Touchmark National Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Touchmark National Bank of Alpharetta, GA against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.78% | 1.34% | -0.56% | 22nd bottom |
| ROAE | 6.06% | 13.32% | -7.26% | 17th bottom |
| Net Interest Margin | 2.75% | 3.93% | -1.18% | 6th bottom |
| Efficiency Ratio | 59.33% | 61.14% | -1.81% | 56th above |
| PPNR / Avg Assets | 1.19% | 1.68% | -0.49% | 28th below |
| Yield on Earning Assets | 5.51% | 5.67% | -0.16% | 46th below |
| Cost of Funds | 3.07% | 1.88% | +1.19% | 5th bottom |
| Net Interest Spread | 2.13% | 3.32% | -1.19% | 6th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 6.69% | 0.94% | +5.75% | 1st bottom |
| NPA / Total Assets | 6.49% | 0.70% | +5.79% | 1st bottom |
| NCO / Avg Loans | -0.06% | 0.16% | -0.22% | 95th top |
| ACL / Total Loans | 0.83% | 1.28% | -0.45% | 12th bottom |
| ACL / NPLs (Coverage) | 12.38% | 1539.35% | -1526.97% | 0th bottom |
| Texas Ratio | 48.47% | 7.32% | +41.15% | 1st bottom |
| Provision / NCO | 140.19% | 1396.26% | -1256.07% | 49th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 44.24% | 19.48% | +24.76% | 97th top |
| Tier 1 Ratio | 44.24% | 19.52% | +24.72% | 97th top |
| Total Capital Ratio | 45.50% | 20.60% | +24.90% | 97th top |
| Leverage Ratio | 13.11% | 12.14% | +0.97% | 76th top |
| Equity / Assets | 12.76% | 11.37% | +1.39% | 77th top |
| TCE / Tangible Assets | 12.76% | 11.09% | +1.67% | 79th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 89.04% | 80.63% | +8.41% | 30th below |
| Core Deposit Ratio | 75.13% | 86.87% | -11.74% | 9th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -2.15% | 6.86% | -9.01% | 10th bottom |
| Loan Growth (Y/Y) | -4.50% | 7.91% | -12.41% | 8th bottom |
| Deposit Growth (Y/Y) | -3.03% | 6.29% | -9.32% | 10th bottom |
See Touchmark National Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Touchmark National Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Touchmark National Bank profile, how to read a UBPR, or how this data updates.