Texana Bank, N.A.
BankRegReports is independent of Texana Bank, N.A. and never asks for online banking logins or passwords.
Data as of · sourced from FFIEC call reports. How we update
Texana Bank, N.A. is an FDIC-insured commercial bank headquartered in Linden, TX, established in 1914 (FDIC certificate 3302), and it is supervised by the OCC. At Q2 2026 it reported total assets of $330.6M, up 6.4% from Q2 2025, the 201st largest of 346 banks headquartered in Texas. It reports no CET1 ratio; its Tier 1 leverage ratio was 9.06% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Charter
- Commercial bank
- Regulator
- OCC
- Deposit insurance
- FDIC
- FDIC certificate
- 3302
- Headquarters
- Linden, TX
- Established
- 1914
- Total assets, Q2 2026
- $330.6M
- Assets vs Q2 2025
- +6.4%
- Tier 1 leverage ratio, Q2 2026
- 9.06%
- Domestic offices
- 7 FDIC institution directory, current count
- Routing number
- 111916588
- Latest call report
- Q2 2026, FFIEC 041 · Texana Bank, N.A. call report
- Holding company
- LINDEN BANCSHARES, INC.
- Asset rank in state
- 201st of 346 in Texas
Problem loans are rising at Texana Bank, N.A.. The Linden, Texas bank had $331 million in assets at June 30, 2026, up 6.4% from a year earlier. Loans on nonaccrual or 90 or more days past due, net of government guarantees, rose to 1.36% of loans from 0.11% a year earlier. It spends about 91 cents to bring in each dollar of revenue, higher than about 9 in 10 of the 2,660 banks with $100 million to $1 billion in assets (median 61 cents). It also grew deposits 14.0% over the year, 3.5 times the median of 4.0% for banks its size.
Net income for the quarter rose 26% from a year earlier, to $1.2 million. Over the same year, loans grew 6.6% and deposits grew 14.0%. Where it has less room is capital: it funds 9.06% of its assets with Tier 1 capital, lower than about three-quarters of banks its size (median 10.99%).
As of June 30, 2026, Texana Bank, N.A. reported a return on assets of 1.45%, a nonperforming-loan ratio of 1.36% and a Texas ratio of 12.31%. The figures come from its call report filed with the FFIEC.
By total assets at Q2 2026, Texana Bank, N.A. is the 201st largest of the 346 banks headquartered in Texas. Quarter on quarter (Q1 2026 to Q2 2026), its total assets fell 6.3% to $330.6M, loans fell 7.3% and deposits rose 4.0%. The largest part of its loan book on June 30, 2026 was 1-4 family residential loans, at 43.6% of total loans, ahead of owner-occupied commercial real estate loans at 16.3%. The FDIC Summary of Deposits lists 7 offices for it, in 5 cities across 2 states; its Linden office books 39% of its branch deposits. By the capital ratios in its Q2 2026 call report, Texana Bank, N.A. meets the community bank leverage ratio test for well capitalized.
Headquarters Profile
- Address
- 124 E Rush St, Linden, TX 75563
- County
- Cass
- Charter
- Commercial bank, national (federal) charter, Fed member, OCC-supervised
- Primary Regulator
- OCC
- FDIC Region
- Dallas (Region 13)
- Federal Reserve member
- Yes
- Federal Reserve district
- District 11, Dallas
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 041
- Established
- January 1, 1914
- Domestic offices
- 7 FDIC institution directory, current count
- Employees (FTE)
- 309
- Domestic deposits
- $291.1M
- Allowance for credit losses
- $3.7M
- Net charge-offs (YTD)
- -$24K
- Average total assets
- $330.5M
- Average total loans
- $304.4M
- Average interest-bearing deposits
- $212.6M
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- January 1, 1934
- FDIC Cert
- 3302
- Fed RSSD
- 809650
- SEC CIK
- 1473282 → filed by LINDEN BANCSHARES, INC.
- Website
- www.texanabank.com →
- Parent Holding Company
- LINDEN BANCSHARES, INC. (RSSD 1104071)
Profitability
Q2 annualizedBalance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. As a community bank leverage ratio filer, Texana Bank, N.A. reports no risk-based capital ratios; its Tier 1 leverage ratio applies. How we compute these figures
Quarterly trends
From Q3 2023 to Q2 2026, Texana Bank, N.A.'s total assets ranged from $280.6M (Q4 2023) to $352.8M (Q1 2026), and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$330.6M total assets against $310.6M; $300.7M total liabilities against $284.5M.
$300.0M net loans and leases against $281.7M; $291.1M total deposits against $255.4M.
$6.0M securities against $9.2M; $9.7M cash and balances due against $6.0M.
$5.0M total interest income against $4.4M; $1.7M total interest expense against $1.6M.
$3.4M net interest income against $2.8M.
$16.5M total noninterest income against $14.6M; $18.1M total noninterest expense against $16.0M.
$165K provision for credit losses against $165K.
$1.2M net income against $953K.
1.45% return on assets against 1.30%; 4.26% net interest margin against 4.00%.
9.06% tier 1 leverage ratio against 8.97%.
Inside the full Texana Bank, N.A. terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeWatch flags
Automated conditions triggered on this bank's latest filing. Advisory only; see the source metric pages for full context. Each flag is tagged Regulatory when it cites an official supervisory threshold, or BRR analysis when it's our own band, informed by our data and models.
Loans outstanding are at or above total deposits. The bank reports little borrowing or brokered funding, so the difference is carried mainly by equity and other liabilities. Worth watching if loan growth continues to outpace deposits. Industry heuristic, not a supervisory threshold.
Texana Bank, N.A. rankings
Its closest position to the top of a national ranking is 456 of 3,640, for Texas Ratio; its furthest is 3,492 of 3,606, for efficiency ratio.
Quarterly trend: last 8 quarters
Across the 8 quarters to Q2 2026, its return on assets ran from 1.06% (Q4 2024) to 2.27% (Q4 2025) and its net interest margin ran from 3.62% (Q3 2024) to 4.26% (Q2 2026).
| Quarter | Leverage | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 9.06% | 1.45% | 1.36% | 12.31% | 4.26% |
| Q1 2026 | 9.02% | 1.25% | 1.51% | 15.22% | 4.06% |
| Q4 2025 | 9.08% | 2.27% | 0.53% | 5.58% | 4.25% |
| Q3 2025 | 8.97% | 1.55% | 0.45% | 4.46% | 4.04% |
| Q2 2025 | 8.97% | 1.30% | 0.11% | 1.42% | 4.00% |
| Q1 2025 | 8.84% | 1.18% | 0.23% | 2.58% | 3.90% |
| Q4 2024 | 8.79% | 1.06% | 0.24% | 3.71% | 3.74% |
| Q3 2024 | 8.26% | 1.37% | 0.14% | 2.80% | 3.62% |
Swipe the table sideways to see every column.
Branch Network
View all 7 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Texana Bank, N.A. (main office) | Linden , TX | 75563 | $113.4M |
| Richmond Road Branch | Texarkana , TX | 75503 | $86.3M |
| Arkansas Blvd Branch | Texarkana , AR | 71854 | $46.7M |
| Highway 82 Branch | Texarkana , AR | 71854 | $21.1M |
| Texana Bank - Spring Hill Branch | Longview , TX | 75604 | $17.2M |
| Texana Bank - Highway 80 Branch | Longview , TX | 75601 | $5.8M |
| Keller Branch | Keller , TX | 76248 | $525K |
Regulatory record
Facts as filed or published, not a rating.
- Enforcement actions
- 1 against the institution (OCC)
- April 29, 2009, OCC: Formal Agreement: Texana Bank, National Association
- Period: Most recent institution action April 29, 2009. Source: FDIC, Federal Reserve and OCC enforcement releases.
- Deposit market share
- <0.1% of deposits in TX, rank 283 of 441 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- SBA 7(a) lending
- 1 loans, $400K approved, $400K average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 2000 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Not on file
- Mortgage lending (HMDA), Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
Add this badge to your website
Free to use. It shows Texana Bank, N.A.’s latest filed figures and updates each quarter.
Similar banks
Frequently asked about Texana Bank, N.A.
What are Texana Bank, N.A.'s total assets?
As of the Q2 2026 filing, Texana Bank, N.A. reported total assets of $330.6 million in its FFIEC call report.
Where is Texana Bank, N.A. headquartered?
It is headquartered in Linden, TX, United States.
When was Texana Bank, N.A. founded?
It was established in 1914, per the FDIC institution directory.
Is Texana Bank, N.A. FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #3302). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Texana Bank, N.A.?
Texana Bank, N.A.'s primary federal regulator is the OCC.
How many branches does Texana Bank, N.A. operate?
It operates 7 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Texana Bank, N.A.'s Texas Ratio?
Its Texas Ratio is 12.31% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
Go deeper on Texana Bank, N.A.
Get an email when Texana Bank, N.A. files its next call report, and benchmark it against any peer you choose.
Unlock Texana Bank, N.A., freeFree account