Flint Community Bank
Flint Community Bank is an FDIC-insured commercial bank. Total assets stand at $352M. Returns are notably above industry norms: 2.05% ROA, 22.01% ROE, and 4.46% NIM. Capital cushions are healthy: 12.49% CET1, 9.36% Tier 1 leverage. Credit conditions bear watching: 2.57% NPL ratio with a 20.38% Texas Ratio (elevated but below the 100% concern level). It operates 2 branches, primarily in Georgia.
Headquarters Profile
- Address
- 2910 Meredyth Dr, ALBANY, GA 31721
- County
- Dougherty
- Metro Area
- ALBANY, GA
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- Fed District
- 5
- Established
- February 3, 2006
- Branches
- 2 domestic
- Employees (FTE)
- 37
- FDIC Cert
- 58074
- Fed RSSD
- 3341393
- Website
- http://www.flint.bank →
- Parent Holding Company
- FLINT COMMUNITY BANCSHARES, INC. (RSSD 3341656)
Capital & Liquidity
Inside the full Flint Community Bank terminal
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Flint Community Bank rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Quarterly trend — last 6 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
Branch Network
Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Loading branches… | |||
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Frequently asked about Flint Community Bank
What are Flint Community Bank's total assets?
As of the Q1 2026 filing, Flint Community Bank reported total assets of $351.8 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Flint Community Bank headquartered?
Flint Community Bank is headquartered in ALBANY, GA, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was Flint Community Bank founded?
Flint Community Bank was established in 2006, per the FDIC institution directory.
Is Flint Community Bank FDIC-insured?
Yes. Flint Community Bank is an FDIC-insured commercial bank (FDIC Certificate #58074). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Flint Community Bank?
Flint Community Bank's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is Flint Community Bank's CET1 capital ratio?
Flint Community Bank reported a Common Equity Tier 1 (CET1) capital ratio of 12.49% in its most recent quarterly filing — above regulatory minimums.
How many branches does Flint Community Bank operate?
Flint Community Bank operates 2 domestic branches, per the most recent FDIC Summary of Deposits filing.
What is Flint Community Bank's Texas Ratio?
Flint Community Bank's Texas Ratio is 20.38% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.
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