Touchmark National Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Loans and leases to core deposits dropped 6.54 percentage points in Q2 2026, from 125.07% to 118.52%. It was the largest change from Q1 2026 among the key lines here. Touchmark National Bank ranks 26th of 122 Georgia banks on loan-to-deposit ratio, in the upper half at 89.04% (Q2 2026). Touchmark National Bank reported 89.04% on loan-to-deposit ratio for Q2 2026, 8.21 points above the 80.84% median for banks in the $100M-1B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $77.5M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $88.6M |
| Fed funds sold and reverse repos | $5.2M |
| Fed funds sold and reverse repos to assets | 1.24% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 89.04% |
| Net loans and leases to deposits | 88.31% |
| Loans and leases to core deposits | 118.52% |
| Core deposits to total deposits | 75.13% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 109.82% | 45.27% | $0 | $31.0M |
| Q4 2023 | 96.40% | 40.95% | $0 | $0 |
| Q1 2024 | 98.31% | 47.62% | $0 | $0 |
| Q2 2024 | 98.28% | 55.03% | $0 | $0 |
| Q3 2024 | 97.02% | 58.51% | $0 | $0 |
| Q4 2024 | 97.15% | 59.41% | $0 | $0 |
| Q1 2025 | 97.10% | 63.44% | $0 | $0 |
| Q2 2025 | 90.42% | 65.48% | $0 | $0 |
| Q3 2025 | 91.89% | 63.60% | $0 | $0 |
| Q4 2025 | 90.17% | 64.36% | $0 | $0 |
| Q1 2026 | 91.26% | 72.97% | $0 | $0 |
| Q2 2026 | 89.04% | 75.13% | $0 | $0 |
Touchmark National Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Touchmark National Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Touchmark National Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 58687) · FFIEC NIC profile (RSSD 3645840)