Touchmark National Bank
BankRegReports is independent of Touchmark National Bank and never asks for online banking logins or passwords.
Data as of · sourced from FFIEC call reports. How we update
Touchmark National Bank is an FDIC-insured commercial bank headquartered in Alpharetta, GA, established in 2008 (FDIC certificate 58687), and it is supervised by the OCC. At Q2 2026 it reported total assets of $416.9M, down 2.2% from Q2 2025, the 50th largest of 121 banks headquartered in Georgia. Its CET1 capital ratio was 44.24% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Charter
- Commercial bank
- Regulator
- OCC
- Deposit insurance
- FDIC
- FDIC certificate
- 58687
- Headquarters
- Alpharetta, GA
- Established
- 2008
- Total assets, Q2 2026
- $416.9M
- Assets vs Q2 2025
- -2.2%
- CET1 ratio, Q2 2026
- 44.24%
- Domestic offices
- 1 FDIC institution directory, current count
- Routing number
- 061121106
- Latest call report
- Q2 2026, FFIEC 051 · Touchmark National Bank call report
- Holding company
- TOUCHMARK BANCSHARES, INC.
- Asset rank in state
- 50th of 121 in Georgia
Touchmark National Bank, based in Alpharetta, Georgia, reported $417 million in assets at June 30, 2026, down 2.2% from a year earlier. It keeps 2.75 cents of net interest income on every dollar of earning assets, lower than about 9 in 10 of the 2,660 banks with $100 million to $1 billion in assets (median 3.95 cents). It also pays an average of 3.07% on its deposits and borrowings, higher than about 9 in 10 banks its size (median 1.80%).
Earnings jumped: net income for the quarter was $800,000, 79% above the same quarter a year earlier. Concentration is the risk to watch: it holds commercial real estate loans worth 3.8 times its capital, about triple the median of 1.2 times for banks its size.
As of June 30, 2026, Touchmark National Bank reported a CET1 capital ratio of 44.24%, a return on assets of 0.78%, a nonperforming-loan ratio of 5.07% and a Texas ratio of 11.51%. The figures come from its call report filed with the FFIEC.
By total assets at Q2 2026, Touchmark National Bank is the 50th largest of the 121 banks headquartered in Georgia. Quarter on quarter (Q1 2026 to Q2 2026), its total assets rose 1.5% to $416.9M, loans fell 1.0% and deposits rose 1.4%. Its loan book on June 30, 2026 was led by non-owner-occupied commercial real estate loans, at 67.4% of total loans, followed by owner-occupied commercial real estate loans at 21.6%. The FDIC Summary of Deposits lists a single office for it, in Alpharetta, GA. By the capital ratios in its Q2 2026 call report, Touchmark National Bank meets every capital ratio test for well capitalized.
Headquarters Profile
- Address
- 3651 Old Milton Pkwy, Alpharetta, GA 30005
- County
- Fulton
- Metro Area
- Atlanta-Sandy Springs-Roswell, GA
- Charter
- Commercial bank, national (federal) charter, Fed member, OCC-supervised
- Primary Regulator
- OCC
- FDIC Region
- Atlanta (Region 5)
- Federal Reserve member
- Yes
- Federal Reserve district
- District 6, Atlanta
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 051
- Established
- January 28, 2008
- Domestic offices
- 1 FDIC institution directory, current count
- Employees (FTE)
- 28
- Domestic deposits
- $356.4M
- Allowance for credit losses
- $2.6M
- Net charge-offs (YTD)
- $214K
- Average total assets
- $410.7M
- Average total loans
- $311.8M
- Average interest-bearing deposits
- $313.9M
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- January 28, 2008
- FDIC Cert
- 58687
- Fed RSSD
- 3645840
- SEC CIK
- 1403008 → filed by TOUCHMARK BANCSHARES, INC.
- Website
- www.touchmarknb.com →
- Parent Holding Company
- TOUCHMARK BANCSHARES, INC. (RSSD 3645886)
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures
Quarterly trends
From Q3 2023 to Q2 2026, Touchmark National Bank's total assets ranged from $410.9M (Q1 2026) to $528.3M (Q4 2023), and it earned a profit in 11 of the 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$416.9M total assets against $426.1M; $363.7M total liabilities against $373.0M.
$314.7M net loans and leases against $330.1M; $356.4M total deposits against $367.6M.
$11.1M securities against $9.5M; $77.5M cash and balances due against $71.8M.
$5.4M total interest income against $5.4M; $2.7M total interest expense against $3.5M.
$2.7M net interest income against $1.9M.
$328K total noninterest income against $605K; $1.8M total noninterest expense against $1.8M.
$170K provision for credit losses against $150K.
$800K net income against $446K.
0.78% return on assets against 0.41%; 2.75% net interest margin against 1.82%.
44.24% CET1 capital ratio against 47.89%; 13.11% tier 1 leverage ratio against 12.49%.
Inside the full Touchmark National Bank terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeWatch flags
Automated conditions triggered on this bank's latest filing. Advisory only; see the source metric pages for full context. Each flag is tagged Regulatory when it cites an official supervisory threshold, or BRR analysis when it's our own band, informed by our data and models.
Nonperforming loans (nonaccrual loans plus loans 90 or more days past due) exceed 3% of total loans. BankRegReports band at 3% of total loans.
Commercial real estate loans exceed 300% of total capital, the threshold at which the 2006 interagency guidance flags a bank for heightened supervisory scrutiny. CRE concentration has been the central stress vector for regional banks since 2023. 2006 Interagency CRE Concentration Guidance (SR 07-1).
Touchmark National Bank rankings
Its closest position to the top of a national ranking is 10 of 2,134, for CET1 ratio; its furthest is 2,933 of 3,611, for ROA.
Quarterly trend: last 8 quarters
From Q3 2024 to Q2 2026, its return on assets ran from -0.27% (Q4 2024) to 1.30% (Q3 2024) and its net interest margin ran from 1.82% (Q2 2025) to 2.75% (Q3 2024).
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 44.24% | 0.78% | 5.07% | 11.51% | 2.75% |
| Q1 2026 | 42.05% | 0.13% | 5.23% | 11.82% | 2.05% |
| Q4 2025 | 45.82% | 0.42% | 6.10% | 12.92% | 2.33% |
| Q3 2025 | 48.54% | 0.61% | 5.01% | 11.51% | 2.58% |
| Q2 2025 | 47.89% | 0.41% | 4.67% | 13.41% | 1.82% |
| Q1 2025 | 44.03% | 0.67% | 4.45% | 13.80% | 2.71% |
| Q4 2024 | 41.33% | -0.27% | 4.26% | 13.94% | 2.72% |
| Q3 2024 | 40.43% | 1.30% | 5.62% | 18.28% | 2.75% |
Swipe the table sideways to see every column.
Branch Network
View the branch → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Touchmark National Bank (main office) | Alpharetta , GA | 30005 | $356.4M |
Regulatory record
Facts as filed or published, not a rating.
- Enforcement actions
- 1 against the institution (OCC)
- April 17, 2024, OCC: Formal Agreement: Touchmark National Bank
- Period: Most recent institution action April 17, 2024. Source: FDIC, Federal Reserve and OCC enforcement releases.
- Deposit market share
- <0.1% of deposits in GA, rank 73 of 177 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- SBA 7(a) lending
- 2 loans, $1.3M approved, $659K average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 2025 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Not on file
- Mortgage lending (HMDA), Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
Add this badge to your website
Free to use. It shows Touchmark National Bank’s latest filed figures and updates each quarter.
Similar banks
Compare Touchmark National Bank with peers
Frequently asked about Touchmark National Bank
What are Touchmark National Bank's total assets?
As of the Q2 2026 filing, Touchmark National Bank reported total assets of $416.9 million in its FFIEC call report.
Where is Touchmark National Bank headquartered?
It is headquartered in Alpharetta, GA, United States.
When was Touchmark National Bank founded?
It was established in 2008, per the FDIC institution directory.
Is Touchmark National Bank FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #58687). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Touchmark National Bank?
Touchmark National Bank's primary federal regulator is the OCC.
What is Touchmark National Bank's CET1 capital ratio?
It reported a Common Equity Tier 1 (CET1) capital ratio of 44.24% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.
How many branches does Touchmark National Bank operate?
It operates 1 domestic office, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Touchmark National Bank's Texas Ratio?
Its Texas Ratio is 11.51% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
Go deeper on Touchmark National Bank.
Get an email when Touchmark National Bank files its next call report, and benchmark it against any peer you choose.
Unlock Touchmark National Bank, freeFree account