State Hub
Banks in Georgia
All FDIC-insured banks headquartered in Georgia
Every FDIC-insured commercial bank headquartered in Georgia, with the most recent quarterly call report data — total assets, deposits, capital ratios, asset quality, and profitability. Click any bank for the full performance profile.
Georgia is home to 140 FDIC-insured banks headquartered in the state, with $171.33B in combined assets and $145.08B in deposits. The largest is Synovus Bank ($61.20B) — about 36% of the group's total banking assets , followed by Ameris Bank and RBC Bank (georgia), N.A. . Across these banks, the asset-weighted return on assets is 1.46% and the median CET1 capital ratio is 16.36% . 1 bank reports a Texas ratio above 100% — a level often associated with elevated balance-sheet stress.
Largest by Assets
| Bank | HQ | Assets | ROA | NIM | Eff. | CET1 | NPL | Texas |
|---|---|---|---|---|---|---|---|---|
| Synovus Bank | Columbus , GA | $61.20B | 1.22% | 3.51% | 51.7% | 12.02% | 0.70% | 5.9% |
| AMERIS BANK | ATLANTA , GA | $28.02B | 1.65% | 3.88% | 46.7% | 13.15% | 0.66% | 4.7% |
| RBC BANK (GEORGIA), NATIONAL ASSOCIATION | ATLANTA , GA | $8.79B | 2.27% | 3.92% | 30.9% | 43.93% | 0.49% | 2.3% |
| METRO CITY BANK | DORAVILLE , GA | $4.63B | 1.93% | 4.01% | 41.4% | 16.50% | 0.77% | 6.2% |
| COLONY BANK | FITZGERALD , GA | $3.71B | 0.94% | 3.48% | 66.7% | 13.59% | 0.72% | 5.5% |
| GEORGIA BANKING COMPANY | ATLANTA , GA | $2.68B | 1.32% | 4.51% | 59.1% | 11.54% | 0.76% | 6.4% |
| The Piedmont Bank | Peachtree Corners , GA | $2.40B | 1.07% | 4.17% | 61.1% | 10.27% | 0.00% | 0.0% |
| VALLANT BANK | ELBERTON , GA | $2.35B | 1.15% | 4.30% | 68.0% | 11.52% | 0.12% | 2.6% |
| QUEENSBOROUGH NATIONAL BANK & TRUST COMPANY | LOUISVILLE , GA | $2.34B | 1.08% | 3.83% | 65.5% | 13.18% | 0.16% | 3.3% |
| UNITED BANK | ZEBULON , GA | $2.22B | 2.66% | 5.02% | 43.6% | 23.48% | 0.25% | 1.0% |
| THOMASVILLE NATIONAL BANK | THOMASVILLE , GA | $2.10B | 2.40% | 4.06% | 37.9% | 11.96% | 0.30% | 2.2% |
| BANKSOUTH | GREENSBORO , GA | $1.62B | 1.50% | 4.63% | 70.3% | 13.54% | 0.55% | 3.9% |
| Morris Bank | Dublin , GA | $1.60B | -0.45% | 4.55% | 106.0% | 14.76% | 0.63% | 3.8% |
| PRIMESOUTH BANK | BLACKSHEAR , GA | $1.54B | 1.92% | 4.68% | 46.8% | 14.56% | 1.19% | 8.3% |
| First IC Bank | Doraville , GA | $1.24B | 1.75% | 4.42% | 47.2% | 17.90% | 0.66% | 4.3% |
| PEOPLESSOUTH BANK | COLQUITT , GA | $1.20B | 1.67% | 4.03% | 49.1% | — | 1.97% | 20.8% |
| AFFINITY BANK, NATIONAL ASSOCIATION | COVINGTON , GA | $924.5M | 1.02% | 3.39% | 62.4% | 12.30% | 0.49% | 3.4% |
| FIRST AMERICAN BANK AND TRUST COMPANY | ATHENS , GA | $889.7M | 1.91% | 4.54% | 51.3% | 16.78% | 0.00% | 0.2% |
| FIRST CENTURY BANK, NATIONAL ASSOCIATION | COMMERCE , GA | $862.4M | 1.74% | 4.61% | 56.2% | — | 0.00% | 0.0% |
| PROMISEONE BANK | DULUTH , GA | $840.4M | 1.43% | 3.05% | 59.2% | 15.73% | 1.03% | 9.6% |
| AMERICAN PRIDE BANK | MACON , GA | $810.7M | 0.58% | 3.48% | 75.3% | — | 0.05% | 0.2% |
| FARMERS & MERCHANTS BANK | LAKELAND , GA | $800.6M | 1.57% | 4.59% | 49.3% | — | 1.74% | 20.4% |
| PEACH STATE BANK & TRUST | GAINESVILLE , GA | $789.3M | 1.31% | 3.75% | 56.0% | 15.11% | 0.00% | 0.0% |
| CITIZENS TRUST BANK | ATLANTA , GA | $786.8M | 1.51% | 4.15% | 55.7% | 24.37% | 1.78% | 7.2% |
| BARWICK BANKING COMPANY | BARWICK , GA | $778.7M | 0.82% | 3.84% | 64.5% | 9.67% | 0.16% | 1.8% |
| OCONEE STATE BANK | WATKINSVILLE , GA | $722.4M | 0.72% | 4.05% | 75.9% | 13.39% | 1.23% | 11.9% |
| FIRST NATIONAL COMMUNITY BANK | CHATSWORTH , GA | $721.4M | 1.87% | 4.84% | 48.6% | — | 0.46% | 2.3% |
| FNB SOUTH | ALMA , GA | $716.5M | 2.66% | 4.93% | 45.4% | 22.85% | 0.00% | 0.4% |
| FIRST STATE BANK OF BLAKELY | BLAKELY , GA | $664.1M | 1.71% | 4.76% | 52.1% | — | 4.11% | 14.6% |
| NORTHEAST GEORGIA BANK | LAVONIA , GA | $650.8M | 2.54% | 4.52% | 41.8% | — | 0.00% | 0.1% |
| COMMUNITY BANK OF PICKENS COUNTY | JASPER , GA | $639.3M | 2.28% | 4.49% | 38.4% | 19.57% | 2.27% | 12.2% |
| CITIZENS BANK OF GEORGIA, THE | CUMMING , GA | $622.0M | 1.78% | 3.95% | 39.4% | 18.09% | 0.01% | 0.0% |
| SOUTHEASTERN BANK | DARIEN , GA | $620.8M | 1.75% | 4.80% | 53.1% | — | 0.36% | 1.8% |
| First Chatham Bank | Savannah , GA | $604.5M | 1.34% | 5.00% | 69.0% | 19.80% | 1.42% | 8.4% |
| GUARDIAN BANK | VALDOSTA , GA | $601.1M | 1.55% | 3.32% | 55.2% | 17.30% | 1.52% | 10.5% |
| FIRST PORT CITY BANK | BAINBRIDGE , GA | $600.6M | 1.58% | 4.60% | 55.3% | 13.96% | 0.53% | 4.2% |
| SOUTH GEORGIA BANKING COMPANY | OMEGA , GA | $589.8M | 1.55% | 5.10% | 61.3% | 17.55% | 0.79% | 4.3% |
| PEOPLES BANK & TRUST | BUFORD , GA | $582.4M | 1.43% | 3.79% | 47.1% | — | 0.43% | 2.2% |
| PINELAND BANK | ALMA , GA | $569.6M | 1.68% | 5.15% | 55.5% | — | 0.10% | 5.7% |
| TC FEDERAL BANK | Thomasville , GA | $559.5M | 0.23% | 3.31% | 95.0% | 14.35% | 1.37% | 9.1% |
| FIRST NATIONAL BANK OF COFFEE COUNTY | DOUGLAS , GA | $551.6M | 1.37% | 3.68% | 63.7% | 19.00% | 0.60% | 3.1% |
| SUNMARK COMMUNITY BANK | PERRY , GA | $539.3M | 2.08% | 5.89% | 58.7% | — | 0.11% | 0.5% |
| BANK OF DUDLEY | DUDLEY , GA | $525.5M | 1.05% | 4.28% | 65.9% | — | 0.13% | 0.9% |
| FIRST STATE BANK | WRENS , GA | $514.1M | 1.76% | 4.25% | 44.9% | — | 0.31% | 2.6% |
| CITIZENS BANK OF AMERICUS | AMERICUS , GA | $506.5M | 1.51% | 3.61% | 49.0% | 17.64% | 0.22% | 1.4% |
| CENTURY BANK & TRUST | MILLEDGEVILLE , GA | $490.7M | 1.70% | 4.16% | 48.8% | — | 1.16% | 6.3% |
| AMERICAN COMMERCE BANK, NATIONAL ASSOCIATION | BREMEN , GA | $487.6M | 1.82% | 4.32% | 46.7% | 20.00% | 2.88% | 13.4% |
| PLANTERS FIRST BANK | CORDELE , GA | $466.2M | 1.66% | 4.65% | 60.8% | 14.09% | 1.41% | 9.4% |
| COMMERCIAL BANK, THE | CRAWFORD , GA | $458.9M | 3.18% | 4.97% | 40.4% | — | 0.12% | 0.9% |
| BANK OF LAFAYETTE, THE | LA FAYETTE , GA | $452.0M | 0.86% | 2.35% | 56.1% | — | 1.38% | 13.4% |
| BANK OF MADISON | MADISON , GA | $449.1M | 1.99% | 4.41% | 44.1% | 14.17% | 0.09% | 0.6% |
| GLENNVILLE BANK | GLENNVILLE , GA | $441.7M | 1.50% | 4.09% | 53.9% | 20.48% | 0.83% | 8.6% |
| F&M BANK | WASHINGTON , GA | $424.1M | 1.40% | 4.75% | 54.4% | — | 0.07% | 0.4% |
| GREAT OAKS BANK | RICHMOND HILL , GA | $423.6M | 1.37% | 4.56% | 68.6% | 13.41% | 0.03% | 0.2% |
| CITIZENS BANK OF SWAINSBORO, THE | SWAINSBORO , GA | $418.9M | 1.80% | 4.84% | 51.2% | 18.51% | 0.16% | 0.9% |
| FIRST PEOPLES BANK | PINE MOUNTAIN , GA | $417.9M | 1.09% | 4.70% | 66.4% | 15.27% | 0.14% | 0.9% |
| RIVER CITY BANK | ROME , GA | $416.9M | 1.69% | 4.68% | 57.7% | 12.91% | 0.00% | 0.0% |
| EXCHANGE BANK | MILLEDGEVILLE , GA | $414.3M | -3.13% | 4.38% | 59.1% | — | 0.14% | 1.0% |
| TOUCHMARK NATIONAL BANK | ALPHARETTA , GA | $410.9M | 0.13% | 2.05% | 85.1% | 42.05% | 5.23% | 41.2% |
| COMMERCIAL BANKING COMPANY | VALDOSTA , GA | $408.9M | 2.04% | 4.79% | 54.0% | 14.26% | 0.09% | 0.7% |
| SOUTHERN BANK | SARDIS , GA | $400.2M | 0.09% | 3.18% | 92.0% | — | 0.12% | 2.9% |
| CIBC NATIONAL TRUST COMPANY | ATLANTA , GA | $398.5M | 13.60% | 3.58% | 56.6% | 165.78% | — | 0.0% |
| CITIZENS BANK OF THE SOUTH | SANDERSVILLE , GA | $395.5M | 1.54% | 4.98% | 58.8% | 17.31% | 0.48% | 2.8% |
| GEORGIA COMMUNITY BANK | ALBANY , GA | $384.9M | 1.69% | 4.77% | 63.0% | — | 1.67% | 8.0% |
| FIRST NATIONAL BANK OF GRIFFIN | GRIFFIN , GA | $377.5M | 1.42% | 4.48% | 60.4% | 17.24% | 0.05% | 0.6% |
| RABUN COUNTY BANK | CLAYTON , GA | $364.2M | 1.33% | 3.90% | 56.3% | — | 0.39% | 3.1% |
| FLINT COMMUNITY BANK | ALBANY , GA | $351.8M | 2.05% | 4.46% | 53.7% | 12.49% | 2.57% | 20.4% |
| FIRST NATIONAL BANK OF DECATUR COUNTY | BAINBRIDGE , GA | $349.2M | 0.33% | 3.60% | 77.8% | 9.91% | 0.42% | 7.1% |
| Georgia Primary Bank | Atlanta , GA | $337.8M | 0.58% | 3.06% | 76.0% | 11.16% | 0.82% | 12.9% |
| FIRST SOUTHERN BANK | WAYCROSS , GA | $334.8M | 0.96% | 4.58% | 72.8% | 14.79% | 0.04% | 0.3% |
| DOUGLAS NATIONAL BANK | DOUGLAS , GA | $331.6M | 3.47% | 5.35% | 42.1% | 14.19% | 0.32% | 2.4% |
| BANK OF NEWINGTON | NEWINGTON , GA | $331.2M | 1.52% | 4.81% | 58.1% | 11.24% | 0.52% | 10.6% |
| ALTAMAHA BANK AND TRUST COMPANY | VIDALIA , GA | $329.7M | 1.52% | 4.62% | 58.6% | 12.55% | 0.24% | 2.0% |
| CRAFT BANK | ATLANTA , GA | $322.4M | 1.20% | 5.15% | 65.4% | 14.11% | 1.82% | 14.6% |
| UNITED NATIONAL BANK | CAIRO , GA | $316.6M | 0.91% | 4.31% | 64.0% | 22.43% | 3.42% | 19.2% |
| Tandem Bank | Tucker , GA | $315.7M | 0.98% | 3.84% | 64.9% | 15.22% | 0.24% | 1.4% |
| COMMUNITY BANKING COMPANY | FITZGERALD , GA | $305.5M | 1.70% | 4.03% | 54.1% | — | 0.72% | 3.6% |
| DURDEN BANKING COMPANY, INCORPORATED | TWIN CITY , GA | $303.3M | 3.55% | 5.79% | 43.1% | 20.73% | 0.07% | 1.8% |
| CLASSIC CITY BANK | ATHENS , GA | $302.0M | 2.14% | 4.80% | 40.6% | — | 0.00% | 0.0% |
| FARMERS & MERCHANTS BANK | EATONTON , GA | $299.0M | 0.37% | 2.65% | 79.2% | 20.10% | 0.84% | 3.4% |
| GEORGIA FIRST BANK | SOPERTON , GA | $295.7M | 1.72% | 5.19% | 59.1% | 13.49% | 0.13% | 0.9% |
| CLAXTON BANK, THE | BELLVILLE , GA | $294.8M | 0.14% | 4.12% | 85.9% | 15.70% | 0.39% | 2.2% |
| COMMUNITY BANK & TRUST - WEST GEORGIA | LAGRANGE , GA | $292.6M | -6.64% | 233.00% | 92.4% | 0.19% | 18.30% | 529.5% |
| FIRST FEDERAL SAVINGS & LOAN ASSOCIATION OF VALDOSTA | VALDOSTA , GA | $277.6M | 0.85% | 4.13% | 72.7% | — | 1.91% | 13.4% |
| SIGNATURE BANK OF GEORGIA | SANDY SPRINGS , GA | $274.0M | 1.23% | 4.43% | 75.8% | 17.26% | 0.08% | 0.4% |
| PEOPLES BANK, THE | EATONTON , GA | $273.3M | 1.63% | 4.88% | 62.0% | — | 0.00% | 0.3% |
| North Georgia National Bank | Calhoun , GA | $271.7M | 1.21% | 3.87% | 61.2% | — | 1.54% | 15.2% |
| AB&T | ALBANY , GA | $271.6M | 1.86% | 4.53% | 48.7% | 17.13% | 0.55% | 3.0% |
| SOUTH COAST BANK & TRUST | BRUNSWICK , GA | $268.2M | 1.49% | 3.69% | 60.6% | — | 0.49% | 3.9% |
| State Bank of Cochran | Cochran , GA | $264.6M | 3.46% | 6.19% | 48.6% | 15.27% | 1.43% | 8.5% |
| SOUTH GEORGIA BANK | GLENNVILLE , GA | $262.5M | 1.84% | 4.33% | 53.4% | 20.41% | 0.76% | 4.0% |
| BANK OF ALAPAHA | ALAPAHA , GA | $250.7M | 0.66% | 3.27% | 74.2% | 19.94% | 0.75% | 4.1% |
| COMMUNITY BANK OF GEORGIA | BAXLEY , GA | $248.7M | 1.83% | 4.77% | 44.9% | — | 0.75% | 16.9% |
| PEOPLES BANK OF GEORGIA, THE | TALBOTTON , GA | $242.5M | 1.55% | 5.03% | 56.8% | — | 0.27% | 5.8% |
| WAYCROSS BANK & TRUST | WAYCROSS , GA | $234.0M | 1.25% | 3.11% | 62.8% | — | 0.40% | 2.6% |
| LOYAL TRUST BANK | JOHNS CREEK , GA | $233.7M | 0.56% | 2.70% | 80.1% | 15.96% | 0.31% | 7.1% |
| EMBASSY NATIONAL BANK | LAWRENCEVILLE , GA | $232.8M | 1.57% | 4.73% | 59.2% | 13.47% | 0.00% | 0.0% |
| FIRST NATIONAL BANK OF WAYNESBORO, THE | WAYNESBORO , GA | $226.7M | 2.34% | 4.91% | 46.9% | 34.67% | 0.12% | 0.5% |
| CITIZENS COMMUNITY BANK | HAHIRA , GA | $218.1M | 1.51% | 4.10% | 62.7% | 13.40% | 0.87% | 8.2% |
| VIDALIA FEDERAL SAVINGS BANK | VIDALIA , GA | $213.6M | -0.73% | 1.29% | 150.1% | — | 0.54% | 2.0% |
| FIRST BANK OF COASTAL GEORGIA | PEMBROKE , GA | $210.2M | 0.18% | 2.63% | 91.5% | 19.68% | 0.07% | 0.4% |
| GEO. D. WARTHEN BANK, THE | SANDERSVILLE , GA | $206.7M | 1.18% | 5.59% | 72.9% | 22.02% | 1.38% | 6.4% |
| LEGACY STATE BANK | LOGANVILLE , GA | $205.9M | 0.96% | 3.87% | 66.1% | 13.71% | 0.05% | 0.3% |
| CITIZENS BANK OF COCHRAN, THE | COCHRAN , GA | $205.4M | 1.94% | 5.46% | 52.3% | 20.49% | 0.46% | 4.5% |
| MAGNOLIA STATE BANK | EASTMAN , GA | $197.8M | 2.14% | 5.47% | 63.0% | — | 0.46% | 2.7% |
| BANK OF CAMILLA | CAMILLA , GA | $195.3M | 1.66% | 3.47% | 54.5% | — | 0.39% | 1.2% |
| MOUNT VERNON BANK | MOUNT VERNON , GA | $194.6M | 1.26% | 4.55% | 67.5% | — | 1.98% | 39.3% |
| PEOPLES BANK | LYONS , GA | $193.8M | 1.26% | 3.85% | 54.9% | 21.33% | 5.10% | 26.6% |
| FARMERS STATE BANK | LINCOLNTON , GA | $188.6M | 2.44% | 5.35% | 56.9% | 33.82% | 0.13% | 0.4% |
| FARMERS BANK, THE | GREENSBORO , GA | $177.5M | 0.93% | 3.42% | 61.4% | 16.84% | 1.15% | 7.0% |
| FARMERS AND MERCHANTS BANK | SYLVANIA , GA | $172.1M | 1.99% | 4.21% | 41.3% | — | 0.21% | 0.5% |
| Wheeler County State Bank | Alamo , GA | $170.0M | -2.35% | 5.05% | 145.8% | — | 0.19% | 0.8% |
| WEST CENTRAL GEORGIA BANK | THOMASTON , GA | $162.7M | 1.56% | 4.20% | 57.2% | — | 0.00% | 0.0% |
| BANK OF DADE | TRENTON , GA | $160.6M | 2.74% | 4.80% | 46.3% | 16.21% | 0.03% | 0.4% |
| BANK OF MONTICELLO | MONTICELLO , GA | $160.4M | 3.21% | 5.67% | 43.3% | 20.18% | 1.42% | 7.4% |
| BANK OF DAWSON | DAWSON , GA | $159.9M | 2.54% | 4.78% | 45.9% | 26.97% | 1.12% | 4.4% |
| FAMILY BANK | PELHAM , GA | $159.3M | 1.64% | 5.21% | 56.0% | 21.95% | 1.32% | 11.5% |
| FARMERS STATE BANK | DUBLIN , GA | $159.0M | 2.10% | 5.27% | 60.7% | 17.99% | 0.14% | 1.0% |
| MOULTRIE BANK & TRUST | MOULTRIE , GA | $157.6M | 1.40% | 3.74% | 60.9% | — | 0.05% | 0.1% |
| SYNOVUS TRUST COMPANY, NATIONAL ASSOCIATION | COLUMBUS , GA | $150.9M | 7.68% | 0.99% | 76.4% | 116.30% | — | 0.0% |
| MERCHANTS & CITIZENS BANK, THE | MCRAE , GA | $148.1M | 0.63% | 3.31% | 78.7% | 22.37% | 0.27% | 1.5% |
| PLANTERS AND CITIZENS BANK | CAMILLA , GA | $145.5M | 0.36% | 3.82% | 88.5% | — | 0.09% | 0.6% |
| BANK OF HAZLEHURST | HAZLEHURST , GA | $137.5M | 2.06% | 4.66% | 57.1% | 30.91% | 0.72% | 2.6% |
| Citizens Bank & Trust, Inc. | Trenton , GA | $134.7M | -2.66% | 5.25% | 144.0% | 21.92% | 0.21% | 1.1% |
| CITIZENS NATIONAL BANK OF QUITMAN, THE | QUITMAN , GA | $134.3M | 1.51% | 4.16% | 52.7% | 17.61% | 0.36% | 1.8% |
| CARVER STATE BANK | SAVANNAH , GA | $115.2M | 0.65% | 3.93% | 83.9% | — | 0.76% | 3.9% |
| PEOPLES BANK, THE | WILLACOOCHEE , GA | $112.7M | 0.64% | 2.85% | 80.9% | — | 1.31% | 3.5% |
| Bank of Wrightsville | Wrightsville , GA | $98.2M | 1.71% | 4.05% | 57.9% | — | 0.05% | 0.2% |
| FIRST BANK OF PIKE | ZEBULON , GA | $89.9M | 1.23% | 5.29% | 73.9% | 14.97% | 1.06% | 6.4% |
| FOUR COUNTY BANK, THE | ALLENTOWN , GA | $89.5M | 1.78% | 4.44% | 57.4% | — | 1.15% | 5.7% |
| F & M BANK AND TRUST COMPANY | MANCHESTER , GA | $89.2M | 0.88% | 5.17% | 81.0% | 13.09% | 0.57% | 4.0% |
| FIRST STATE BANK OF RANDOLPH COUNTY | CUTHBERT , GA | $88.1M | -0.28% | 2.30% | 111.1% | 15.71% | 4.62% | 79.7% |
| BANK OF EDISON, THE | EDISON , GA | $84.9M | 1.26% | 4.22% | 74.9% | 13.61% | 2.03% | 18.6% |
| BANK OF HANCOCK COUNTY | SPARTA , GA | $84.6M | 0.35% | 3.20% | 89.5% | — | 0.39% | 1.3% |
| ROCHELLE STATE BANK | ROCHELLE , GA | $83.3M | 0.13% | 3.54% | 92.2% | 10.95% | 3.12% | 27.7% |
| SOUTHEAST FIRST NATIONAL BANK | SUMMERVILLE , GA | $73.4M | 0.88% | 3.62% | 70.0% | — | 0.02% | 0.1% |
| APEX BANKING COMPANY OF GEORGIA | CLEVELAND , GA | $73.2M | 0.52% | 4.98% | 85.4% | — | 0.01% | 0.3% |
| SECURITY STATE BANK, THE | MCRAE-HELENA , GA | $70.1M | 1.97% | 5.54% | 61.2% | 22.80% | 0.53% | 2.1% |
| TALBOT STATE BANK | WOODLAND , GA | $51.4M | -1.13% | 3.33% | 130.0% | 17.65% | 1.28% | 26.4% |
| TRUST BANK, THE | LENOX , GA | $45.1M | 1.37% | 6.57% | 79.1% | 32.53% | 2.09% | 6.6% |
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Georgia bank rankings
See Georgia banks ranked by the metrics that matter — size, profitability, capital, asset quality, and funding.
Data sourced from FFIEC call reports — current as of Q1 2026. See /data-updates/ for the full refresh schedule.
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