First National Bank of Brookfield: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Loans and leases to core deposits: 5.01 percentage points higher than in Q1 2026, at 130.57%. On loan-to-deposit ratio, First National Bank of Brookfield ranks 5th highest among the 323 banks headquartered in Illinois, at 118.12% (Q2 2026). First National Bank of Brookfield reported 118.12% on loan-to-deposit ratio for Q2 2026, 37.28 points above the 80.84% median for banks in the $100M-1B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $18.0M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $20.7M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $27.4M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 6.52% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 118.12% |
| Net loans and leases to deposits | 116.32% |
| Loans and leases to core deposits | 130.57% |
| Core deposits to total deposits | 90.46% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 113.50% | 94.80% | $0 | $53.1M |
| Q4 2023 | 111.96% | 88.61% | $0 | $43.0M |
| Q1 2024 | 113.49% | 88.83% | $0 | $47.9M |
| Q2 2024 | 117.10% | 88.37% | $0 | $47.9M |
| Q3 2024 | 113.09% | 87.27% | $0 | $37.8M |
| Q4 2024 | 112.92% | 89.47% | $0 | $32.7M |
| Q1 2025 | 112.53% | 89.60% | $0 | $27.7M |
| Q2 2025 | 115.50% | 91.85% | $0 | $32.6M |
| Q3 2025 | 111.89% | 92.98% | $0 | $32.6M |
| Q4 2025 | 115.36% | 92.14% | $0 | $32.5M |
| Q1 2026 | 113.78% | 90.61% | $0 | $32.4M |
| Q2 2026 | 118.12% | 90.46% | $0 | $27.4M |
First National Bank of Brookfield liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock First National Bank of Brookfield, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full First National Bank of Brookfield profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 18564) · FFIEC NIC profile (RSSD 465038)