Texana Bank, N.A.
Asset quality shifted last quarter — NPLs rose to 1.49% from 0.51% in the prior period. Operating from Linden, TX, Texana Bank, N.A. serves its local market as an FDIC-insured commercial bank, in the early years of the Federal Reserve System. As of Q1 2026, the bank held approximately $353M in total assets and $280M in deposits. Returns are notably above industry norms: 1.25% ROA, 14.10% ROE, and 4.06% NIM. Regulatory capital is solid — 10.33% CET1 and 11.56% total risk-based capital ratio. Asset quality is solid — 1.49% nonperforming loans and a 15.22% Texas Ratio. It operates 7 branches, primarily in Texas.
Headquarters Profile
- Address
- 124 E Rush St, LINDEN, TX 75563
- County
- Cass
- Charter
- Commercial bank, national (federal) charter, Fed member, OCC-supervised
- Primary Regulator
- OCC
- Fed District
- 13
- Established
- January 1, 1914
- Branches
- 7 domestic
- Employees (FTE)
- 398
- FDIC Cert
- 3302
- Fed RSSD
- 809650
- Website
- www.texanabank.com →
- Parent Holding Company
- LINDEN BANCSHARES, INC. (RSSD 1104071)
Capital & Liquidity
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Watch flags
Automated conditions triggered on this bank's latest filing. Advisory only — see the source metric pages for full context.
Loans outstanding exceed total deposits — the bank is funding the gap with wholesale sources (FHLB advances, brokered deposits, repo) that are more rate-sensitive and can dry up in a stress scenario.
Texana Bank, N.A. rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Quarterly trend — last 6 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
Branch Network
Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Loading branches… | |||
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Frequently asked about Texana Bank, N.A.
What are Texana Bank, N.A.'s total assets?
As of the Q1 2026 filing, Texana Bank, N.A. reported total assets of $352.8 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Texana Bank, N.A. headquartered?
Texana Bank, N.A. is headquartered in LINDEN, TX, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was Texana Bank, N.A. founded?
Texana Bank, N.A. was established in 1914, per the FDIC institution directory.
Is Texana Bank, N.A. FDIC-insured?
Yes. Texana Bank, N.A. is an FDIC-insured commercial bank (FDIC Certificate #3302). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Texana Bank, N.A.?
Texana Bank, N.A.'s primary federal regulator is the OCC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is Texana Bank, N.A.'s CET1 capital ratio?
Texana Bank, N.A. reported a Common Equity Tier 1 (CET1) capital ratio of 10.33% in its most recent quarterly filing — above regulatory minimums.
How many branches does Texana Bank, N.A. operate?
Texana Bank, N.A. operates 7 domestic branches, per the most recent FDIC Summary of Deposits filing.
What is Texana Bank, N.A.'s Texas Ratio?
Texana Bank, N.A.'s Texas Ratio is 15.22% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.
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