 2.2% and deposits fell 1.5%. The largest part of its loan book on June 30, 2026 was multifamily loans, at 46.5% of total loans, ahead of construction and land development loans at 20.3%. The FDIC Summary of Deposits lists a single office for it, in Brookfield, IL. On its Q2 2026 call report, First National Bank of Brookfield meets the community bank leverage ratio test for well capitalized.
Headquarters Profile
- Address
- 9136 Washington Ave, Brookfield, IL 60513
- County
- Cook
- Metro Area
- Chicago-Naperville-Elgin, IL-IN
- Charter
- Commercial bank, national (federal) charter, Fed member, OCC-supervised
- Primary Regulator
- OCC
- FDIC Region
- Chicago (Region 9)
- Federal Reserve member
- Yes
- Federal Reserve district
- District 7, Chicago
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 051
- Established
- July 23, 1962
- Domestic offices
- 1 FDIC institution directory, current count
- Employees (FTE)
- 40
- Domestic deposits
- $334.7M
- Allowance for credit losses
- $6.0M
- Net charge-offs (YTD)
- $7K
- Average total assets
- $424.9M
- Average total loans
- $388.6M
- Average interest-bearing deposits
- $277.7M
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- July 23, 1962
- FDIC Cert
- 18564
- Fed RSSD
- 465038
- Website
- http://www.fnbb.com →
- Parent Holding Company
- BROOKFIELD BANCSHARES, INC. (RSSD 4477075)
Profitability
Q2 annualizedBalance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. As a community bank leverage ratio filer, First National Bank of Brookfield reports no risk-based capital ratios; its Tier 1 leverage ratio applies. How we compute these figures
Quarterly trends
Over the 12 quarters to Q2 2026, First National Bank of Brookfield's total assets ran between $346.7M (Q4 2023) and $428.0M (Q1 2026), and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$419.6M total assets against $386.3M; $363.7M total liabilities against $337.5M.
$389.3M net loans and leases against $344.9M; $334.7M total deposits against $303.5M.
$2.7M securities against $3.2M; $18.0M cash and balances due against $29.1M.
$6.9M total interest income against $5.9M; $2.3M total interest expense against $1.9M.
$4.6M net interest income against $3.9M.
$307K total noninterest income against $271K; $2.0M total noninterest expense against $1.9M.
$0 provision for credit losses against $150K.
$2.2M net income against $1.6M.
2.05% return on assets against 1.73%; 4.33% net interest margin against 4.30%.
13.04% tier 1 leverage ratio against 13.04%.
Inside the full First National Bank of Brookfield terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeWatch flags
Automated conditions triggered on this bank's latest filing. Advisory only; see the source metric pages for full context. Each flag is tagged Regulatory when it cites an official supervisory threshold, or BRR analysis when it's our own band, informed by our data and models.
Loans outstanding are at or above total deposits. The bank reports little borrowing or brokered funding, so the difference is carried mainly by equity and other liabilities. Worth watching if loan growth continues to outpace deposits. Industry heuristic, not a supervisory threshold.
Commercial real estate loans exceed 300% of total capital, the threshold at which the 2006 interagency guidance flags a bank for heightened supervisory scrutiny. CRE concentration has been the central stress vector for regional banks since 2023. 2006 Interagency CRE Concentration Guidance (SR 07-1).
First National Bank of Brookfield rankings
Its closest position to the top of a national ranking is 263 of 3,606, for efficiency ratio; its furthest is 3,429 of 3,640, for Texas Ratio.
Quarterly trend: last 8 quarters
From Q3 2024 to Q2 2026, its return on assets ran from 1.47% (Q1 2025) to 2.05% (Q2 2026) and its net interest margin ran from 4.10% (Q1 2025) to 4.52% (Q3 2024).
| Quarter | Leverage | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 13.04% | 2.05% | 0.00% | 0.00% | 4.33% |
| Q1 2026 | 12.63% | 1.62% | 0.00% | 0.00% | 4.13% |
| Q4 2025 | 12.60% | 1.58% | 0.18% | 1.15% | 4.25% |
| Q3 2025 | 12.76% | 1.72% | 0.21% | 1.33% | 4.27% |
| Q2 2025 | 13.04% | 1.73% | 0.21% | 1.38% | 4.30% |
| Q1 2025 | 13.09% | 1.47% | 0.24% | 1.45% | 4.10% |
| Q4 2024 | 12.32% | 1.64% | 0.00% | 0.00% | 4.12% |
| Q3 2024 | 12.11% | 1.97% | 0.00% | 0.00% | 4.52% |
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Branch Network
View the branch → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| First National Bank of Brookfield (main office) | Brookfield , IL | 60513 | $334.7M |
Regulatory record
Facts as filed or published, not a rating.
- Enforcement actions
- 2 against the institution (OCC)
- December 9, 2010, OCC: Cease-and-Desist Order (C&D) or Personal Cease-and-Desist Order (PC&D): First National Bank of Brookfield
- September 11, 2008, OCC: Formal Agreement: First National Bank of Brookfield
- Period: Most recent institution action December 9, 2010. Source: FDIC, Federal Reserve and OCC enforcement releases.
- Deposit market share
- <0.1% of deposits in IL, rank 144 of 379 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Mortgage lending (HMDA)
- 144 applications, 136 loans originated, $99.2M originated, across 12 states
- Period: Calendar year 2025. Source: FFIEC HMDA loan application register.
- Not on file
- SBA 7(a) lending, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about First National Bank of Brookfield
What are First National Bank of Brookfield's total assets?
As of the Q2 2026 filing, First National Bank of Brookfield reported total assets of $419.6 million in its FFIEC call report.
Where is First National Bank of Brookfield headquartered?
It is headquartered in Brookfield, IL, United States.
When was First National Bank of Brookfield founded?
It was established in 1962, per the FDIC institution directory.
Is First National Bank of Brookfield FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #18564). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates First National Bank of Brookfield?
First National Bank of Brookfield's primary federal regulator is the OCC.
How many branches does First National Bank of Brookfield operate?
It operates 1 domestic office, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is First National Bank of Brookfield's Texas Ratio?
Its Texas Ratio is 0.00% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
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